Pate v. First National Bank

63 Ind. 254
CourtIndiana Supreme Court
DecidedNovember 15, 1878
StatusPublished
Cited by14 cases

This text of 63 Ind. 254 (Pate v. First National Bank) is published on Counsel Stack Legal Research, covering Indiana Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Pate v. First National Bank, 63 Ind. 254 (Ind. 1878).

Opinion

Niblack, J.

This was an action hy the First Rational Bank of Aurora, against Michael Geigoldt, Janies W. Pate and Peter S. Pate, administrator of the estate of John Pate, deceased, on a promissory note, as follows:

[256]*256“ $2,000.00. Aurora, Indiana, Dec. 28th, 1873.
“ Eour months after date, we promise to pay to the order of Michael Geigoldt two thousand dollars, with interest at ten per cent, per annum after maturity, and attorney’s fees if suit be instituted on this note, value received, without any relief whatever from valuation or appraisement laws. The drawers and endorsers severally waive presentment for payment, protest, notice of protest and non-payment of this note. Negotiable and payable at the Eirst National Bank of Aurora.
“John Pate,
“ James W. Pate.”
Endorsed : “ Michael Geigoldt.”

And against the said Michael Geigoldt and Catharine Geigoldt, his wife, to foreclose a mortgage executed by them, to said bank, to secure the payment of said note.

The defendant James W. Pate answered denying the execution of the note under oath, but the other defendants made no defence.

A jury was empanelled to try the issue thus formed by the answer of J ames W. Pate.'

Elam II. Davis, the plaintiff’s cashier, ivas then introduced as a witness, and testified to the court concerning the execution of the note in suit. Ilis testimony can, we think, be fairly transposed and condensed into a statement, substantially as follows:

“ I became cashier of the plaintiff, January 12th, 1869. When I became cashier, there was a note in the bank for $2,000.00, executed by John Pate. The note sued on was negotiated Avhile I was cashier. John Pate signed J ames W. Pate’s name to it. J ames W. Pate told me that John Pate, Avho was his brother, Avas authorized to sign his name to the note. The note in suit Avas in reneAval of the other paper that Avas in bank. The first time there Avas' a reneA\Tal after I [257]*257became cashier, John Pate came to the bank and made up a paper, similar to the note in suit, with James "W. Pate’s name signed to it, and offered it in renewal of the note then in bank. I declined to take the paper thus offered.. In a day or two afterward, John Pate and James W. Pate came to the bank together, and a new note was then drawn up and signed by both of them. James then stated to me that he lived seventeen or eighteen miles in the country, and that it was not always convenient for him to be there when the paper they were renewing became due, and that he wished me to understand, that if, at any time when this became due, he was not there, his brother John was authorized to sign his name to a renewal. The paper was renewed from time to time, until the date of the note sued on, and it was signed, with that understanding, by John Pate. Nothing was said as to the time the note was to. run at the time of the renewal above referred to.”

The defendant James W. Pate then offered himself as a witness, to show to the court, that no such conversation between him and Davis, as that testified to by Davis, had ever occurred, hut the court refused to hear the evidence thus offered by the said Pate, and, over his objection, permitted the note in suit to be read to the jury.

The mortgage accompanying the complaint was thereupon read in evidence, over the further objection of the said James W. Pate, and, after some further testimony as to the value of the attorney’s fee provided for in the note, the plaintiff rested.”

James "W. Pate then offered himself as a witness in his own behalf, and testified that he did not sign the note in suit, and never authorized any one else to sign his name to that note; that, at the time of the earlier renewals of the original note, he and his brother John wrere partners, but that they had ceased.to be partners before the note sued on was executed, of which latter fact Davis had been [258]*258informed, and, after some further testimony as to the circumstances under which the last named note was executed, also rested.

Over the objection of the defendant James ~W. Pate, upon the ground that the evidence was closed, the plaintiff recalled Davis, its cashier, who, in his testimony to the jury, repeated, substantially, what he had said in the first instance to the court, but in a somewhat different order and with some additional details, and, after some further testimony, again rested.

The said James "W. Pate again took the stand as a witness in his own behalf, and testified in rebuttal of the evidence introduced as above by the plaintiff’, and, by the testimony of other witnesses, in further rebuttal, closed the evidence in the case.

Upon the evidence thus submitted, the j ury returned a verdict for the plaintiff, assessing its damages at the amount of the note, with interest and attorney’s fees, and, over a motion for a new trial, the court rendered a judgment against the makers and the endorser of the note, for the amount found due upon it, and entered a decree of foreclosure against Michael Geigoldt and his wife, upon the mortgage executed by them to secure the payment of the note.

Errors are assigned in such a way as to raise the several questions, which we proceed to consider.

It is first objected, that there was a misjoinder of causes of action.

The note in suit was governed by the law merchant, and all the parties liable upon it were properly joined in the same action. See act concerning promissory notes, 1 R. S. 1876, pp. 636, 637, secs. 6 and 16.

As the mortgage was but incidental to, and only given to secure the payment of, the note, it was properly foreclosed as a part of the proceedings for the collection of the [259]*259note. But, if there had been a misjoinder of causes of action, we could not, for that reason, reverse the judgment. 2 R. S. 1876, p. 59, sec. 52.

It is also objected, that the court erred in hearing evidence from the plaintiff, as to the execution of the note, after the'jury were sworn, and in refusing to hear the evidence offered by the said James W. Pate, in defence of the plaintiff's evidence, before the note was read to the jury.

We understand the rule to be, that, where the execution ■of a note or other similar instrument in writing, sued on, is denied under oath, aud no evidence of the authenticity of such note or other instrument is given, it can not be read to the jury, but that, where evidence addressed to the court is adduced, making out a prima facie case of the authenticity of such note or other instrument, or reasonably tending, even slightly, to prove the formal execution of it, such evidence is sufficient to entitle such note or other instrument to go to the jury. 2 Greenl. Ev., sec. 294; 2 Phil. Ev., 5th Am. ed., p. 502, top page, 423; Carter v. Pomeroy, 30 Ind. 438.

. Where there has been sufficient evidence addressed to the court to entitle the note or other instrument to be read in evidence, the court is not to allow the other party to adduce counter proof before it is read to the jury, and thus assume to take the question of the execution of such note or other instrument from the jury. 2 Phil. Ev. supra; Fisher v. Kean, 1 Watts, 278.

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63 Ind. 254, Counsel Stack Legal Research, https://law.counselstack.com/opinion/pate-v-first-national-bank-ind-1878.