PATRICK GRAY v. THOMAS CHAMORO (L-3029-17, HUDSON COUNTY AND STATEWIDE)

CourtNew Jersey Superior Court Appellate Division
DecidedMarch 23, 2022
DocketA-1416-20
StatusUnpublished

This text of PATRICK GRAY v. THOMAS CHAMORO (L-3029-17, HUDSON COUNTY AND STATEWIDE) (PATRICK GRAY v. THOMAS CHAMORO (L-3029-17, HUDSON COUNTY AND STATEWIDE)) is published on Counsel Stack Legal Research, covering New Jersey Superior Court Appellate Division primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
PATRICK GRAY v. THOMAS CHAMORO (L-3029-17, HUDSON COUNTY AND STATEWIDE), (N.J. Ct. App. 2022).

Opinion

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3.

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION DOCKET NO. A-1416-20

PATRICK GRAY,

Plaintiff,

v.

THOMAS CHAMORO, THOMAS GARCIA-GARCIA, a/k/a TOMAS GARCIA, CITY LINE CAR WASH OF NEW JERSEY, LLC, CITYLINE GASOLINE, LLC, MARK GENOFSKY and/or MARK TARNOFSKY, SUSAN M. WILKINS, LARRY T. CORP., d/b/a CITY LINE, KLEEN KAR, LLC, d/b/a CITY LINE, NOAM EISENBERG, HIGH POINT PROPERTY AND CASUALTY INSURANCE COMPANY, and PLYMOUTH ROCK ASSURANCE,

Defendants,

and

AVI STEIN,

Defendant-Respondent, and

DINO DIAMANTE NICOLETTA,

Defendant-Appellant. ______________________________

Submitted March 7, 2022 – Decided March 23, 2022

Before Judges Sumners and Vernoia.

On appeal from the Superior Court of New Jersey, Law Division, Hudson County, Docket No. L-3029-17.

Stuart A. Wilkins, attorney for appellant.

Melito & Adolfsen, attorneys for respondent (Steven I. Lewbel, on the brief).

PER CURIAM

In an August 16, 2019 opinion and order, the court granted defendant Avi

Stein summary judgment finding co-defendant Dino Diamante Nicoletta

breached a contractual lease obligation by failing to obtain a $3,000,000 general

liability policy naming Stein as an additional insured. Nicoletta appeals from

the summary judgment order, as well as a December 17, 2020 order entered

following a bench trial awarding Stein $47,223.26 in damages allegedly

resulting from Nicoletta's breach of the lease. Based on our review of the record

in light of the applicable legal principles, we affirm the summary judgment

A-1416-20 2 order, vacate the order awarding Stein damages, and remand for further

proceedings.

I.

Stein is the co-owner of a car wash. In 2012, he leased the car wash to

Nicoletta. The lease required that Nicoletta purchase and maintain a $3,000,000

general liability policy for the car wash, with Stein named as an additional

insured.

In 2014, Nicoletta ceased operating the car wash and sold his interest in it

to Mark Tarnofsky, who thereafter operated the car wash under Kleen Kar, LLC.

When he transferred his interest in the car wash to Tarnofsky, Nicoletta also

entered into a rider to the 2012 lease with Stein; the rider stated Nicoletta's sale

of his interest in the car wash did not extinguish his obligations under the lease.

Thus, Nicoletta's obligations under the lease, including the requirement he

maintain the $3,000,000 general liability policy, continued thereafter .

In 2017, plaintiff Patrick Gray was pinned between two cars in the

carwash by a vehicle driven by a Kleen Kar employee who was not a licensed

driver. Gray's injuries resulted in the amputation of both his legs. In a complaint

that was amended numerous times, Gray asserted negligence claims against

Stein, Nicoletta, Kleen Kar, Tarnofsky, and others.

A-1416-20 3 Stein learned the general liability policy Nicoletta was required to

maintain pursuant to the 2012 lease had lapsed prior to the accident in which

Gray was injured. Kleen Kar, which operated the car wash at the time of the

accident that injured Gray, had a United Specialty Insurance Company (USIC)

commercial lines policy in effect when the accident occurred.

Stein sought a defense and indemnification from USIC under the Kleen

Kar policy, but USIC initially denied the request. Stein retained Melito &

Adolfsen (M&A), a New York law firm, to assist him in obtaining a defense and

indemnification from USIC. The law firm obtained USIC's agreement to

provide Stein a defense in the Gray litigation, and USIC assigned Stein counsel

to defend him in Gray's lawsuit.

M&A attorney Steven I. Lewbel, who is admitted to practice law in New

Jersey, also represented Stein in the Gray matter. As part of that representation,

Lewbel prosecuted Stein's cross-claim against Nicoletta for breach of the lease

agreement based on Nicoletta's failure to maintain the general liability policy.

Prior to, and during the Gray lawsuit, M&A partner Louis G. Adolfsen,

who is not admitted to practice law in New Jersey, provided advice to Stein

concerning insurance coverage issues and other matters related to the Gray

A-1416-20 4 lawsuit, and conferred and communicated with the USIC-assigned counsel for

Stein concerning the lawsuit.

M&A also represented Stein in a declaratory judgment action filed by

USIC in the United States District Court for the District of New Jersey

concerning insurance coverage issues related to the Gray lawsuit. USIC sought

a declaratory judgment it had "no duty to defend or indemnify" Stein or his co-

defendants in the Gray lawsuit, "or in the alternative, that . . . [USIC's]

obligation to indemnify is limited to a $15,000 liability limit." That litigation

was resolved with an agreement USIC would provide Stein with a defense in the

Gray lawsuit and $15,000 in indemnity coverage under the Kleen Kar policy.

Represented by another law firm, Stein also filed a landlord-tenant

complaint against Nicoletta and Kleen Kar in March 2019 for possession of the

car wash property based on Nicoletta's breach of the lease requirement that he

maintain the general liability policy. The complaint was later dismissed with

prejudice.

In an August 16, 2019 opinion and order, the court in the Gray lawsuit

decided a series of summary of judgment motions. Pertinent here, the court

granted Stein's motion—filed on his behalf by USIC-assigned defense counsel—

A-1416-20 5 for summary judgment dismissing Gray's complaint. Thus, the Gray litigation

against Stein ended with the entry of the court's order. 1

The court also granted Stein's motion, made by Lewbel, for summary

judgment on his cross-claim against Nicoletta for breach of the lease by failing

to maintain the $3,000,000 general liability policy. The court ordered a trial "to

determine the amount of damages [Stein] incurred" as a result of Nicoletta's

breach of the lease.

At the ensuing bench trial, Stein sought damages for the attorney's fees

and costs billed by M&A that he claimed were incurred as a result of Nicoletta's

failure to maintain the general liability insurance policy. Stein testified the

$15,000 in coverage provided under the USIC policy was inadequate given the

nature of Gray's injuries, and therefore he required M&A's representation to

protect his personal assets. Stein also testified he could not depend on USIC-

assigned counsel to protect his personal interests in the Gray lawsuit, and he

required M&A's assistance in the USIC federal court declaratory judgment

action as well.

1 Gray's lawsuit later settled. The settlement did not require any contribution from Stein. USIC paid $1,000,000 toward the global settlement of the action. A-1416-20 6 Adolfsen testified concerning the services he and Lewbel provided Stein.

Adolfsen testified the Kleen Kar $1,000,000 policy included an exception

limiting coverage to $15,000 where, as here, liability stemmed from a motor

vehicle accident involving a Kleen Kar employee who was an unlicensed driver.

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PATRICK GRAY v. THOMAS CHAMORO (L-3029-17, HUDSON COUNTY AND STATEWIDE), Counsel Stack Legal Research, https://law.counselstack.com/opinion/patrick-gray-v-thomas-chamoro-l-3029-17-hudson-county-and-statewide-njsuperctappdiv-2022.