Palmer v. Wilmot
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Opinion
ST ATE OF MAINE SUPERIOR COURT CUMBERLAND, ss CIVIL ACTION DOCKET NO. CV-20-473
HEIDI A. PALMER,
Plaintiff
V.
JASON B. WILMOT, ORDER AND DECISION
Defendant
Before the Court is Defendant Jason Wilmot's (Wilmot) motion to set aside default and
allow answer filed December 22, 2020. Plaintiff Heidi Palmer (Palmer) filed her opposition to
the motion on January 8, 2021. For the reasons set forth below, the motion is denied.
1. Facts
This matter arises out of an automobile accident that occurred in Gorham, Maine on
January 12, 2017. (Mot. at 1.) On October 30, 2020 Palmer filed with the court a complaint
seeking damages arising from the accident. (Complaint). The complaint was served on Wilmot
on November 9, 2020. (Mot. at 1; see also the summons.) Wilmot sent the suit papers to his
insurance can-ier. (Id.). On December 3, 2020 Palmer filed with the court a request for default
judgment. (See Affidavit and Request for Default Judgment.) On December 10, 2020, default
was entered. (Opp. To Mot. at 2; see also Order For Entry Of Default.) Counsel for Wilmot
received the suit papers from Wilmot's insurance can-ier on December 18, 2020. On December
1 22, 2020 Wilmot's counsel filed the subject motion together with a proposed answer to the
complaint.
2. Standard of Review
Per M. R Civ. P. 55(c), for good cause shown the court may set aside an entry of default
and, if a judgment by default has been entered, may likewise set it aside in accordance with Rule
60(b). Thomas v. Thompson, 653 A.2d 417,419 (Me. 1995). The proponent of a motion
pursuant to M.R. Civ. P. 55(c) must show both a good excuse for untimeliness in pleading and
also the existence of a meritorious defense. Id. Although the rule does not define good cause, the
Law Court has provided some guidance that that while establishing good cause to set aside a
default judgment requires a reasonable excuse for the default, establishing good cause to set
aside an entry of default is less stringent. Zigna v. Sullivan, 2005 Me. Super. LEXIS 119, citing
Theriault v. Gauthier, 634 A.2d 1255, 1256-57 (Me. 1993) There is strong preference for
deciding cases on the merits, and consistent with this preference, motions to set aside a default
have been granted in cases when no gross neglect was involved in the late filing, the non
defaulting party will not be substantially prejudiced by reopening the case, and a meritorious
defense exists. Thomas v. Thompson, 653 A.2d at 420. The foundation of a good excuse is a
reasonable explanation. Levine v. KeyBankNat'l Ass'n, 2004 ME 131,121. (See also Thomas v.
Thompson, 653 A.2d at 420-the conscientiousness ofthe insured in seeking a timely response
can mitigate the impact ofthis principle in a default situation.)
2 3. Discussion
a. Good Cause
In this case, the record suggests that Wilmot timely forwarded the suit papers to his
insurance carrier after he was served. And the record suggests that Wilmot' s counsel acted
promptly when he received the suit papers from the carrier on December 18, 2020. But what
there is no record of is what the insurance carrier did with the suit papers. From this record, the
failure to timely file an answer rests with the insurance carrier, but no explanation has been given
explaining why the insurance carrier failed to get the suit papers to counsel in a timely manner.
In order to assess the reasonableness of an excuse to timely answer, Wilmot needs to have given
sufficient information explaining the circumstances that caused, led to, delayed, or otherwise
prevented an answer from being timely filed. Indeed, it may not take much in the way of
explanation of those circumstances for a court to find that an excuse is reasonable. But some
explanation must be given. Otherwise, the deadline to file ·an answer is merely aspirational. In
this case there is simply no evidence or explanation provided describing what the insurance
carrier did or did not do with the suit papers after it received them from Wilmot, making it
impossible to determine whether or not the excuse is reasonable. Wilmot has failed to show good
cause for the untimeliness of his answer.
b. Meritorious Defense
For the purpose of this motion, because Wilmot has failed to establish good cause, the
court needs not address whether there exists a meritorious defense.
3 The entry is:
1. Defendant Jason Wilmot' s motion to set aside default and allow answer is denied.
2. The clerk is directed to incorporate this order in the docket by reference pursuant to Rule 79(a).
Dated: ~ I, '6 , 2021 arold L. Stewaii, II Justice, Superior Comi
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