Peck v. Nashville Marine & Fire Insurance

6 La. Ann. 148
CourtSupreme Court of Louisiana
DecidedFebruary 15, 1851
StatusPublished

This text of 6 La. Ann. 148 (Peck v. Nashville Marine & Fire Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Peck v. Nashville Marine & Fire Insurance, 6 La. Ann. 148 (La. 1851).

Opinion

The judgment of the court was pronounced by

Slidell, J.

The plaintiffs sue for a total loss upon a policy upon one-half of the bark Mopang, “with liberty of ports in the Gulf of Mexico, warranted by the assured free from any loss or damage resulting from war or hostility between any nation or people, for three months.” The vessel was valued at $10,000. The defendants insured the one-half at $5,000, and another office took a similar amount. The policy contained a clause that in case of capture, ai’rest or restraint, the insured should not abandon therefore until proof to the insurers of condemnation, or of the continuance of the capture, arrest or restraint, for at least ninety days. Also, that in case of loss or damage, the repairing and replacing of loss or damage should only be estimated or charged against the insurers, after excluding all losses or damages requii'ing to be repaired or replaced in consequence, in whole or in part, of wear and tear or natural decay. Also, that in case of stranding without the breaking up of the vessel, no abandonment should be made until after thirty days from its occurrence, and notice thereof to the insurers; nor unless the right to abandon should then exist. It was further stipulated, that in case a total loss should be claimed for or on account of any damage or charge to the vessel, the only basis of ascertaining her value should be her valuation in the policy.

[149]*149On the 29th November, 1846, the vessel departed from New Orleans for Tampico, laden with Government stores and supplies for the Army of the United States in Mexico. On the 6th December she arrived at the bar off Tampico, about six miles from that town, and there grounded. Unsuccessful exertions were made to get her off by the crew, and also by officers and men sent to her assistance by two war steamers of the United States. The. weather became boisterous. Huffington, the master, and the crew, except one man, deeming it unsafe to remain on board at night, left the vessel and went ashore. They returned the next day, and in the evening again went ashore. During the second night the vessel was driven by the winds and waves over the bar, and was discovered next morning near the beach. A quartermaster of the United States Army employed a man named Clifton and one Frederick to proceed to the Mopang to save the cargo. For this purpose, vessels and men in the employment of the Government of the United States were used. Clifton was paid by the Government for his services. Thus employed, Clifton went on board the Mopang, after she had drifted over the bar. Huffington with his crew reached the vessel soon after. Clifton then asserted that he was a salvor, and refused to allow Huffington to exercise any authority as master. He was armed; and when asked by Huffington for his authority to hold the vessel, exhibited his bowie knife. The vessel was lightened by Clifton and the rest, and was then got off the beach and towed to Tampico. The expense incurred by the Government for services of men and the use of a steamboat in lightening and bringing the vessel to Tampico was about two hundred and fifty dollars. Clifton retained possession of the vessel, and claimed a salvage of fifty per cent. At this time, the communication between New Orleans and Tampico was frequent. Huffington, without waiting for any instructions from his owner and underwriters, although he was advised to do so by a merchant from New Orleans, to whom the consul referred him, had a survey called. The surveyors, three shipmasters and a master carpenter named by the consul, gave it as their opinion, on the 11th December, that it would cost more to put the vessel in complete order at Tampico than she would afterwards be worth. They therefore recommended that she should be sold at auction for account of whom it might concern. On the 14th December he agreed with Clifton to submit his claim for salvage to arbitration after the sale of the bark. The vessel was sold at auction for $3200. The arbitrators awarded Clifton fifty per cent of the proceeds of sale. They were not sworn; no witnesses were examined before them; and they acted upon the verbal statements made to them by Clifton and Huffington. The purchaser put a temporary rudder in the vessel at an expense of about $100, and without any other repairs at Tampico, she being perfectly tight, he left that place in her about fifteen days after the sale, and brought her in safety to New Orleans. She was then thoroughly repaired here, at a cost of about $800. What portion of these repairs was rendered necessary by the damage suffered in the stranding is not shown. On the 8th January, 1848, the plaintiffs presented their claim to the defendants for a total loss, and tendered an abandonment, which was rejected. In the court below there was judgment against the plaintiffs as in case of non-suit; and they have appealed.

The plaintiffs contend, that they are entitled to recover for a total loss, in consequence of the vessel having passed from them by a necessary and justifiable sale ; and our first inquity will be whether the sale was necessary and justifiable. For it is not the mere fact of a sale by the master which entitles an assured to abandon; but the ship’s being reduced to such a state as to justify the sale.

[150]*150The power of the master to sell the vessel has been wisely circumscribed within very narrow limits, and its exercise is always jealously scrutinized. The authorities are conclusive in limiting it to cases of extreme necessity. And it seems also to be necessary for its justification, that there should not be an opportunity of consulting the owner or underwriter, by reason of their distance from, the scene of disaster or the pressing imminence of the danger. In the present case, the vessel was completely rescued from danger at the time of sale. The means of early communication with New Orleans were at the master’s command. No loss could occur by waiting two or three weeks for instructions from New Orleans, but the expenses of the vessel during the delay. It is impossible, therefore, to consider this a case of such necessity as left the master no alternative, as a prudent and skilful man, acting bond fide for the best interests of all concerned. Much stress is laid upon the recommendation of the surveyors. But it is obvious that it would be a most unsafe doctrine to hold such a recommendation conclusive. It ought not to excuse the duty of communicating with the parties interested, where such communication is convenient; nor are the proceedings themselves unimpeachable. It may be shown that the statements of the surveyors were untrue, or that their examination of the state of the ship was insufficient, or that the inferences drawn by them were incorrect. In the case before us, the surveyors are perhaps censurable on the face of their report itself, for acting upon an imperfect examination and conjectural inferences. But at all events, it is now clearly shown that they were mistaken as to the true condition of the vessel, and that their investigation must have been imperfect. See Gordon v. Massachusetts Fire and Marine Insurance Company, 2 Pick. 264.

What we have said with regal'd to the sale applies also to the conduct of the master, touching the claim for salvage, which is invoked as one of the causes which rendered a sale necessary. This claim was grossly exorbitant. Its exorbitance is indeed admitted in arguments by the plaintiffs. Even if Clifton

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Cite This Page — Counsel Stack

Bluebook (online)
6 La. Ann. 148, Counsel Stack Legal Research, https://law.counselstack.com/opinion/peck-v-nashville-marine-fire-insurance-la-1851.