Pacific Lutheran Univ. v. Certain Underwriters at Lloyd's London

CourtWashington Supreme Court
DecidedJanuary 18, 2024
Docket100,752-3
StatusPublished

This text of Pacific Lutheran Univ. v. Certain Underwriters at Lloyd's London (Pacific Lutheran Univ. v. Certain Underwriters at Lloyd's London) is published on Counsel Stack Legal Research, covering Washington Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Pacific Lutheran Univ. v. Certain Underwriters at Lloyd's London, (Wash. 2024).

Opinion

FILE THIS OPINION WAS FILED FOR RECORD AT 8 A.M. ON JANUARY 18, 2024 IN CLERK’S OFFICE SUPREME COURT, STATE OF WASHINGTON JANUARY 18, 2024 ERIN L. LENNON SUPREME COURT CLERK

IN THE SUPREME COURT OF THE STATE OF WASHINGTON

PACIFIC LUTHERAN UNIVERSITY, ) a Washington nonprofit corporation; ) No. 100752-3 THE UNIVERSITY OF PUGET SOUND, ) a Washington nonprofit corporation; ) WHITWORTH UNIVERSITY, a Washington ) nonprofit corporation; ALBION COLLEGE, ) En Banc a Michigan nonprofit corporation; ALBRIGHT ) COLLEGE, a Pennsylvania nonprofit ) corporation; ALMA COLLEGE, a Michigan ) Filed: January 18, 2024 nonprofit corporation; ARCADIA ) UNIVERSITY, a Pennsylvania nonprofit ) corporation; AUGSBURG UNIVERSITY, ) a Minnesota nonprofit corporation; ) AUGUSTANA COLLEGE, an Illinois ) nonprofit corporation; CALIFORNIA ) LUTHERAN UNIVERSITY, a California ) nonprofit corporation; CAPITAL ) UNIVERSITY, an Ohio nonprofit corporation; ) CARTHAGE COLLEGE, an Illinois not-for- ) profit corporation; CLAFLIN UNIVERSITY, ) a South Carolina nonprofit corporation; ) CONCORDIA COLLEGE CORPORATION, ) a Minnesota nonprofit corporation; CORNELL ) COLLEGE, an Iowa nonprofit corporation; ) DAVIS & ELKINS COLLEGE, INC., ) a West Virginia C corporation; DENISON ) UNIVERSITY, an Ohio nonprofit corporation; ) DEPAUW UNIVERSITY, an Indiana nonprofit ) corporation; DOMINICAN UNIVERSITY OF ) Pac. Lutheran Univ. v. Certain Underwriters at Lloyd’s London, No. 100752-3

CALIFORNIA, a California nonprofit ) corporation; DREW UNIVERSITY, a New ) Jersey nonprofit corporation; UNIVERSITY ) OF EVANSVILLE, an Indiana nonprofit ) corporation; FLORIDA MEMORIAL ) UNIVERSITY, a Florida nonprofit corporation; ) FURMAN UNIVERSITY, a South Carolina ) nonprofit corporation; GAMMON ) THEOLOGICAL SEMINARY, a Georgia ) nonprofit corporation; GREENSBORO ) COLLEGE, a North Carolina nonprofit ) corporation; GUSTAVUS ADOLPHUS ) COLLEGE, a Minnesota nonprofit corporation; ) TRUSTEES OF THE HAMLINE ) UNIVERSITY OF MINNESOTA, a Minnesota ) general entity; ILLINOIS WESLEYAN ) UNIVERSITY, an Illinois nonprofit ) corporation; KENYON COLLEGE, an Ohio ) nonprofit corporation; LAKE FOREST ) COLLEGE, an Illinois nonprofit corporation; ) UNIVERSITY OF LYNCHBURG, a Virginia ) nonprofit corporation; LYON COLLEGE, ) an Arkansas nonprofit corporation; ) MCKENDREE UNIVERSITY, an Illinois ) nonprofit corporation; MCMURRY ) UNIVERSITY, a Texas nonprofit corporation; ) MILLS COLLEGE, a California nonprofit ) corporation; MILLSAPS COLLEGE, ) a Mississippi nonprofit corporation; OHIO ) NORTHERN UNIVERSITY, an Ohio ) nonprofit corporation; OHIO WESLEYAN ) UNIVERSITY, an Ohio nonprofit corporation; ) PRINCETON THEOLOGICAL SEMINARY, ) a New Jersey nonprofit corporation; ) RANDOLPH-MACON ACADEMY, ) a Virginia nonstock corporation; THE ) TRUSTEES OF ROANOKE COLLEGE, ) a Virginia nonprofit corporation; ROLLINS ) COLLEGE, a Florida nonprofit corporation; ) ROSE-HULMAN INSTITUTE OF )

2 Pac. Lutheran Univ. v. Certain Underwriters at Lloyd’s London, No. 100752-3

TECHNOLOGY, an Indiana nonprofit ) corporation; SCHREINER UNIVERSITY, ) a Texas nonprofit corporation; SHAW ) UNIVERSITY, a North Carolina nonprofit ) corporation; SHENANDOAH UNIVERSITY, ) a Virginia nonprofit corporation; SIMPSON ) COLLEGE, an Iowa nonprofit corporation; ) SOUTHWESTERN UNIVERSITY, a Texas ) nonprofit corporation; SPARTANBURG ) METHODIST COLLEGE, a South Carolina ) nonprofit corporation; ST. OLAF COLLEGE, ) a Minnesota nonprofit corporation; THIEL ) COLLEGE, a Pennsylvania nonprofit ) corporation; TRINITY UNIVERSITY, a Texas ) nonprofit corporation; UNION COLLEGE, ) a Kentucky nonprofit corporation; THE ) LUTHERAN UNIVERSITY ASSOCIATION, ) INC. dba VALPARAISO UNIVERSITY, an ) Indiana nonprofit corporation; WAGNER ) COLLEGE, a New York nonprofit corporation; ) TRUSTEES OF WHEATON COLLEGE, an ) Illinois special charter corporation; WILEY ) COLLEGE, a Texas nonprofit corporation; ) WILLIAM PEACE UNIVERSITY, a North ) Carolina nonprofit corporation; WILSON ) COLLEGE, a Pennsylvania nonprofit ) corporation; and THE COLLEGE OF ) WOOSTER, an Ohio nonprofit corporation, ) ) Respondents, ) ) v. ) ) CERTAIN UNDERWRITERS AT LLOYD’S ) LONDON SUBSCRIBING TO POLICY ) NUMBER W2205F200301 EFFECTIVE ) MARCH 1, 2020 TO MARCH 1, 2021; ) CERTAIN UNDERWRITERS AT LLOYD’S ) LONDON SUBSCRIBING TO POLICY ) NUMBER B080110908U20 EFFECTIVE )

3 Pac. Lutheran Univ. v. Certain Underwriters at Lloyd’s London, No. 100752-3

MARCH 1, 2020 TO MARCH 1, 2021; ) GUIDEONE NATIONAL INSURANCE ) COMPANY, an Iowa corporation; COLONY ) INSURANCE COMPANY, a Virginia ) corporation; ACE AMERICAN INSURANCE ) COMPANY, a Pennsylvania corporation; ) STARR SURPLUS LINES INSURANCE ) COMPANY, a Texas corporation; ARCH ) SPECIALTY INSURANCE COMPANY, ) a Missouri corporation; EVANSTON ) INSURANCE COMPANY, an Illinois ) corporation; ATEGRITY SPECIALTY ) INSURANCE COMPANY, a Delaware ) corporation; HDI GLOBAL INSURANCE ) COMPANY, an Illinois corporation; ) WESTPORT INSURANCE CORPORATION; ) a Missouri corporation; TOKIO MARINE ) AMERICA INSURANCE COMPANY, a New ) York corporation; ENDURANCE AMERICAN ) SPECIALTY INSURANCE COMPANY, a ) Delaware corporation; THE PRINCETON ) EXCESS AND SURPLUS LINES ) INSURANCE COMPANY, a Delaware ) corporation; MITSUI SUMITOMO ) INSURANCE COMPANY OF AMERICA, ) a New York corporation; HOMELAND ) INSURANCE COMPANY OF NEW YORK, ) a New York corporation; and DOES 1 through ) 50, inclusive, ) ) Petitioners. ) )

JOHNSON, J.—This case arises from an insurance coverage dispute based

on losses allegedly caused by the COVID-19 pandemic. The issues in this case

focus on two trial court orders. The Pierce County Superior Court denied the

insurance companies’ motion to dismiss based on forum non conveniens. Also, the

4 Pac. Lutheran Univ. v. Certain Underwriters at Lloyd’s London, No. 100752-3

court issued an interstate antisuit injunction, enjoining the insurance companies

from taking further action in a parallel case they initiated in Illinois state court. We

accepted direct review and affirm.

FACTS

Sixteen insurance carriers (Insurers) issued identical “all risk” property

insurance policies to over 130 institutions of higher education from across the

country through the Educational & Institutional Insurance Administrators Inc.

(EIIA). The EIIA is a nonprofit organization that provides risk management and

insurance services to member institutions. As part of these services, the EIIA

acquires and purchases insurance policies on behalf of the institutions. Clerk’s

Papers (CP) at 6534-39, 7411-16 (Pierce County Superior Court’s order granting

motion to enjoin defendants).

Sixty of these institutions of higher education (Colleges), three of which are

located in Washington, filed suit against the Insurers in Pierce County Superior

Court (Washington Action). The Colleges filed this action in their chosen forum,

consistent with the policies’ “suit against the company” clause, which states:

It is agreed that in the event of the failure of the Company to pay any amount claimed to be due hereunder or in the event of any other dispute relating to this policy, the Company, at the request of the Insured, will submit to the jurisdiction of any court of competent jurisdiction within the United States and will comply with all of the requirements necessary to give such court jurisdiction and all matters hereunder shall be determined in accordance with the law and practice of such court, not including the court’s law regarding choice of law.

5 Pac. Lutheran Univ. v. Certain Underwriters at Lloyd’s London, No. 100752-3

The Company shall not transfer, change venue, or remove, or seek to transfer, change venue, or remove any lawsuit filed by the Insured in any such court.

CP at 2588, 4635.

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Pacific Lutheran Univ. v. Certain Underwriters at Lloyd's London, Counsel Stack Legal Research, https://law.counselstack.com/opinion/pacific-lutheran-univ-v-certain-underwriters-at-lloyds-london-wash-2024.