Patti Walters v. Enterprise Capital Management Partners Inc., d/b/a Enterprise Recovery Company

District Court, M.D. Florida·Decided July 15, 2026·No. 8:26-cv-01244·Unknown

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION

PATTI WALTERS,

Plaintiff,

v. Case No. 8:26-cv-01244-CEH-NHA

ENTERPRISE CAPITAL MANAGEMENT PARTNERS INC., d/b/a ENTERPRISE RECOVERY COMPANY,

Defendant. _______________________________________/

ORDER Plaintiff’s motion for entry of Clerk’s default against Defendant Enterprise Capital Management Partners, Inc. (Doc. 15) is denied without prejudice. Plaintiff brings this action under the Fair Debt Collection Practices Act and Florida Consumer Collection Practices Act, alleging that Enterprise Capital Management Partners (“Enterprise”) attempted to collect a debt from Plaintiff that Plaintiff did not owe. Doc. 1. Plaintiff states that, on May 6, 2026, she served Enterprise (see Doc. 8) and that Enterprise failed to answer or otherwise respond to the suit. Doc. 15. On July 2, 2026, Plaintiff moves for Clerk’s default against Enterprise.1 Id.

“When a party against whom a judgment for affirmative relief is sought has failed to plead or otherwise defend, and that failure is shown by affidavit or otherwise, the clerk must enter the party’s default.” FED. R. CIV. P. 55(a). However, “[i]n the absence of service of process (or waiver of service by the

defendant), a court ordinarily may not exercise power over a party the complaint names as defendant.” Murphy Bros. v. Michetti Pipe Stringing, Inc., 526 U.S. 344, 350 (1999). And, “[g]enerally, where service of process is insufficient, the court has no power to render judgment.” In re Worldwide Web

Sys., Inc., 328 F.3d 1291, 1299 (11th Cir. 2003). Federal Rule of Civil Procedure 4(h)(1) governs the service of process on United States corporations. It provides that service may be made “by delivering a copy of the summons and of the complaint to an officer, a managing or general

1 Plaintiff previously moved for an entry of Clerk’s default on May 29 and June 26 (Docs. 9, 13), which motions the Court denied without prejudice because they did not explain how service on Enterprise satisfied the requirements of Rule 4 of the Federal Rules of Civil Procedure (Docs. 10, 14). In the present motion, Plaintiff states that Enterprise was served in accordance with Rule 4(h)(1)(B), which permits service on a corporation via the corporation’s registered agent. Doc. 15. For the reasons stated in this order, and to comply with Local Rule 3.01(b), the Court requests that Plaintiff’s fourth version of the motion for Clerk’s default contain a memorandum of law which substantially engages with the relevant standards. 2 agent, or any other agent authorized by appointment or by law to receive service of process.” FED. R. CIV. P. 4(h)(1)(B). A corporation may also be served

by following state law in which the district court is located or in which service is effected. FED. R. CIV. P. 4(h)(1)(A), 4(e)(1). Here, Plaintiff states that Enterprise was served in accordance with Rule 4(h)(1)(B) because she served Enterprise’s registered agent, Corporate Service

Center, Inc., at 11175 Cicero Drive, Suite 100, Alpharetta, GA, 30022. Doc. 15 ¶ 3. The return of service states that Corporate Service Center was served by leaving the summons and complaint with “Danielle Hindel, Administrative Assistant.” Doc. 8.

Rule 4(h)(1)(B)’s provision allowing corporations to be served via their agents is interpreted according to federal law’s “well-settled general principles of the law of agency.” Nat’l Equipment Rental, Ltd. v. Szukhent, 375 U.S. 311, 316 (1964). Applying agency principles to the question of whether a purported

agent is authorized to accept service for a company is a fact-sensitive inquiry. See Zond, LLC v. Fujitsu Semiconductor Ltd., 53 F. Supp. 3d 394 (D. Mass. 2014) (“Whether an individual is a suitable agent to receive service ‘depends on a factual analysis of that person’s authority within the organization.’”)

(quoting Direct Mail Specialists v. Eclat Computerized Technologies, Inc., 840 F.2d 685, 688 (9th Cir.1988)). One set of relevant facts is whether the person 3 served on the company’s behalf is “so integrated with the corporation that such person will know what to do with legal papers served.” McCarthy v. Langston,

23 F.R.D. 249, 250 (N.D. Fla. 1959). Ultimately, courts seek to ensure that the corporate employee served is “an individual who stands in such a position as to render it fair, reasonable and just to imply the authority on his part to receive services.” Ins. Co. of N.A. v. S/S Hellenic Challenger, 88 F.R.D. 545,

547 (S.D.N.Y. 1980) (quoting Top Form Mills, Inc. v. Sociedad Nationale Industria Applicazioni Viscosa, 428 F.Supp. 1237, 1251 (S.D.N.Y.1977)). Courts may “liberally construe” these service-agent standards “when a defendant has actual notice of a lawsuit filed against [it],” or where “a

defendant has engaged in deception to avoid service of process.” Frank Keevan & Son, Inc. v. Callier Steel Pipe & Tube, Inc., 107 F.R.D. 665 (S.D. Fla. 1985); see also Union Asbestos & Rubber Co. v. Evans Products Co., 328 F.2d 949, 951–52 (7th Cir. 1964) (rejecting an argument that service on a corporate

defendant via its secretary was insufficient and noting that the summons was immediately given to the corporate principle). Nonetheless, although “[a]n agent’s authority to accept service may be implied in fact,” plaintiffs “must present facts and circumstances showing the proper relationship between the

defendant and its alleged agent,” and they “cannot fabricate such implied

4 authority from whole cloth.” United States v. Ziegler Bolt and Parts Co., 111 F.3d 878, 881 (Fed. Cir. 1997).

Here, it is not clear to the Court from Ms. Hindel’s title of “administrative assistant,” alone, whether she would be authorized to accept service as an agent of Corporate Service Center. And Plaintiff offers no independent facts to support a finding that Ms. Hindel is an “agent authorized by appointment or

by law to receive service of process” for Corporate Service Center (or for Enterprise). Furthermore, while actual notice is not the same as formal service of process, the Court declines to construe federal agency standards liberally where there is nothing in the record to suggest that Enterprise is aware of

Plaintiff’s service attempts. For these reasons, the Court cannot determine that Corporate Service Center or Enterprise were properly served under federal agency principles. See Thomas v. Vergara, 812 F. Supp. 3d 1223, 1232 (M.D. Fla. 2025) (holding that a corporate defendant was not properly served

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Patti Walters v. Enterprise Capital Management Partners Inc., d/b/a Enterprise Recovery Company, (M.D. Fla. 2026).

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