Passera v. United States Guarantee Co.

187 So. 345, 1939 La. App. LEXIS 134
CourtLouisiana Court of Appeal
DecidedMarch 27, 1939
DocketNo. 16884.
StatusPublished
Cited by12 cases

This text of 187 So. 345 (Passera v. United States Guarantee Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Passera v. United States Guarantee Co., 187 So. 345, 1939 La. App. LEXIS 134 (La. Ct. App. 1939).

Opinion

McCALEB, Judge.

The appellant, Mrs. Josephine Buerkle, wife of Carl Buerkle, was one of six occupants in an automobile, owned and operated by Mary Jane Gundermann, who received personal injuries as a consequence of an intersectional collision between the Gundermann car and an automobile owned and operated by Charles Fredericks on April 5, 1935, at Marengo and LaSalle Streets in the City of New Orleans. She and the other passengers of the Gunder-mann car brought suits in the Civil District Court against the United States Guarantee Company of New York, the insurance carrier of the owner, to recover damages for the personal injuries they sustained, alleging that Mary Jane Gunder-mann was guilty of negligence having causal connection with the accident in that she proceeded into the intersection where the collision occurred without paying any attention to approaching traffic at a speed of between 25 and 30 miles per hour and in that she entered the intersection at a time when the Fredericks car had already preempted it in violation of the City Traffic Ordinance. Miss Gundermann, who is the niece of the appellant, was not made a party defendant to the action. Charles Fredericks, the owner and operator of the other car involved in the collision, also filed suit against the defendant insurance company, claiming damages for the injuries he sustained.

After certain exceptions, which were interposed to the petitions, had been disposed of, the defendant answered and admitted that it had insured the Gundermann car but it resisted liability on the ground that Miss Gundermann was free from negligence in the premises; that the accident was caused through the fault of Charles Fredericks, the driver of the other car, and that, if it should be held by the court that its assured was at fault in any particular, then the plaintiffs were guilty of contributory negligence barring their recovery.

*346 Upon the issues thus joined, the suits were consolidated for trial. After hearing, the evidence submitted by the parties, the district judge found in favor of the defendant company and dismissed the plaintiffs’ suits. Mrs. Buerkle is the only plaintiff who has taken an appeal from the adverse judgments.

The record in the case is quite voluminous and presents mainly questions of fact for our determination.

The accident occurred on April 5, 1935, at about 4:30 p. m. at the intersection of Marengo and LaSalle Streets. The Gun-dermann car was being driven on LaSalle Street and was proceeding, in the direction of Napoleon Avenue. It was being operated by Mary Jane Gundermann with her mother, her sister, her uncle and aunt, Mr. and Mrs. Passera, and another aunt, the appellant, as passengers. The Fredericks car was being driven on Marengo Street in the direction of the lake.

Marengo and LaSalle are paved, two-way streets and cross each other at right angles. The width of Marengo Street is 36 feet and that of LaSalle Street is 22 feet.

The Gundermann car had apparently preempted the Marengo Street intersection and was approximately two thirds over it when it received a violent blow on its left rear wheel and fender by the right portion of the front bumper of the Fredericks car. The impact was so severe as to cause the Gundermann car to be shunted completely around and it finally came to rest when it overturned on its right side against a tree in LaSalle Street at a point approximately 8 or 10 feet from the uptown lake curbing of the intersection.

The Fredericks car, which had -been swerved to the left by the driver in an effort to avoid striking the Gundermann car, continued after the impact over the intersection and came to a stop with its two front wheels on the sidewalk adjacent to the uptown lake street curbing.

As a consequence of the collision, all of the occupants of the Gundermann car were injured and Fredericks also received slight contusions.

The Fredericks car was insured by the Maryland Casualty Company and the Gun-dermann car was covered by the defendant insurance company. Shortly after the accident, these insurance companies were notified of the occurrence and the injured occupants of the Gundermann car made certain written statements to both of the insurance companies, which we will hereafter discuss. At the time the mishap was investigated by the insurance companies, no claim was made by any of the passengers of the Gundermann car against the defendant in this case. On the contrary, the injured parties appointed Vic Passera, one of the plaintiffs, as their agent to make claim upon the Maryland Casualty Company and to conduct negotiations with that company' looking toward an amicable settlement of the matter, it being their contention at that time that the accident occurred solely through the gross negligence of Fredericks. In their written statements to both of the insurers, they exonerated Mary Jane Gundermann from fault, these statements, including that of Miss Gunder-mann, are practically the same and the substance of them is as follows :

That Mary Jane Gundermann was driving her car uptown on LaSalle Street at a very moderate speed (not exceeding 15 miles per hour) ; that, when she reached the intersection of Marengo Street, she either stopped or decreased the speed of the car to almost a stop; that she looked to her left and right and, seeing that there was no approaching traffic, she started across the intersection in second gear; that she was traveling very slowly over the 'intersection and that when she had crossed the center and was three fourths over it, an automobile, traveling on Marengo Street from her left at a high rate of speed, struck her car on the left rear fender with such force as to cause it to overturn about three times and come to rest-on its right side against a tree in LaSalle Street near the uptown lake curbing of the crossing.

Acting upon the faith of the statements made by the injured parties in the Gunder-mann car, the Maryland Casualty Company, as insurer of the Fredericks car, adjusted and settled all their claims for a total sum of $1500. This compromise was entered into on May 4, 1935, and each of the occupants of the Gundermann car, including the driver, received the sum of $250 from the Maryland Casualty Company as compensation for the personal injuries they sustained in the collision. When the claims were adjusted by the Maryland Casualty Company, all of the injured parties were represented by counsel, whose name appears as a witness to the releases given to that insurer. At that time, no claim had ever been made upon the defendant company. Nevertheless, it appears *347 that, on the same day of the settlement, all the passengers of the Gundermann car caused a letter to be written to Mary Jane Gundermann advising her that they were making claim against her for the damages they suffered as a result of the- accident. Subsequent demand was made by these parties against the defendant company as insurer of the Gundermann car and upon the company’s refusal to pay, these actions were instituted in the district court for recovery.

It is to be noted that, in the releases given by the occupants of the Gun-dermann car to the Maryland Casualty Company in compromise of their claims against the Fredericks car, no reservation of their rights is made with respect to any claims they might have had against either Mary Jane Gundermann or the defendant company. This was necessary in view of Art.

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Bluebook (online)
187 So. 345, 1939 La. App. LEXIS 134, Counsel Stack Legal Research, https://law.counselstack.com/opinion/passera-v-united-states-guarantee-co-lactapp-1939.