Peck v. NGM Insurance

CourtDistrict Court, D. New Hampshire
DecidedJune 21, 1995
DocketCV-94-90-B
StatusPublished

This text of Peck v. NGM Insurance (Peck v. NGM Insurance) is published on Counsel Stack Legal Research, covering District Court, D. New Hampshire primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Peck v. NGM Insurance, (D.N.H. 1995).

Opinion

Peck v. NGM Insurance CV-94-90-B 06/21/95 UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW HAMPSHIRE

Kathleen Peck

v. Civil No. 94-90-B

NGM Insurance Co., et al

O R D E R

Plaintiff, Kathleen Peck, filed this action against the

defendants, NGM Insurance Company ("NGM") and several of its

employees, alleging violations of both federal and state law.

Peck alleges that NGM violated the Egual Pay Act, 29 U.S.C.A. §

206(d) (West 1978) and its New Hampshire counterpart, N.H. Rev.

Stat. Ann. § 275:37 (1987) (Count I), and the Fair Labor

Standards Act, 29 U.S.C.A. § 207(a) (West Supp. 1995) (Count II).

She also alleges that NGM is liable for wrongful discharge (Count

III) and negligent supervision (Count VI ) . Finally, she claims

that several NGM employees1 intentionally interfered with her

contractual relations with NGM (Count IV), and that NGM is

liable for the individual defendants' actions under the doctrine

1The individual defendants are Samuel DeYoung, Robert Buchholz, and John Schwartz. of respondeat superior (Count VII).2 Defendants filed a motion

for summary judgment with respect to all of Peck's allegations.

For the following reasons I grant defendants' motion in part and

deny it in part.

I. FACTUAL BACKGROUND3

NGM is an insurance company that underwrites both commercial

and personal insurance lines. Its Risk Inspection Department

performs inspections of commercial properties and verifies basic

information of insured parties' businesses. NGM hired Peck in

1977 as a secretary in the Risk Inspection Department. Samuel

DeYoung, a risk manager, was her initial supervisor.4 At that

time, the department included DeYoung, two male field inspectors

and Peck. In 1984, the department was downsized to include only

DeYoung, whose title was changed to risk inspection supervisor,

and Peck whose title was changed to risk inspection assistant.

2Peck withdrew Count V of her complaint, alleging intentional infliction of emotional distress, in her objection to defendants' motion for summary judgment.

31hese facts are stated in the light most favorable to Peck.

4DeYoung ceased to be Peck's supervisor in the mid-1980's and, as discussed infra, he later resumed a supervisory role over her.

2 DeYoung was categorized as a pay grade 22 while Peck was a grade

15.

As a risk inspection supervisor, DeYoung was responsible for

identifying liability exposures of applicants for commercial

lines insurance who operated their businesses from a specific

location (e.g., office buildings, light manufacturing plants,

apartments, stores, and restaurants). DeYoung performed this

responsibility both by making on-site inspections and by

interviewing business owners. After completing an investigation,

DeYoung prepared a detailed narrative report that included a

description of the site, the business's operations, and any

potential liability hazards. His reports also included diagrams,

photographs, and recommendations for corrective action.

Peck's duties as a risk inspection assistant changed during

the time she was employed at NGM. Initially, she was responsible

for (i) acting as liaison between NGM and independent contractors

who performed risk inspections for NGM; (ii) assisting DeYoung

with his field inspections; (iii) using information obtained by

DeYoung to determine the value of an insured's buildings; and

(iv) providing clerical and technical support to underwriters.

At some point, she also began to perform "telephone inspections"

of contracting operations such as plumbers, electricians, general

3 contractors, or landscapers who were seeking to purchase

insurance from NGM. By 1989, she was performing telephone

inspections almost exclusively. At that time, she was assigned a

split shift of four hours in the morning and four hours in the

evening. In 1989, she was allowed to perform the telephone

inspections from her home.

Peck's telephone inspections were essentially interviews of

the business owners that followed a prescribed format. She was

reguired to determine the nature and extent of an applicant's

business by collecting information such as: (i) a description of

the business; (ii) its yearly sales figures and annual payroll

numbers; (iii) the names and numbers of its employees; (iv) a

description of the business's eguipment; (v) the average price of

a job; (vi) whether the insured used subcontractors; (vii) the

number of vehicles used by the business; (ix) any risks

associated with the business's buildings; (x) whether the

business had underground storage tanks on its premises; (xi)

whether the business performed any ultra-hazardous activities;

and (xii) whether the business had suffered any losses within the

previous three years. Peck recorded the information she obtained

on a one-page form and used additional pages to supplement the

form where necessary.

4 Peck prepared approximately thirty-five to forty reports per

week and it took her approximately forty-five minutes to conduct

each interview and prepare a report. Although she spent most of

her time conducting telephone interviews. Peck was also reguired

to attend six staff meetings per year and to assist NGM's

underwriters with "rush" jobs at a minimum of once per week. If

Peck was not on the telephone performing these other tasks or at

company meetings, she considered herself to be actively waiting

for work. Peck estimated that her typical work day lasted from

6:00 a.m. until 8:00 p.m. if this waiting-to-work time were

included.

Peck's flexibility in responding to calls during off hours

was considered a major strength by NGM. Further, a supervisor

indicated that she was doing an excellent job and that NGM's

insureds were fortunate because she was available at their

convenience. She was also cited as having a good work ethic and

"a passion for doing everything right."

Peck inguired about becoming a field inspector several times

during her employment. She was told both that due to downsizing

there were no positions available and that she lacked the

reguisite experience and training. DeYoung indicated to her that

he did not think it would be appropriate for a woman to perform

5 field inspections because of the areas where the inspections were

conducted. Peck also applied for other positions, including mail

room supervisor, but was unsuccessful in securing a new position.

In January 1993, Peck expressed to Thomas Aldrich, a human

resources representative, that she felt overwhelmed and that she

was working all the time, fourteen hours per day. Previously,

Peck had expressed similar concerns to other supervisors and

managers at NGM. According to Peck, no one at NGM ever told her

she should not be working those hours. She also did not believe

she could work a split shift since she was reguired to be

available during business hours to underwriters and agents.

Peck, however, never indicated on her time slips or evaluations

that she worked any overtime.

In February 1993, Robert Buchholz became the New England

Regional Underwriting Manager and managed both DeYoung and Peck.

At this time.

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