Palatine Insurance v. Santa Fe Mercantile Co.

13 N.M. 241
CourtNew Mexico Supreme Court
DecidedSeptember 1, 1905
DocketNos. 957, 958, 959, 960, 961, 962, 963, 964, 965, Consolidated
StatusPublished
Cited by12 cases

This text of 13 N.M. 241 (Palatine Insurance v. Santa Fe Mercantile Co.) is published on Counsel Stack Legal Research, covering New Mexico Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Palatine Insurance v. Santa Fe Mercantile Co., 13 N.M. 241 (N.M. 1905).

Opinion

OPINION OF THE COURT.

PARKER, J.

— Defendant in error, plaintiff below, suffered a loss by fire in the city of Santa Fe. It was insured by. the several plaintiffs in error and in due time the extent of-the loss was adjusted by representatives of the several insurance companies. Plaintiffs in error failing to pay the- loss; defendant in error brought suit in the county of Santa Fe against the several plaintiffs in error to recover the same. Thereafter the causes were consolidated and the venue changed to San Miguel county. Trial was had resulting in a verdict and judgment for defendant in error. Thereupon plaintiffs in error bring the cause here.

1 Defendants below complain of the exclusion by the court of the question: “State whether or not it was common talk in Santa Fe, after the fire, about what you and these other boys had seen that night.” The wit- ' . ness had been asked on cross-examination as to his connection with a detective or representative of the insurance companies who was investigatnig the origin of the fire with a view to establishing its incendiary character, and whether or not he had sought out this representative and offered his testimony and assistance to obtain other evidence in defendant’s favor, in view of a certain reward 'offered by or in the interest of defendants, all.as reflecting on the witness’ credibility. He denied all -knowledge of the reward and denied that he had sought the detective, and admitted he had communicated his'knowledge of the facts. Then the above question was asked in rebuttal and excluded. The ultimate question was as to the bias or interest and consequent credibility of the witness; the evidentiary fact in support thereof was that the witness had sought the detective, or had been sought by him. The witness denied that he had so sought the detective and in support of his denial the foregoing question was asked.

The most that can be said for this proposed proof is that it tended to establish a source of information upon which the detective may or may not have acted. Whether the detective knew of the rumor and did or did not act upon it, is left as a matter of mere conjecture. The proof, therefore, is not logically or legally relevant to the fact sought to be established, and was properly excluded. It is also hearsay and does not fall within the exception permitting hearsay in matters of a public and general interest.

2 A witness for defendants below testified that another witness, both bystanders, had cried out at the beginning of the fire: “Look the -- is trying to get out of the store.” He referred to a supposed person within the building, believed to be setting the same on fire. The fact of the outcry being made by this bystander went unchallenged by the plaintiffs below throughout the trial. This renders it unnecessary to discuss the admissibility of exclamations of bystanders and the proper limitation upon the same, and renders harmless, even if erroneous, the ruling of the court in excluding other proof of such exclamations.

3 The president of the plaintiff corporation testified, as other witnesses had, that the fire started in a rear room of the store called the Millinery Koom.; that in his judgment it was not necessary or proper to remove the goods from the front part of the store at that time, believing the fire could be kept within the millinery room, and that he, consequently, made no attempt to remove the goods; that afterwards .when' the so-called second fire broke out in the front part of the store it was so fierce as to prevent the removal and none was attempted. This was an admission that at the time when the goods could have been removed the plaintiff made no attempt to do so for reasons satisfactory to it. This admission renders harmless the exclusion of the proof offered as to the feasibilty of the removal of the goods in the front part of the store before the fire reached them.

4 Defendants below offered in proof the contents of a printed and posted offer of reward for the apprehension and conviction of the person who set fire to the store, which offer was excluded as not the best evidence. The notice was defendant’s notice and no fact was offered to show 'why an original of the same could not be produced. This rendered secondary evidence of its contents incompetent and the proof was properly excluded.

5 Defendants below offered to prove on cross-examination of one Gusdorf, the president and manager of the plaintiff corporation, that in 1897 he stated to one Dolan, his then partner, that they could never get out of their then financial difficulties and they had better put several thousand dollars-more insurance on their stock of: goods; that thereafter Dolan sold out his interest in the business to Gusdorf and thereafter in December, 1898, the goods were destroyed by fire; and by the witness Akers, that at the time of said fire Gusdorf was engaged in a game of cards, as he also was on the occasion of the fire in question in this case. The proof was excluded as too remote and irrelevant. This raises the question as to how far the proof of other fraudulent or criminal acts of .a-person may be shown, within the limits of relevancy, as tending to establish the principal fact charged against him.'

It is of course generally inadmissible to prove the commission of a similar but distinct crime, for the purpose of raising the inference that the. accused committed the act charged. But where such evidence tends to establish motive, intent, the absence of mistake or'accident, a common scheme or plan embracing the commission of two or more crimes so related to each other that the proof of one tends.to establish the other or tends to identify the persons charged, it becomes admissible for such purpose. If the proof offered in this ease be admissible it must be because if tends to establish a common plan or scheme to commit frauds upon the insurance companies. It is to be noticed that the alleged conversation with Dolan occurred two and one-half years, after the former fire one and one-half years, before the fire in question; that no proof was tendered that the former fire was in fact incendiary in character, or that the proposed increased insurance was in excess of the insurable value of the goods. How then can it be said that-those extraneous facts tend to establish a general plan or scheme to defraud the insurance companies? The transactions were entirely separate in time, place and circumstances. The proof of the incendiary character of the former fire, entirely lacking here, would in no way tend t-- show the fire in question here was a part of the plaintiff’s scheme or plan at that time. It might show a vicious disposition on the part of Gusdorf, but this is not admissible in proof of guilt. “There must appear between the extraneous crimes offered in evidence and the crimes of which defendant is accused some .real connection beyond the allegation that they have both sprung from the same vicious disposition.” State v. Raymond, 53 N. J. L. 260; see also Mutual Life Ins. Co. v. Armstrong, 117 U. S. 591; Bank.v. Hatcher, 94 Va. 231; People v. Molineux 160 N. Y. 264; 62 L. R. A. 193, and note; State v. Graham 121 N. C. 623; Com. v. Bradford, 126 Mass. 42.

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Cite This Page — Counsel Stack

Bluebook (online)
13 N.M. 241, Counsel Stack Legal Research, https://law.counselstack.com/opinion/palatine-insurance-v-santa-fe-mercantile-co-nm-1905.