Ploesser v. Burlington Rapid Transit Co.

149 A.2d 728, 121 Vt. 133, 1959 Vt. LEXIS 99
CourtSupreme Court of Vermont
DecidedMarch 4, 1959
Docket327
StatusPublished
Cited by10 cases

This text of 149 A.2d 728 (Ploesser v. Burlington Rapid Transit Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Vermont primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ploesser v. Burlington Rapid Transit Co., 149 A.2d 728, 121 Vt. 133, 1959 Vt. LEXIS 99 (Vt. 1959).

Opinion

Holden, «L

On October 22, 1955, the plaintiff sustained injuries to his back while riding as a regular passenger on a motor bus operated by the Burlington Rapid Transit Company in the city of Burlington. The bus was proceeding north on Elmwood Avenue in rather heavy traffic. The plaintiff was injured when the bus came to a sudden stop. The plaintiff was seated at about the middle of the bus, next to a window. The abrupt stop ejected the plaintiff forward into the back of the seat ahead. He then rebounded into the adjacent seat on the aisle. The force of the jolt displaced other passengers and two passengers were thrown to the floor. The plaintiff was removed from the bus and taken to the Mary Fletcher Hospital by police car.

The evidence is settled, beyond dispute, that the bus was brought to an abrupt halt to avoid colliding with a car immediately in front of the bus. Both vehicles were traveling in the same direction on Elmwood Avenue. There was conflict in the proof concerning the speed of the motor carrier at the time the brakes were applied and the location on Elmwood Avenue where the stop was made. The plaintiff’s evidence was that the transit vehicle was traveling between thirty-five and forty miles an hour, and had not reached the intersection of North Street with Elmwood Avenue. The defendants’ evidence was that the bus was moving at a speed of no more than five miles an hour while moving away from the traffic light at the North Street intersection.

Prior to the accident on March 9, 1955, the plaintiff had injured his back while at work in his regular employment. In July, the plaintiff was hospitalized as a result of the original injury and underwent a surgical operation. An intervertebral disc was removed and a spinal fusion performed. Following the surgery, the plaintiff was confined to bed rest in the hospital for a period of three weeks. Thereafter he was permitted to be up but was required to wear a surgical brace and was cautioned against any strenuous activity during the next ensuing six months. Up to the time of the accident, the plain *136 tiff’s convalescence had been normal and satisfactory. Some two months before the accident, the plaintiff was found to be essentially free of symptoms. At that time the plaintiff inquired of his surgeon about the advisability of his travel on a train and was advised that this activity would not be particularly harmful. The doctor further informed the plaintiff that sedentary work might be possible by October 1, 1955 but any more strenuous activity should be avoided until January.

The plaintiff brought this action in negligence against the transit company and its insurance carrier. The jury returned a verdict for the plaintiff. Both defendants join in a single appeal and assign error to the refusal of the trial court to set aside the verdict, and to the instructions of the court in submitting the case.

Before the jury was impaneled, the defendants called to the attention of the court the fact that the Century Indemnity Company had been named as a defendant in the action. The defendants took the position that the statute permitting the joining of the insurer is merely to give the plaintiff a direct right of action against the insurer; that the Century Indemnity Company is not a party ex delicto and the fact that they are a party ought not to be called to the jury’s attention. The court denied the defendants’ request and granted an exception to its ruling. The Court further saved an exception on this point whenever it might be reached during the course of the trial, without necessity of further objection or formal motion for a mistrial.

The defendants have briefed the question under their exception to the denial of their motion to set the verdict aside. This ground was not specified in that motion. However, in view, of the broad exception granted the defendants on the ¡issue, in the conference before trial, we will consider the question as properly raised.

In his opening statement counsel for the plaintiff remarked that the plaintiff "has brought this action against the bus company and the insurance company * * * .” Later in the trial, the defendants at the bench offered "to show that the Century Indemnity Company is only obligated to pay any verdict in excess of $10,000. and that any verdict over that *137 amount will have to be paid by the Burlington Rapid Transit Company.” (sic) The offer was excluded.

The court commented upon the matter in the course of the charge: "In a case of this kind involving a public carrier, the statutes of this State provide that the carrier insurance company may be joined as a co-defendant. The defendant Century Indemnity Company, however, is not hable in this case unless you first find that the defendant Burlington Rapid Transit Company is liable. That is, your verdict, if for the plaintiff, must be against both defendants. You should not let the fact the insurer is a party defendant influence your decision in this case, as it is your duty to fairly and justly and impartially decide the case upon all the evidence in the case.”

V. S. 47, §10,173 as amended by No. 191 Acts of 1953, compels adequate financial responsibility as a condition precedent to the registration and operation of a motor bus on a public highway in this state to indemnify the carrier against any legal liability for personal injury or property damage which may result from the operation of a motor bus. V. S. 47, §10,174 provides that the insurer or surety may be made a co-defendant with the owner of the motor bus in an action for injury, death or property damage.

In support of their claim of reversible error, the defendants rely on the general rule applicable to causes where private contracts of insurance are involved to indemnify a private vehicle, as stated in Ryan v. Barrett, 105 Vt 21, 23, 162 A 793. In these cases it is recognized that insurance or the want of it is a iprvate matter between the insured and his indemnifier. The injured party has no right to have his claim secured by a contract of indemnity and has no direct action against the insurer. Prejudicial error has resulted when the fact of insurance was wrongfully interjected into the case. Glass v. Bosworth, 113 Vt 303, 308, 34 A2d 113; Ryan v. Barrett, supra, 105 Vt 23, 162 A at 794, and cases cited.

Public liability insurance, openly required of all motor busses, by statute, stands differently. The public has an interest in the contract and the injured person has been given a direct right of action against the insurer. The existence *138 of insurance is not prejudicial in the legal sense to the insured or his surety. It is the plain requirement of the law. And we find no prejudice in the existence of a legal relationship which the public law contemplates and demands.

The trial judge merely explained this relationship and the presence of the insurer as a party defendant. In so doing, the court correctly applied the statute to the litigation at hand, consistent with the holding in Stark v. Crowell, 117 Vt. 413, 417, 94 A2d 585.

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Cite This Page — Counsel Stack

Bluebook (online)
149 A.2d 728, 121 Vt. 133, 1959 Vt. LEXIS 99, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ploesser-v-burlington-rapid-transit-co-vt-1959.