Pan American Life Ins. v. Mayfield

49 F.2d 900, 1929 U.S. Dist. LEXIS 1148
CourtDistrict Court, E.D. South Carolina
DecidedNovember 30, 1929
DocketNo. 429
StatusPublished

This text of 49 F.2d 900 (Pan American Life Ins. v. Mayfield) is published on Counsel Stack Legal Research, covering District Court, E.D. South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Pan American Life Ins. v. Mayfield, 49 F.2d 900, 1929 U.S. Dist. LEXIS 1148 (southcarolinaed 1929).

Opinion

ERNEST F. COCHRAN, District Judge.

The plaintiff brought this bill to foreclose a mortgage on a certain tract of land containing about 756 acres, executed by. the defendant Leda K. Mayfield to the Old Dominion Trust Company to secure certain bonds executed by her to the same company and guaranteed by the defendants J. K. Mayfield and W. D. Mayfield. The bonds and mortgage were assigned by the Old Dominion Trust Company to the plaintiff, th,e Pan American Life Insurance Company.

Several of the defendants were made parties because they were judgment creditors of the defendant Mrs. Leda K. Mayfield, and it was asserted that the judgments were subsequent to the plaintiff’s mortgage. The remaining defendants were made parties because it was alleged that they claimed some interest in the premises, which was also asserted to be subsequent to the plaintiff’s mortgage. Sundry of the defendants answered and merely set up their claims of judgments liens, and asked that they.be paid in the order of their priority. The defendant S. G. Mayfield, Sr. (who is the husband of the defendant Mrs. Leda K. Mayfield, and the father of the defendants J. K., W. D., and Stanwix G. Mayfield, Jr., and Mrs. Christahel M. Williams), answered, setting up a claim of title in himself to all the interest of Mrs. Leda K. Mayfield in the land described in the complaint by virtue of a sheriff’s sale under execution of certain of the judgment creditors, but no claim is made that his interest is prior to the lien of the plaintiff’s mortgage. The defendant J. A. Mace answered and set up a mortgage executed to him by S. G. Mayfield, Sr., covering the tract described in the hill of complaint, and certain other tracts of land, and asks that his mortgage be foreclosed and that he be paid his debt from the proceeds of sale, but no claim is made by him of any priority over the mortgage of the plaintiff, so far as the tract of land described in the complaint is concerned. The defendants Stanwix G. Mayfield, Jr., and Mrs. Christahel M Williams, by their answers, claim title to the land by virtue of a deed which it is claimed was executed to them by their mother, Mrs. Leda K. Mayfield, on January 8, 1918, and which, it is alleged was recorded on January 10, 19J.8; and they claim that the mortgage now owned by the plaintiff having been executed and recorded after that time, they have paramount title, and that the land therefore cannot he subjected to the payment of plaintiff’s mortgage. The plaintiff has assailed the validity of this deed and the recording thereof on a number of grounds, but it will not be necessary to discuss aE of them. The ease was heard and the testimony and evidence presented before me in open court. It is very voluminous, and the counsel for the parties have made oral arguments and filed briefs in support of their several contentions. Some phases of the ease are of a most unusual and serious nature and have given me considerable concern. I shall not attempt to set forth all of the evidence or discuss the facts or points of law in detail. It is sufficient to say that I have, in view of the importance and gravity of the case, given it very careful and earnest study. I will be unable to write a full opinion, but am merely making this as a memorandum opinion and instructions for the attorneys in the preparation of the final decree, in order that it may be clearly understood what should be included in the final decree. I shall advert to the main points of the case only and as briefly as possible.

The main dispute has been concerning the execution and recording of the deed under which the defendants Stanwix G. May-field, Jr., and Mrs. Christahel M. Williams claim. They claim that this deed was duly executed on January 8, 1918, and recorded on January 10, 1918. It is undisputed that the plaintiff’s bonds and mortgage were executed on June 11, 1919, and duly and properly recorded on June 11, 1919. It follows therefore that if the deed to Stanwix G. Mayfield, Jr., and Mrs. Christahel M. WE[902]*902lianas was duly executed and duly recorded on the dates it purports to have been executed and recorded, then those defendants have paramount title and the plaintiff’s mortgage cannot be foreclosed as against them.

It is undisputed that the deed to Stanwix G. Mayfield, Jr., and Mrs. Christabel M. Williams was not recorded in the auditor’s office, nor is there any auditor’s certificate on the back of the deed showing such record. The plaintiff therefore claims that inasmuch as the statute of South Carolina (Civ. Code S. C. 1922, § 2178) makes it a prerequisite to the recording of a deed in the office of the register of mesne conveyance, that it should be first recorded in the office of the auditor, that any recording of the deed in the register’s office would be illegal and therefore no notice to the plaintiff. While the language of the statute is very strong, nevertheless I am compelled to think that it is directory, and not mandatory. The evident purpose of the statute was to prevent real estate from escaping taxation. It is therefore the duty of the register not to record a deed until he has the auditor’s certificate that it has been recorded in the auditor’s office. But I do not think that the failure to record a deed in the auditor’s office would invalidate its record in the register’s office. If such be the law, then every attorney or other person who passes upon any title would be compelled not only to search the register’s office for the record of every deed, but would be compelled also to make a search in the auditor’s office to see if the deed was properly recorded there. But the almost universal practice of attorneys is to make the search in the register’s office and rely upon what is disclosed there, without making a search in the auditor’s office for the purpose of ascertaining whether it is recorded there. It is true that a search of the auditor’s office and-the treasurer’s office should be and usually is made for the purpose of ascertaining whether the taxes have been paid, but this search is with that end in view, and not for the purpose of ascertaining whether any particular deed has been recorded or not.' The search to ascertain whether any taxes are due or not need not extend beyond the period of limitation prescribed for taxes, and such search would not disclose that old deeds not within the limitation period had not been recorded in the auditor’s office. It is also true that the last statute requiring recording in’ the auditor’s office does undertake to validate certain deeds which had not been recorded in the auditor’s office, as required by the previous statute, and is a very strong indication that the Legislature thought that such recording was necessary to the validity of a record in the register’s office. But in view of the court’s own knowledge of what is the almost universal practice, I should hesitate to declare the recording of a deed in the register’s office void, on the ground that it had not been first recorded in the auditor’s office; for in all probability it would upset many titles in this state, and I do not care to make such a ruling, in the absence of a very plain intent of the Legislature requiring it. But while the failure to record in the auditor’s office does not necessarily, as -a matter of law, invalidate the record in the register’s office, nevertheless the fact that it was not recorded in the auditor’s office is a circumstance upon the question of whether the deed was recorded at all in the register’s office at the proper time and may be considered by the court in deciding that issue.

This brings me to a consideration of the main conflict and dispute between the parties. It is asserted by the plaintiff that the deed from Mrs. Leda K. Mayfield to Stanwix G.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

§ 847
28 U.S.C. § 847

Cite This Page — Counsel Stack

Bluebook (online)
49 F.2d 900, 1929 U.S. Dist. LEXIS 1148, Counsel Stack Legal Research, https://law.counselstack.com/opinion/pan-american-life-ins-v-mayfield-southcarolinaed-1929.