Polanco v. Pruco Life Insurance Company

CourtDistrict Court, D. New Mexico
DecidedJanuary 11, 2023
Docket1:22-cv-00765
StatusUnknown

This text of Polanco v. Pruco Life Insurance Company (Polanco v. Pruco Life Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. New Mexico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Polanco v. Pruco Life Insurance Company, (D.N.M. 2023).

Opinion

IN THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF NEW MEXICO ______________________

ANGELICA POLANCO,

Plaintiff,

v. Case No. 1:22-cv-00765-KWR-JFR

PRUCO LIFE INSURANCE COMPANY, WILLIAM A. FORTNER, HEATHER FORTNER, and MOUNTAIN WEST INSURANCE & FINANCIAL SERVICES, LLC,

Defendants.

ORDER REMANDING CASE

THIS MATTER comes before the Court upon Plaintiff’s Motion to Remand and for Attorney Fees and Costs (Doc. 15). Having reviewed the pleadings and applicable law, the Court finds that Plaintiff’s Motion is WELL TAKEN in part and, therefore, is GRANTED IN PART. This case is remanded to the First Judicial District Court, Santa Fe County, State of New Mexico for lack of subject matter jurisdiction. However, the Court DECLINES to award Plaintiff fees. DISCUSSION This case was filed in New Mexico state court. Plaintiff alleged eight state law claims related to the denial of a life insurance claim. Doc. 1. Defendants removed this case to federal court on the basis of diversity jurisdiction. However, on its face, the complaint indicates a lack of diversity jurisdiction, as both Plaintiff and the Fortner Defendants are New Mexico citizens. Although complete diversity was lacking, Defendants assert that Defendants William Fortner and Heather Fortner are fraudulently joined, as Plaintiff is unable to assert a claim against them. The Court concludes that Defendants did not carry their heavy burden of showing fraudulent joinder of the non-diverse defendants. Because there is a lack of complete diversity, the Court lacks diversity jurisdiction and will remand this case pursuant to 28 U.S.C. § 1447(c). However, the Court denies Plaintiff’s request for attorneys’ fees. I. Removal and Remand Standards. Federal courts are courts of limited jurisdiction. There is a presumption against removal

jurisdiction, which the defendant seeking removal must overcome. See Fajen v. Found. Reserve Ins. Co., 683 F.2d 331, 333 (10th Cir.1982); Martin v. Franklin Capital Corp., 251 F.3d 1283, 1290 (10th Cir. 2001). Removal statutes are strictly construed, and ambiguities should be resolved in favor of remand. Fajen v. Found. Reserve Ins. Co., 683 F.2d 331, 333 (10th Cir. 1982) (citations omitted). Defendants removed this case on the basis of diversity jurisdiction. Diversity jurisdiction under 28 U.S.C. § 1332(a)(1) requires: (i) complete diversity among the parties; and (ii) that the matter in controversy exceeds the sum or value of $75,000, exclusive of interest and costs. A defendant may remove a case to federal court based upon diversity jurisdiction in the absence of

complete diversity if a plaintiff joins a non-diverse party fraudulently to defeat federal jurisdiction. See Am. Nat'l Bank & Trust Co. v. Bic Corp., 931 F.2d 1411, 1412 (10th Cir.1991). The citizenship of fraudulently joined defendants “should be ignored for the purposes of assessing complete diversity.” See Dutcher v. Matheson, 733 F.3d 980, 987-988 (10th Cir. 2013). In evaluating a claim of fraudulent joinder, “all doubts are to be resolved against removal.” Fajen v. Found. Reserve Ins. Co., 683 F.2d 331, 333 (10th Cir. 1982). In other words, the removing party “bears a heavy burden of proving fraudulent joinder, and all factual and legal issues must be resolved in favor of the plaintiff.” Dutcher, 733 F.3d at 988 (quoting Pampillonia v. RJR Nabisco, Inc., 138 F.3d 459, 461 (2d Cir. 1998)). This is a high bar for Defendants to meet and poses a standard “more exacting than that for dismissing a claim under Fed.R.Civ.P. 12(b)(6)” and “which entails the kind of merits determination that, absent fraudulent joinder, should be left to the state court where the action was commenced.” Montano v. Allstate Indemnity, 211 F.3d 1278, 2000 WL 525592 at **1-2 (10th Cir. 2000); see also Batoff v. State Farm Ins. Co., 977 F.2d 848, 851- 53 (3d Cir. 1992) (“A claim which can be dismissed only after an intricate analysis of state law is

not so wholly insubstantial and frivolous that it may be disregarded for purposes of diversity jurisdiction.”).1 The Court must “determine whether [the plaintiff] has any possibility of recovery against the party whose joinder is questioned.” Montano v. Allstate Indem., 211 F.3d 1278, at *1 (10th Cir. 2000). The party defending removal may carry this “heavy burden” and successfully assert fraudulent joinder by demonstrating either: (1) actual fraud in the pleading of jurisdictional facts, or (2) the inability of the plaintiff to establish a cause of action against the non-diverse party in state court. Dutcher v. Matheson, 733 F.3d 980, 988 (10th Cir. 2013); see also Montano v. Allstate, 211 F.3d 1278, 2000 WL 525592 at **1-2, 4 (10th Cir. 2000) (to prove fraudulent joinder, the

removing party must demonstrate that there is “no possibility” that plaintiff would be able to establish a cause of action against the joined party in state court). The Court may look beyond the pleadings in determining whether a party was fraudulently joined. Brazell v. Waite, 525 F. App'x 878, 881 (10th Cir. 2013). However, an assertion of fraudulent joinder “does not mean that the federal court will pre-try…doubtful issues of fact to determine removability; the issue must be

1 Many district courts within the Tenth Circuit have referred to the standard for fraudulent joinder as requiring clear and convincing evidence. See Bristow First Assembly of God v. BP p.l.c., No. 15-CV-523-TCK-FHM, 2016 WL 5415792, at *2 n.1 (N.D. Okla. Sept. 28, 2016) (finding “no significant difference between the ‘complete certainty’ language in Smoot and the ‘clear and convincing’ language in other cases); Spence v. Flynt, 647 F.Supp. 1266, 1271 (D. Wyo.1986); Castens v. Conseco Life Ins. Co., No. 11–CV–628–TCK, 2012 WL 610001, at *2 (N.D. Okla. Feb. 24, 2012); De La Rosa v. Reliable, Inc., 113 F. Supp. 3d 1135, 1163 (D.N.M. 2015). capable of summary determination and proven with complete certainty.” Smoot v. Chicago, R.I & P.R. Co., 378 F.2d 879, 882 (10th Cir. 1967). II. The parties are not completely diverse and Defendants have not shown there is no possibility of a cause of action against the non-diverse Defendants. On its face, the complaint and notice of removal indicate a lack of diversity jurisdiction.

In order to invoke diversity jurisdiction, “a party must show that complete diversity of citizenship exists between the adverse parties and that the amount in controversy exceeds $75,000.” Dutcher v. Matheson, 733 F.3d 980, 987 (10th Cir. 2013) (citation omitted).

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Related

Martin v. Franklin Capital Corp.
546 U.S. 132 (Supreme Court, 2005)
Brazell v. PHH Mortgage Corp.
525 F. App'x 878 (Tenth Circuit, 2013)
Dutcher v. Matheson
733 F.3d 980 (Tenth Circuit, 2013)
Spence v. Flynt
647 F. Supp. 1266 (D. Wyoming, 1986)
De La Rosa v. Reliable, Inc.
113 F. Supp. 3d 1135 (D. New Mexico, 2015)
Bristow First Assembly of God v. BP p.l.c.
210 F. Supp. 3d 1284 (N.D. Oklahoma, 2016)

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Polanco v. Pruco Life Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/polanco-v-pruco-life-insurance-company-nmd-2023.