Peerless Insurance v. Nault

701 A.2d 320, 1997 R.I. LEXIS 271, 1997 WL 656518
CourtSupreme Court of Rhode Island
DecidedOctober 20, 1997
Docket96-256-A
StatusPublished
Cited by4 cases

This text of 701 A.2d 320 (Peerless Insurance v. Nault) is published on Counsel Stack Legal Research, covering Supreme Court of Rhode Island primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Peerless Insurance v. Nault, 701 A.2d 320, 1997 R.I. LEXIS 271, 1997 WL 656518 (R.I. 1997).

Opinion

OPINION

PER CURIAM.

This matter came before the Supreme Court on September 16,1997, pursuant to an order directing both parties to show cause why the issues raised in this appeal should not be summarily decided. The defendants, Maurice R. Nault and Anne M. Nault (the Naults), filed an appeal from a Superior Court judgment confirming an arbitration panel’s decision in favor of the plaintiff, Peerless Insurance Company (Peerless), and denying its motion to vacate or modify the decision of the panel.

After hearing the arguments of counsel for the parties and after reviewing the memoran-da of the parties, we are of the opinion that cause has not been shown, and the appeal will be decided at this time.

The facts and travel of the case indicate that on January 19, 1990, Maurice R. Nault (Nault), a Burrillville police officer, was dispatched to investigate reports of a suspicious vehicle. Nault claims that he injured himself when his patrol car was forced off the road by an unidentified vehicle. The description *322 of the unidentified vehicle was almost identical to the description of the vehicle Nault had been dispatched to investigate. As a result of this accident Nault sustained personal injuries, and his wife alleged loss of consortium. The Naults then filed a claim for uninsured motorist benefits with Peerless, their insurance carrier, and demanded arbitration pursuant to the terms of the policy. On March 26,1992, Peerless filed a complaint in Superior Court for declaratory relief. The complaint was later amended. The amended complaint sought a declaration of the rights and liabilities of the parties pursuant to the policy, including a declaration that the claim was barred by an application of the firefighter’s rule. 1

A three-member arbitration panel was selected by the parties to arbitrate the Naults’ uninsured motorist claim. Peerless moved to stay the arbitration proceedings and moved for summary judgment in the declaratory judgment action. The motion for a stay was denied as was the motion for summary judgment. The trial justice referred the matter to arbitration, stating that the arbitrators would be in the best position “to make findings of facts [sic] as to every single one of the claims that you assert, including * * * the firefighter rule and including what policy controls this issue and I don’t think this Court should rule on those issues of law until the arbitrator has made those findings of fact.” (Emphases added.)

After several hearings the arbitration panel issued a written decision in which it made the following findings of fact: the accident was caused by an unidentified motor vehicle; as a result of the accident Nault sustained damages that amounted to $40,000 with interest of $26,000, exclusive of medical bills that totaled $9,460; Nault was entitled to salary pursuant to G.L.1956 § 45-19-1; and Mrs. Nault was entitled to loss of consortium damages of $1,500 with interest of $1,005. The panel also found, however, that just pri- or to the accident Nault had been dispatched to investígate a suspicious vehicle traveling with no lights, the operator of which vehicle was the tortfeasor whose negligence was the proximate cause of the accident. As a result the panel concluded that the firefighter’s rule applied to bar the Naults’ claims.

Peerless then filed a motion with the Superior Court, seeking confirmation of the arbitration award and entry of final judgment. Conversely the Naults moved to modify, correct, or vacate the same arbitration award. On February 21, 1996, a second trial justice conducted a hearing relative to the cross-motions. Thereafter this trial justice delivered a bench decision granting the motion to confirm the arbitration award and denying the Naults’ motion to vacate, modify, or correct the award. In so doing, the trial justice correctly stated that “the only issues properly arbitrable under the policy are the questions of the liability for damages by an uninsured tortfeasor and the amount of damages for which that tortfeasor would be liable under the law.” The trial justice then held that the determinative issue in the case was the application of the firefighter’s rule to the Naults’ claim. The trial justice found that the “preclusive effect of the ‘Firefighter’s Rule’ is on the liability of the tortfeasor to the insured party, not on the coverage provisions of the policy” and was therefore within the substantive arbitration jurisdiction of the panel.

Relying upon this determination, the trial justice found the arbitrators’ award of damages to be inconsistent with the conclusion that the firefighter’s rule applied. As a result the trial justice determined that the award needed to be corrected but stated that the court could do so as the imperfections were “purely formal.” The trial justice stated that final judgment would enter, declaring that the Naults are covered by the uninsured motorist provision of the policy issued by Peerless, but since the firefighter’s rule applied, the uninsured motorist is not legally hable to the Naults for any damages sustained as a result of the motor vehicle collision. From this judgment the Naults appealed.

On appeal the Naults argue that the trial justice erred in denying their motion to vacate the arbitration award pursuant to G.L. *323 1956 § 10-3-12. The Naults contend that the arbitration panel exceeded its powers when it decided that the firefighter’s rule applied to bar the Naults’ claims. We agree. For the reasons set forth below, we reverse the judgment of the Superior Court and sustain the appeal.

Section 10-3-12(4), “Grounds for vacating award,” provides in pertinent part that the court “must make an order vacating the award * * * [w]here the arbitrators exceeded their powers, or so imperfectly executed them that a mutual, final and definite award upon the subject matter submitted was not made.” A manifest disregard of the law, although not specifically provided for in the statute, has also been recognized as grounds for vacating an arbitration award. Westminster Construction Corp. v. PPG Industries, Inc., 119 R.I. 205, 210, 376 A.2d 708, 711 (1977).

The firefighter’s rule is a common law rule that operates to preclude a firefighter from recovering from a tortfeasor whose negligence brings him or her to the site at which the injury is sustained. Labrie v. Pace Membership Warehouse, Inc., 678 A.2d 867, 868 (R.I.1996); Smith v. Tully, 665 A.2d 1333, 1335 (R.I.1995); Aetna Casualty & Surety Co. v. Vierra, 619 A.2d 436, 439 (R.I.1993). The doctrine of “primary” assumption of the risk and considerations of public policy mandate that firefighters, as a matter of law, assume all normal risks inherent in the performance of their duties. See Mignone v. Fieldcrest Mills, 556 A.2d 35, 39 (R.I.1989).

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Bluebook (online)
701 A.2d 320, 1997 R.I. LEXIS 271, 1997 WL 656518, Counsel Stack Legal Research, https://law.counselstack.com/opinion/peerless-insurance-v-nault-ri-1997.