Porter v. Citizens' National Bank

202 Ill. App. 621, 1916 Ill. App. LEXIS 1024
CourtAppellate Court of Illinois
DecidedNovember 13, 1916
StatusPublished

This text of 202 Ill. App. 621 (Porter v. Citizens' National Bank) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Porter v. Citizens' National Bank, 202 Ill. App. 621, 1916 Ill. App. LEXIS 1024 (Ill. Ct. App. 1916).

Opinion

Mr. Justice Boggs

delivered the opinion of the court.

This appeal is prosecuted by appellants from. an order entered in vacation by the Hon. J. C. Eagleton, one of the judges of the Second Judicial circuit (in which circuit Edwards county is located), awarding a writ of assistance to appellee for the purpose of putting it in possession of the premises involved in this proceeding. The appeal was originally taken to the Supreme Court on the theory that a freehold was involved, but said court held that it had no jurisdiction to proceed and certified the cause to this court.

The facts were stipulated by the parties and are as follows: “The Corn Belt Building and Loan Association foreclosed their mortgage on the property and became the purchaser at the master’s sale, February 14, 1914, for $2,550, the amount of their mortgage, interest and costs. On April 21, 1915, the Citizens’ National Bank, a judgment creditor of Porter, sought to redeem from said sale and deposited with the sheriff the sum of $2,721.25, which it later developed was $10 less than the amount of the purchase with interest up to the date of the deposit. The mistake of $10 being occasioned by a mistake in addition in computing the interest. The Com Belt Building and Loan Association, paid the 1913 taxes, and the bank paid the 1914 taxes. The loan association had deposited their tax receipt with the master. No money for the repayment of these taxes was deposited with the sheriff. On the date of the deposit with the sheriff, he issued to the bank a certificate of redemption and advertised the property for sale under the execution of the bank. On the date advertised, he offered the property for sale and was asked by S. E. Quindry, a bidder, what bid he had on the property. He answered that he had a bid of $2,721.25. S. E. Quindry then bid the sum of $2,725. At the time the bid of S. E. Quindry was made, P. C. Walters, one of the attorneys for the bank, announced that his bid was not sufficient. Quindry claims that he did not hear this. It happened that the amount the sheriff stated as bid was the amount deposited by the bank. After crying the sale, the sheriff struck off the property to id. E. Quindry thinking his bid was greater than that of the bank. S. E. Quindry asked until six o’clock to raise the money and it is claimed by him that the sheriff gave him that time. It is denied by the bank that he had any right to give him the time. Mr. Quin-dry never before or after six o’clock "tendered the sheriff any money for the property. The sheriff after investigating the facts and the law and upon the advice of the State’s Attorney, a little before five o’clock of the same evening issued and delivered a deed to the property to the Citizens’ National Bank, which was filed for record in the recorder’s office at five o’clock p. m. of the same day. Mr. Thornton, the secretary of the loan association, came to Albion the evening before the date advertised for the sale and was told by Allen E. Walker, one of the attorneys for the bank, the same evening, that if they had paid any taxes or any other money on this property in the way of expenses that the bank did not then know about, they would be paid the next day whatever the amount might be upon satisfactory proof being had that it had been paid out. The day of the sale, the secretary.of the loan association left town and said to the livery man that he did not want to get back until after the banks had closed so that the sheriff could not tender him the amount in cash and he would refuse to accept a check. He did not return until night and could not be found by the sheriff then. The following morning, May 15, 1915, Mr. Thornton and Mr. Quindry went to Bone Gap where the master resides, got the master out of bed at an early hour in the morning and demanded a deed. The master refused until he had made an investigation. He came back to Albion with them and upon investigation found a certificate of redemption and deed to the bank of record and refused to make a deed. This same morning the sheriff tendered the loan association the sum of $2,721.25, and Allen E. Walker, one of the attorneys for the bank, tendered the secretary of the association $200 in cash to cover any other amount due the association. Both amounts were refused by the association. The Corn Belt Building and Loan Association immediately, the same day, filed a bill in chancery setting up what purported to be the facts, making the Citizens’ National Bank, defendant, and asked that the deed to the bank be set aside and one executed and delivered to the loan association by the master, who is also made defendant. The suit was filed to the November term, 1915, of our court and is still pending.

“That George W. Porter and Susan J. McClure claim to hold possession of the property under the Corn Belt Building and Loan Association.”

Upon the hearing on said petition and said stipulation of facts, the judge before whom said matter was heard entered an order as above- set forth granting said writ. It is insisted by appellants for a reversal of said cause that the judge entering said order was without jurisdiction so to do. It is conceded that a circuit judge may hear a petition of this character in vacation, but that this petition does not come within said rule, first, because appellee was not a party to said foreclosure proceeding; second, because it is claimed appellants have acquired some new interest in said premises since the rendition of the foreclosure decree through some arrangement or agreement with the Corn Belt Building and Loan Association, complainant in said proceeding; and third, because in mailing its deposit of redemption so given the bank, it lacked $10 of the amount and also failed to include the taxes of 1913 paid by the Corn Belt Building and Loan Association under its certificate of purchase.

So far as we have been able to ascertain, the Supreme Court or this court has never passed on the specific question as to whether or not parties who redeem from a foreclosure sale and who cause said premises to be resold and become the purchaser, thereof and receive a deed therefor are entitled under the law to a writ of assistance to place them in possession thereof. We think, however, that the reasoning of the Supreme Court and this court in construing the various provisions of the statute with reference to redeeming from foreclosure sales by judgment creditors, and as to their rights in the property when redeemed and resold, would, as to a judgment creditor who had reedemed from foreclosure sale and had procured a resale of the premises and become a purchaser thereof, entitle him to a writ of assistance placing him in possession thereof. Keithley v. Interstate Bank & Trust Co., 154 Ill. App. 443; Herdman v. Cooper, 138 Ill. 583; Smith, v. Mace, 137 Ill. 68; Butler v. Brown, 205 Ill. 609.

In Herdman v. Cooper, 138 Ill., at page 587, the court says: “By the redemption, Johnson took the place of Watson with respect to the property, and what is true in this respect of Johnson is equally true of McLaughlin, by whose redemption from the sale to Johnson he was put in the place of Johnson as respects the property redeemed. If the redemption had simply obliterated the prior sale, then, of course, by Johnson’s redemption the Herdmans would have been restored to their homestead rights.

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Bluebook (online)
202 Ill. App. 621, 1916 Ill. App. LEXIS 1024, Counsel Stack Legal Research, https://law.counselstack.com/opinion/porter-v-citizens-national-bank-illappct-1916.