Polish Falcon Alliance v. Allen Tire, No. Cv 91-0445278s (Feb. 11, 1992)
This text of 1992 Conn. Super. Ct. 1234 (Polish Falcon Alliance v. Allen Tire, No. Cv 91-0445278s (Feb. 11, 1992)) is published on Counsel Stack Legal Research, covering Connecticut Superior Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
The defendant Allen Tire Battery has moved to strike the first count of the complaint brought by Polish Falcon Alliance. The defendant claims that the insured cannot pursue a claim against the defendant while the insurer is also pursuing such a claim. "A motion to strike challenges the legal sufficiency of a pleading." Mingachos v. CBS, Inc.,
The flaw in the defendant's argument is its assumption that the plaintiff insurer has been fully subrogated to the rights of CT Page 1235 the insured. However, the complaint explicitly states that there is a $1,000.00 deductible on the policy. "[T]he insurer, upon paying to the insured the amount of loss, total or partial, becomes . . . subrogated in a corresponding amount to the insured's right of action against the person responsible for the loss." Hartford Accident and Indemnity Co. v. Chung,
Since there exists a $1,000.00 deductible on the policy, the plaintiff Polish Falcon Alliance is entitled to seek recovery directly from Allen Tire and Battery Inc. Such a cause of action is proper because the insurer has not been subrogated to the rights of the insured for the amount of the deductible.
Accordingly, the motion to strike is denied.
MICHAEL R. SHELDON JUDGE, SUPERIOR COURT CT Page 1236
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1992 Conn. Super. Ct. 1234, Counsel Stack Legal Research, https://law.counselstack.com/opinion/polish-falcon-alliance-v-allen-tire-no-cv-91-0445278s-feb-11-1992-connsuperct-1992.