Patrick Higgins and Ryan W. Johnson, Chapter 13 Trustee for the Bankruptcy Estate of Patrick Higgins v. Ronald O. Lane, Mary Robinson, Chance Evans, and Jasper Miller’s, Inc.; Ronald O. Lane v. Mary Robinson

CourtUnited States Bankruptcy Court, N.D. West Virginia
DecidedApril 24, 2026
Docket1:23-ap-00004
StatusUnknown

This text of Patrick Higgins and Ryan W. Johnson, Chapter 13 Trustee for the Bankruptcy Estate of Patrick Higgins v. Ronald O. Lane, Mary Robinson, Chance Evans, and Jasper Miller’s, Inc.; Ronald O. Lane v. Mary Robinson (Patrick Higgins and Ryan W. Johnson, Chapter 13 Trustee for the Bankruptcy Estate of Patrick Higgins v. Ronald O. Lane, Mary Robinson, Chance Evans, and Jasper Miller’s, Inc.; Ronald O. Lane v. Mary Robinson) is published on Counsel Stack Legal Research, covering United States Bankruptcy Court, N.D. West Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Patrick Higgins and Ryan W. Johnson, Chapter 13 Trustee for the Bankruptcy Estate of Patrick Higgins v. Ronald O. Lane, Mary Robinson, Chance Evans, and Jasper Miller’s, Inc.; Ronald O. Lane v. Mary Robinson, (W. Va. 2026).

Opinion

No. 1:23-ap-00004 Doc 248 Filed 04/24/26 Entered 04/24/26 15:15:24 Page 1 of 12

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MEMORANDUM OPINION Pending before the Court is a motion for partial summary judgment. Patrick Higgins (“Higgins”) and Ryan Johnson, Chapter 13 Trustee for the Bankruptcy Estate of Patrick Higgins (collectively, “Plaintiffs”), seek partial summary judgment against Ronald Lane (“Lane”), Mary Robinson (“Robinson”), Chanc Evans, and Jasper Miller’s, Inc. (collectively, “Defendants”), seeking a determination that the deed in lieu of foreclosure executed between Higgins and Lane is invalid. Robinson’s Response includes a Counter Motion for Partial Summary Judgment seeking a determination that the Court find the deed in lieu of foreclosure is valid. Specifically, Plaintiffs assert the deed in lieu of foreclosure is unenforceable because Lane did not provide post-default consideration to Higgins for the deed in lieu of foreclosure. Defendants contend that the deed in lieu of foreclosure is valid and enforceable because Higgins received post-default consideration from Lane, the transaction was absent of undue advantage, and it reflected overall fairness. For the reasons stated herein, the Court will deny the Plaintiffs’ Motion for Partial Summary Judgment and grant Robinson’s Counter Motion for Partial Summary Judgment. I. STANDARD OF REVIEW Federal Rule of Civil Procedure (“Rule”) 56, made applicable to this proceeding by Federal Rule of Bankruptcy Procedure 7056, provides that summary judgment is only appropriate if the movant demonstrates “that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(a). A party seeking summary judgment must make a prima facie case by showing: first, the apparent absence of any genuine dispute of material fact; and second, the movant’s entitlement to judgment as a matter of law on the basis of undisputed facts. Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248 (1986). The movant bears the burden of proof to establish that there is no genuine dispute of material fact. Celotex Corp. v. Catrett, 477 U.S. 317, 325 (1986). Demonstrating an absence of any genuine dispute as to any material fact satisfies this burden. Id. at 323. Material facts are those necessary to establish the elements of the cause of action. Anderson, 477 U.S. at 248. Thus, the existence of a factual dispute is material — thereby precluding summary judgment — only if the disputed fact is determinative of the outcome under applicable law. Shaw v. Stroud, 13 F.3d 791, 798 (4th Cir. 1994). A movant is entitled to judgment as a matter of law if “the record as a whole could not lead a rational trier of fact to find for the non-movant.” Williams v. Griffin, 952 F.2d 820, 823 (4th Cir. 1991) (citation omitted); see also Anderson, 477 U.S. at 248. If the moving party shows that there is no genuine dispute of material fact, the nonmoving party must set forth specific facts that demonstrate the existence of a genuine dispute of fact for trial. Celotex Corp., 477 U.S. at 322-23. The court is required to view the facts and draw reasonable inferences in the light most favorable to the nonmoving party. Shaw, 13 F.3d at 798. However, the court’s role is not “to weigh the evidence and determine the truth of the matter but to determine whether there is a genuine issue for a trial.” Anderson, 477 U.S. at 249. Nor should the court make credibility determinations. Sosebee v. Murphy, 797 F.2d 179, 182 (4th Cir. 1986). If no genuine issue of material fact exists, the court has a duty to prevent claims and defenses not supported in fact from proceeding to trial. Celotex Corp., 477 U.S. at 317, 323-24. II. BACKGROUND In August of 2021, Lane contracted with Kauffman Realty and Auctions of West Virginia (“Kauffman”) to conduct an auction for the sale of his property located in Arnoldsburg, West Virginia. On August 17, 2021, Kauffman realtor and auctioneer, Wayne Yoder, conducted an online auction. Higgins submitted the winning bid of $780,000. Under the auction terms, Higgins also owed a 10% buyer’s premium of $78,000, bringing the total purchase price to $858,000. On August 19, 2021, Higgins electronically signed the auction purchase agreement. The auction purchase agreement required Higgins to deliver a $85,000 nonrefundable deposit within 48 hours, not contingent upon Higgins obtaining financing. Higgins defaulted by failing to pay the required deposit within the 48-hour deadline. On August 26, 2021, after Higgins defaulted, his attorney, Michael Partlan, contacted Yoder to renegotiate the purchase terms. Higgins proposed a forbearance agreement to prevent Lane from terminating the transaction and putting the property back up for auction. The terms included a reduction of the initial deposit to $50,000 due on September 2, 2021, a second nonrefundable deposit of $175,000 due on September 30, 2021, and a third nonrefundable deposit of $125,000 due at closing. The proposal also required Higgins to exhaust financing options over sixty to ninety days or Lane to provide owner financing with interest only payments of $4,233.33, to be paid monthly for 24 months following closing, and the remainder of the purchase price due within 24 months of closing. Lastly, in exchange for Lane providing owner financing, Higgins offered to execute a deed in lieu of foreclosure at closing to be held in escrow. In the event of Higgins’ default, Lane could record the deed in lieu and regain possession of the property following a seven- day grace period. Higgins represented that he was familiar with deeds in lieu of foreclosure because he was involved in real estate transactions utilizing them. Further, Higgins admitted to having vast experience in commercial and residential real estate transactions as both a real estate agent and broker, including involvement in property sales, real estate auctions, and owner financing agreements. Unlike Higgins, Lane did not have legal counsel representing him during the negotiations regarding the terms of the new purchase agreement. Lane accepted Higgins’ offer and executed a new real estate purchase agreement reflecting the proposed terms. Higgins defaulted on this agreement by failing to tender the $50,000 deposit when due. In response, Lane requested Yoder contact other bidders regarding potential interest in the property. On September 8, 2021, Higgins sent Kauffman the $50,000 deposit. Lane formally executed the forbearance agreement on September 29, 2021, and Higgins executed it on September 30, 2021.

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Related

Anderson v. Liberty Lobby, Inc.
477 U.S. 242 (Supreme Court, 1986)
Ringling Joint Venture v. HUNTINGTON NAT. BK.
595 So. 2d 180 (District Court of Appeal of Florida, 1992)
Snavely v. Pickle
70 Va. 27 (Supreme Court of Virginia, 1877)
Shaw v. Stroud
13 F.3d 791 (Fourth Circuit, 1994)
Farquhar & Co. v. Dehaven
75 S.E. 65 (West Virginia Supreme Court, 1912)
Dawson v. Perry
30 Va. Cir. 372 (Richmond County Circuit Court, 1993)
Sosebee v. Murphy
797 F.2d 179 (Fourth Circuit, 1986)

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Bluebook (online)
Patrick Higgins and Ryan W. Johnson, Chapter 13 Trustee for the Bankruptcy Estate of Patrick Higgins v. Ronald O. Lane, Mary Robinson, Chance Evans, and Jasper Miller’s, Inc.; Ronald O. Lane v. Mary Robinson, Counsel Stack Legal Research, https://law.counselstack.com/opinion/patrick-higgins-and-ryan-w-johnson-chapter-13-trustee-for-the-bankruptcy-wvnb-2026.