PACCAR Financial Corp. v. J.L. Healy Construction Co.

561 F. Supp. 342, 36 U.C.C. Rep. Serv. (West) 639, 1983 U.S. Dist. LEXIS 17970
CourtDistrict Court, D. South Dakota
DecidedApril 5, 1983
DocketNo. CIV77-4082
StatusPublished

This text of 561 F. Supp. 342 (PACCAR Financial Corp. v. J.L. Healy Construction Co.) is published on Counsel Stack Legal Research, covering District Court, D. South Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
PACCAR Financial Corp. v. J.L. Healy Construction Co., 561 F. Supp. 342, 36 U.C.C. Rep. Serv. (West) 639, 1983 U.S. Dist. LEXIS 17970 (D.S.D. 1983).

Opinion

MEMORANDUM OPINION

BOGUE, Chief Judge.

Plaintiff, Paccar Financial Corporation (hereinafter Paccar) commenced this diversity action by filing a complaint alleging that defendant J.L. Healy Construction Company (hereinafter Healy) is in possession of a 1975 Kenworth tractor, model W925, serial number 139040. Plaintiff claims a superior interest in the vehicle by way of a lien noted on an Indiana certificate of title. Paccar prayed for declaratory relief and for either the return of the vehicle or for damages in lieu of replevin. Healy answered by admitting both the purchase and the possession of the vehicle and further admitted that it holds the vehicle under a South Dakota certificate of title which does not indicate Paccar’s lien. The matter in controversy exceeds the sum of $10,000 exclusive of costs and interest. The Court has jurisdiction over the action pursuant to 28 U.S.C. § 1332. From the pleadings, testimony, exhibits, depositions, and legal memoranda of counsel, the Court makes the following findings of fact and conclusions of law under Rule 52 of the Federal Rules of Civil Procedure.

FACTS

On November 30, 1974, Earl Lent (not a party herein) purchased a new 1975 Ken-worth truck tractor, model W925, serial number 139040 from Chicago Kenworth. Lent also entered into a security agreement with Chicago Kenworth. This security agreement was later assigned to Paccar. Following the sale, the State of Indiana issued a certificate of title showing Lent as the owner of the vehicle and noting a lien in favor of Paccar.

In September 1975 Lent refinanced his fleet of trucks, including the truck in question in this case. In April 1976, however, he experienced financial difficulties and defaulted under the terms of his security agreement with Paccar. The Lent account was closed by Paccar on June 30, 1976.

Paccar and Healy agree that on June 1, 1976, Lent fraudulently obtained an Illinois certificate of title for the truck which did not reflect Paccar’s lien. Lent used the “clean” Illinois certificate to sell the truck to Jerry Nye on June 15, 1976. Nye (not a party herein) is in the business of buying and selling trucks in Texas and paid $10,000 for the truck — less than one-half of the [344]*344truck’s retail value. Shortly after Nye learned of the fraudulent transactions surrounding the title to the truck, he sold the vehicle to OK Truck Salvage-Jowers Used Trucks of El Paso, Texas. Jowers Used Trucks also is not a party to this action. On June 21,1976, after the sale of the truck to Jowers, the State of Illinois revoked its certificate of title to the truck.

Jowers Used Trucks then sold the vehicle to Central Truck and Trailer Sales of Sioux City, Iowa. Central Truck and Trailer Sales was a third party defendant in this case until it filed a petition in bankruptcy. By Court Order dated May 23, 1978, Edward F. Samore, Trustee in the matter of the bankruptcy of 75 Truck Plaza, Inc., d/b/a Central Truck and Trailer Sales, was substituted as a third party defendant. The Defendant Healy purchased the truck from Central Truck and Trailer Sales on July 16, 1976. Healy obtained a South Dakota certificate of title on August 13, 1976, based upon the then revoked Illinois certificate of title and upon a Texas Dealer’s Reassignment of Title which Healy received from Jowers. The South Dakota certificate of title does not reflect Paccar’s lien.

Paccar located the truck in South Dakota and on October 4, 1976, Paccar’s counsel notified Healy and the South Dakota Department of Public Safety that the Illinois certificate had been revoked and that Paccar claimed an outstanding lien on the truck. At the time of trial both the South Dakota and Indiana certificates of title were outstanding. Thus, Paccar claims a superior interest in the vehicle by virtue of the Indiana certificate of title and Healy asserts its own interest based upon the South Dakota certificate.

DISCUSSION

Although the Illinois certificate did not note Paccar’s lien and was revoked by the State of Illinois on June 21, 1976, Healy relied upon the revoked Illinois title as a basis for its purchase of the tractor from Central Truck and Trailer Sales. The South Dakota authorities likewise relied upon the clean Illinois title when on August 13, 1976 they issued to Healy the clean South Dakota certificate of title for the tractor. Yet, when Healy purchased the vehicle and received delivery on or about July 18, 1976, it was “covered” only by the extant Indiana certificate of title.

Paccar first contends that Healy acquired no interest in the tractor and that the South Dakota certificate is void or invalid. Paccar argues that Lent held and conveyed void title to the truck because he utilized a fraudulently obtained certificate of title which did not reflect Paccar’s lien. Thus Paccar concludes that Healy acquired void title to the tractor, and cites authority holding that a thief has neither title nor the power to convey good title to another. See, Granite States Insurance Co. v. Lowe, 362 So.2d 240 (Ala.Civ.App.1978); Mutual Insurance Co. v. Motor Finance Co., 215 Ark. 601, 222 S.W.2d 981 (Ark.1949); First National Bank & Trust Co. v. Ohio Cas. Insurance Co., 196 Neb. 595, 244 N.W.2d 209 (Neb.1976).

In this case, however, Lent had lawful possession of the truck when he sold it to Nye. Lent’s lawful possession of the vehicle gave him at least voidable title. Lent’s lawful possession of the truck distinguishes this case from those involving stolen property. Furthermore, under South Dakota law one cannot commit theft where the property taken is subject to a security interest but was in the lawful possession of the person accused of theft. SDCL ch. 22-30A and SDCL § 22-1-2(34). It follows, therefore, that Jerry Nye would acquire to the same voidable title which Lent held.

See, U.C.C. § 2-403. Ordinarily, one who purchased from Nye would likewise acquire the same interest that Nye held. But because Nye was a dealer in used trucks, Jowers could acquire good title from Nye despite the fact that the Illinois certificate was revoked, if Jowers was a good faith purchaser for value. See, U.S.C. § 2-403. Jowers was a good faith purchaser because it was unaware of the infirmities of the Illinois title and gave value in the form of money for the tractor. Thus, Jow[345]*345ers acquired good title to the truck, but did not necessarily take good title free of Paccar’s lien.

U.C.C. § 9-307(1) provides that buyers in the ordinary course, with certain exceptions not here applicable, take free of security interests created by their sellers. In this ease, the security interest was not created by Jower’s immediate seller. For this reason, Jowers took good title subject to Paccar’s lien, and for the same reason, so did Central Truck and Trailer Sales and the Defendant Healy. Accordingly, the Court concludes that the South Dakota certificate is valid and reflects the title which Healy acquired.

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Bluebook (online)
561 F. Supp. 342, 36 U.C.C. Rep. Serv. (West) 639, 1983 U.S. Dist. LEXIS 17970, Counsel Stack Legal Research, https://law.counselstack.com/opinion/paccar-financial-corp-v-jl-healy-construction-co-sdd-1983.