Pfeifer v. World Service Life Insurance

360 N.W.2d 65, 121 Wis. 2d 567, 1984 Wisc. App. LEXIS 4503
CourtCourt of Appeals of Wisconsin
DecidedNovember 21, 1984
Docket83-944
StatusPublished
Cited by32 cases

This text of 360 N.W.2d 65 (Pfeifer v. World Service Life Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Pfeifer v. World Service Life Insurance, 360 N.W.2d 65, 121 Wis. 2d 567, 1984 Wisc. App. LEXIS 4503 (Wis. Ct. App. 1984).

Opinion

GARTZEE, P.J.

Lorraine Pfeifer, the sole beneficiary of a policy insuring the life of her son, Thomas Pfeifer, appeals from a judgment dismissing her complaint against World Service Life Insurance Company. The issue is whether the trial court erred when finding that Thomas knew that his actions might result in his death. We conclude that the court erred and therefore reverse.

Lorraine Pfeifer commenced this action to recover the accidental death benefits payable under the policy. The case was tried to the court. The only evidence before the court was the deposition of Roslynne Pfeifer, Thomas’s ex-wife. Roslynne deposed that Ricky Parise, her son by *569 a prior marriage, shot Thomas to stop him from beating her.

The policy provides coverage in case of injury, including the death of the insured. Injury is defined as “accidental bodily injury from which loss results directly and independently of all other causes . . . .” The parties agree that Wyoming law controls. They also agree that the Wyoming Supreme Court held in Rodolph v. New York Life Insurance Company, 412 P.2d 610, 612 (Wyo. 1966), that a death does not result from accidental bodily injury if the insured knew and expected that his actions might result in his own death.

The trial court made formal findings, including a finding that Thomas knew and expected that his actions against Roslynne might well result in his own death. The court concluded that the death of Thomas did not result from “accidental bodily injury” as defined in the policy.

We are satisfied that the trial court applied the proper test under Wyoming law: whether Thomas knew or expected that his actions might result in his own'death, not what a reasonable person in his position would believe. Before examining the support for the court’s finding, we state the standards governing our review.

The state of Thomas’s mind just before the shooting is disputed. The state of a person’s mind must be inferred from the acts and statements of the person, in view of the surrounding circumstances. See e.g. Muller v. State, 94 Wis. 2d 450, 473, 289 N.W.2d 570, 582 (1980) (intention must be inferred from defendant’s statements and actions); State v. Wolter, 85 Wis. 2d 353, 371, 270 N.W.2d 230, 239 (Ct. App. 1978) (state of mind is inferrable from actions and circumstances). The acts and statements of Thomas and the circumstances just prior to the shooting are undisputed because the supporting evidence consists solely of the uncontroverted deposition of Roslynne Pfeifer. Consequently, we are reviewing an *570 inference drawn by the trial court from undisputed facts.

The standards applicable to appellate review in this state of factual inferences from established or undisputed facts are settled.

We note, however, that the standards for federal appellate review of a trial court’s inferences from undisputed facts are unsettled. “Three different tests seem to be current, and decisions from every circuit can be found to support each.” Editors, Federal Civil Appellate Jurisdiction: An Interlocutory Restatement, 47 Law & Contemp. Probs. 13, 57 (Spring 1984). The authors state that the United States Supreme Court “seemingly favors” the view that the clearly erroneous standard provided in Fed. R. Civ. P. 52(a) is applicable, whether the trial court’s findings are based on oral or documentary evidence or are inferences from undisputed facts, citing United States v. United States Gypsum Co., 333 U.S. 364, 394 (1948). The authors consider this to be “the best view.” Id.

Like the federal appellate courts, we apply the clearly erroneous standard when reviewing findings of fact by a trial court. Section 805.17(2), Stats., provides that findings of fact by a trial court sitting without a jury or with an advisory jury “shall not be set aside unless clearly erroneous . . . .” The supreme court adopted the “clearly erroneous” test in 1975, Wisconsin Rules of Civil Procedure, 67 Wis. 2d at 712-13 (1975), but has continued to apply a reasonableness standard to inferences by the trial court. See, e.g., Vocation., Tech. & Adult Ed. Dist. 13 v. ILHR Dept., 76 Wis. 2d 230, 240, 251 N.W.2d 41, 46 (1977). We will continue to apply the reasonableness standard of review to inferences by a trial court from undisputed or established facts, unless the supreme court directs us to use another standard.

Whether an inference may reasonably be drawn from undisputed or established facts is a question of law. *571 State v. Ziegenhagen, 73 Wis. 2d 656, 669, 245 N.W.2d 656, 662 (1976); Mars, Inc. v. Chubrilo, 216 Wis. 313, 318, 257 N.W. 157, 159 (1934). Deciding the reasonableness of an inference is therefore a recognized appellate function.

An appellate court must accept a reasonable inference drawn by a trial court from established facts if more than one reasonable inference may be drawn. C.R. v. American Standard Ins. Co., 113 Wis. 2d 12, 15, 334 N.W.2d 121, 123 (Ct. App. 1983). If only one reasonable inference is available, the drawing of that inference is a question of law. Vocation. Tech. & Adult Dist. 13 v. ILHR Dept., 76 Wis. 2d at 240, 251 N.W.2d at 46. 1

This analysis is consistent with the constitutional limitations of the court of appeals. According to Wurtz v. Fleischman, 97 Wis. 2d 100, 107 n. 3, 293 N.W.2d 155, 159 (1980), the appellate jurisdiction conferred upon the court of appeals by art. VII, sec. 5(3), of the Wisconsin Constitution precludes us “from making any factual determinations where the evidence is in dispute.” Because Roslynne’s deposition is uncontroverted, the evidence is undisputed.

We summarize Roslynne’s deposition as follows: she and Thomas were married from April 1974 until October 1979. He was six feet tall and weighed about 200 pounds. She is five feet tall and weighs about 80 pounds. Thomas sometimes physically abused her. At least twice Thomas threatened to kill her and once threatened to kill her son, Ricky, who was fourteen years old and under five feet tall the day he shot Thomas. Roslynne believes that Ricky heard Thomas threaten to kill her and Ricky. On three or four occasions Ricky saw Thomas beat his mother. On one occasion she suffered a concussion which required medical treatment. That beating resulted in *572

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Bluebook (online)
360 N.W.2d 65, 121 Wis. 2d 567, 1984 Wisc. App. LEXIS 4503, Counsel Stack Legal Research, https://law.counselstack.com/opinion/pfeifer-v-world-service-life-insurance-wisctapp-1984.