Perez v. Allstate Fire and Casualty Insurance Company

CourtDistrict Court, W.D. Washington
DecidedFebruary 24, 2025
Docket2:23-cv-00681
StatusUnknown

This text of Perez v. Allstate Fire and Casualty Insurance Company (Perez v. Allstate Fire and Casualty Insurance Company) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Perez v. Allstate Fire and Casualty Insurance Company, (W.D. Wash. 2025).

Opinion

1 2 3

4 5 UNITED STATES DISTRICT COURT 6 WESTERN DISTRICT OF WASHINGTON AT SEATTLE 7 JAMIL PEREZ, CASE NO. C23-0681-KKE 8

Plaintiff, ORDER GRANTING IN PART AND 9 v. DENYING IN PART PLAINTIFF’S MOTION FOR PARTIAL SUMMARY 10 ALLSTATE FIRE AND CASUALTY JUDGMENT INSURANCE COMPANY, 11

Defendant. 12

13 Jamil Perez asks the Court to find, as a matter of law, that her past and future medical costs 14 are reasonable and necessary and to dismiss three of Defendant Allstate Fire and Casualty 15 Insurance Company’s (“Allstate”) affirmative defenses. Allstate does not oppose the 16 reasonableness and necessity of a subset of Perez’s treatments and agrees to dismissal of one 17 affirmative defense. The Court grants the motion as to these unopposed arguments. However, the 18 Court denies the remainder of Perez’s motion because she fails to meet the high burden to show 19 such factual determinations can be decided as a matter of law. 20 I. BACKGROUND 21 This is a dispute for underinsured motorist (“UIM”) coverage under an Allstate policy 22 arising from an April 28, 2018 car accident. Dkt. No. 15. The only remaining cause of action is 23 for UIM coverage, as all other claims have been dismissed with prejudice. Dkt. No. 42. A five- 24 day bench trial is set to begin April 21, 2025. Dkt. No. 46. Perez moves for partial summary 1 judgment that her medical treatment since the accident was necessary and the costs were 2 reasonable, and that the recommended future treatment costs are reasonable. Dkt. No. 47-9. Perez 3 also moves to dismiss Allstate’s fifth, tenth, and eleventh affirmative defenses. Id. In response,

4 Allstate “stipulates that the $2,540.56 for medical bills incurred between the accident and July 11, 5 2018 were reasonable and necessary” and that affirmative defense five can be dismissed. Dkt. No. 6 52 at 17 n.12. Allstate opposes the remainder of Perez’s motion. Id. The parties have completed 7 briefing (Dkt. Nos. 52, 54), and neither requested oral argument. Accordingly, the matter is ripe 8 for the Court’s consideration. 9 II. ANALYSIS 10 A. Legal Standard for Summary Judgment 11 “Summary judgment is appropriate when, viewing the evidence in the light most favorable 12 to the nonmoving party, there is no genuine dispute as to any material fact” and the moving party

13 is entitled to judgment as a matter of law. Zetwick v. Cnty. of Yolo, 850 F.3d 436, 440 (9th Cir. 14 2017) (cleaned up). A party moving for summary judgment “bears the initial responsibility of 15 informing the district court of the basis for its motion, and identifying those portions of ‘the 16 pleadings, depositions, answers to interrogatories, and admissions on file, together with the 17 affidavits, if any,’ which it believes demonstrate the absence of a genuine issue of material fact.” 18 Celotex Corp. v. Catrett, 477 U.S. 317, 323 (1986) (quoting Fed. R. Civ. P. 56(c)). The burden 19 then shifts to the party opposing summary judgment, who must affirmatively establish a genuine 20 issue on the merits of the case. Devereaux v. Abbey, 263 F.3d 1070, 1076 (9th Cir. 2001). The 21 Court does not resolve evidentiary conflicts or make credibility determinations in ruling on a 22 motion for summary judgment. Gonzalez v. City of Anaheim, 747 F.3d 789, 795 (9th Cir. 2014)

23 (citing Long v. Johnson, 736 F.3d 891, 896 (9th Cir. 2013)). Rather, such determinations are left 24 to the province of the jury at trial. See id. at 795–97. 1 B. The Court Grants the Unopposed Relief. 2 In response to Perez’s motion, Allstate states: “Allstate does not oppose Plaintiff’s motion 3 as it relates to the medical care between April 28, 20[1]8 and July 11, 2018 and Affirmative

4 Defense No. 5.” Dkt. No. 52 at 2. Accordingly, the Court grants this limited relief. 5 C. Allstate Raises Genuine Issues of Material Fact Regarding the Reasonableness and Necessity of Perez’s Medical Treatments. 6 In addition to the necessity and reasonableness of Perez’s medical costs from April 28, 7 2018 to July 11, 2018, Perez seeks an order finding that “the reasonableness of the costs charged 8 by plaintiff’s medical providers for her medical treatment since the date of the April 28, 2018 9 collision in this case is undisputed” and “the reasonableness of the estimated cost of plaintiff’s 10 recommended future treatment is undisputed.” Dkt. No. 47-9 at 2. Perez’s only argument to 11 support this relief is that “Defendant did not identify any medical billing expert and did not disclose 12 any opinion from a medical billing expert or any other expert regarding the reasonableness of the 13 medical billing charges or estimated cost of recommended future care from plaintiff’s providers in 14 this case.” Dkt. No. 47 at 6. In response, Allstate argues that issues regarding the reliability and 15 credibility of Perez’s expert opinions prohibit entry of summary judgment on the reasonableness 16 and necessity of Perez’s various treatments. Dkt. No. 52 at 18–23. In reply, Perez states 17 “Defendant’s response contains mere arguments and allegations, and as such lacking any expert 18 opinion testimony to dispute Ms. Vega’s opinions, fails to raise any genuine dispute sufficient to 19 warrant a denial of plaintiff’s motion for partial summary judgment on the issue of the 20 reasonableness of the medical charges.” Dkt. No. 56 at 3–4. 21 Courts in this district reject Perez’s argument. See, e.g., Bishop v. Brand Energy & 22 Infrastructure Servs., No. C11-5267BHS, 2012 WL 1145092, at *1–2 (W.D. Wash. Apr. 5, 2012) 23 (plaintiff’s declarations that medical care was “reasonable and customary” insufficient for 24 1 plaintiff’s summary judgment); Whitford v. Mt. Baker Ski Area, Inc., No. C11-00112RSM, 2012 2 WL 895390, at *2 (W.D. Wash. Mar. 15, 2012) (same). Because damages are questions of fact, 3 to win on summary judgment Perez “must show that no reasonable jury could find that the amount

4 of damages were unreasonable or unnecessary.” Whitford, 2012 WL 895390, at *2 (citing 5 Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 252 (1986)). Perez provides medical bills and 6 expert reports to support a finding that the medical costs are reasonable and necessary, but this 7 “evidence does not shift the burden of persuasion on the issue of reasonableness from Plaintiffs, 8 the moving party, to [] the nonmoving party.” Bishop, 2012 WL 1145092, at *2. And Allstate has 9 raised genuine disputes with Perez’s evidence. Dkt. No. 52. For example, Allstate argues Perez 10 only started certain treatments two years after the accident (id. at 16), Perez’s medical billing 11 expert lacks experience with the treatments Perez received and her conclusions lack specificity (id. 12 at 18), and estimated costs for the same surgery vary between Perez’s experts (id. at 20). Perez

13 does not respond to these arguments or provide any authority that Allstate’s argument must be in 14 the form of a competing expert opinion. Allstate properly challenges Perez’s experts’ credibility 15 and opinions which is sufficient to survive summary judgment. See Whitford, 2012 WL 895390, 16 at *2 (denying partial summary judgment when “Defendant challenges Dr.

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Related

Anderson v. Liberty Lobby, Inc.
477 U.S. 242 (Supreme Court, 1986)
Kimberly Long v. Deborah K. Johnson
736 F.3d 891 (Ninth Circuit, 2013)
Gonzalez Ex Rel. Gonzalez v. City of Anaheim
747 F.3d 789 (Ninth Circuit, 2014)
Victoria Zetwick v. County of Yolo
850 F.3d 436 (Ninth Circuit, 2017)
Devereaux v. Abbey
263 F.3d 1070 (Ninth Circuit, 2001)

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Perez v. Allstate Fire and Casualty Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/perez-v-allstate-fire-and-casualty-insurance-company-wawd-2025.