Pablo Tello v. Bank One, N.A.: Banc One Texas Leasing Corp

Court of Appeals of Texas·Decided January 9, 2007·No. 14-04-00888-CV·Published

Opinion

Affirmed and Majority and Dissenting Opinions filed January 9, 2007

Affirmed and Majority and Dissenting Opinions filed January 9, 2007.

In The

Fourteenth Court of Appeals

_______________

NO. 14-04-00888-CV

_______________

PABLO TELLO, Appellant

V.

BANK ONE, N.A. and BANC ONE ACCEPTANCE CORP., Appellees

On Appeal from the County Civil Court at Law No. 2

Harris County, Texas

Trial Court Cause No. 786,601

M A J O R I T Y  O P I N I O N

Appellant, Pablo Tello, appeals a summary judgment in favor of appellees, Bank One, N.A. and Bank One Acceptance Corp., on their claim against Tello for breach of a vehicle lease agreement and on Tello=s counterclaims for DTPA violations, common-law fraud, and breach of contract.  We affirm.


I.  Background

Tello entered into a written agreement to lease a truck from Randall Reed Ford.  The lease shows Randall Reed Ford as lessor and Tello as lessee.  In the same agreement, Randall Reed Ford assigned the lease and the vehicle to Banc One Texas Leasing Corp.  Subsequently, Banc One Texas Leasing Corp. merged with Banc One Acceptance Corp.  By virtue of this merger, Banc One Acceptance Corp. became the owner/lessor of the vehicle.  The title to the vehicle shows Bank One Texas N.A. as lienholder.  Bank One Texas N.A. subsequently merged with Bank One, N.A.  By virtue of this merger, Bank One, N.A. became lienholder.

Bank One, N.A. and Banc One Texas Leasing Corp. eventually sued Tello, alleging he defaulted on the lease by failing to make some monthly payments.[1]  In his answer, Tello raised the affirmative defenses of failure of consideration, fraudulent inducement, and equitable estoppel.  He also asserted counterclaims for DTPA violations, common-law fraud, and breach of contract, seeking to recover his own alleged damages and offset any recovery by the Bank on its breach of contract claim.  His affirmative defenses and counterclaims were all based on his allegation that he does not read or write English and the Randall Reed Ford salesperson induced him to sign the lease by misrepresenting it was an agreement to purchase the vehicle.


Bank One, N.A. and Banc One Acceptance Corp. moved for summary judgment on their claim against Tello and on his counterclaims.  The trial court signed a AFirst Amended Summary Judgment@ on July 27, 2004,  granting summary judgment in favor of Bank One, N.A. and Banc One Acceptance Corp. on their claim against Tello and on his counterclaims.[2] The trial court awarded the Bank $29,366.24 in damages, $13,933.86 for attorney=s fees and costs, and post-judgment interest.[3]   The trial court also ordered Tello to surrender the vehicle to the Bank.[4]

II.  Discussion

In six issues, Tello contends the trial court erred by (1) granting the Bank=s motion for summary judgment on its breach of contract claim; (2) granting the Bank=s motion for summary judgment on Tello=s affirmative defense of fraudulent inducement; (3) granting the Bank=s motion for summary judgment on Tello=s affirmative defense of equitable estoppel; (4) granting the Bank=s motion for summary judgment on Tello=s DTPA counterclaim; (5) generally granting the Bank=s motion for summary judgment; and (6) granting the Bank=s motion for summary judgment on its claim for damages.


For a plaintiff to prevail on a motion for summary judgment when, as here, the defendant has asserted a counterclaim, the plaintiff must prove, as a matter of law, each element of its cause of action and show it is entitled to summary judgment on the counterclaim.  See First State Bank of Athens, Mabank Branch v. Purina AG Capitol Corp., 113 S.W.3d 1, 4 (Tex. App.CTyler 1999, no pet.); see also Rush v. Barrios, 56 S.W.3d 88, 97 (Tex. App.CHouston [14th Dist.] 2001, pet. denied).  A plaintiff asserting a traditional motion for summary judgment in opposition to a defendant=s counterclaim must disprove at least one essential element of the counterclaim as a matter of law.[5]  See Tex. R. Civ. P. 166a(c); First State Bank, 113 S.W.3d at 4; Rush, 56 S.W.3d at 97; Taylor v. GWR Operating Co., 820 S.W.2d 908, 910 (Tex. App.CHouston [1st Dist.] 1991, writ denied).  If the movant establishes a right to summary judgment, the burden shifts to the non-movant to present evidence raising a material fact issue.  See Centeq Realty, Inc. v. Siegler, 899 S.W.2d 195, 197 (Tex. 1995).

If, as here, the non-movant relies on an affirmative defense to oppose the summary judgment motion, he must provide sufficient summary judgment evidence to create a fact issue on each element of the defense.  See Brownlee v. Brownlee, 665 S.W.2d 111, 112 (Tex. 1984); Anglo‑Dutch Petroleum Int=l, Inc. v. Haskell, 193 S.W.3d 87, 95 (Tex. App.C

Free access — add to your briefcase to read the full text and ask questions with AI

Pablo Tello v. Bank One, N.A.: Banc One Texas Leasing Corp, (Tex. Ct. App. 2007).

Pablo Tello v. Bank One, N.A.: Banc One Texas Leasing Corp (Pablo Tello v. Bank One, N.A.: Banc One Texas Leasing Corp) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Republic Underwriters Insurance Co. v. Mex-Tex, Inc.
150 S.W.3d 423 (Texas Supreme Court, 2004)
Valence Operating Co. v. Dorsett
164 S.W.3d 656 (Texas Supreme Court, 2005)
Jacobs v. Satterwhite
65 S.W.3d 653 (Texas Supreme Court, 2001)
Jordan v. Jefferson County
153 S.W.3d 670 (Court of Appeals of Texas, 2005)
Rush v. Barrios
56 S.W.3d 88 (Court of Appeals of Texas, 2001)
Tello v. Bank One, N.A.
138 S.W.3d 533 (Court of Appeals of Texas, 2004)
Brownlee v. Brownlee
665 S.W.2d 111 (Texas Supreme Court, 1984)
Centeq Realty, Inc. v. Siegler
899 S.W.2d 195 (Texas Supreme Court, 1995)
Taylor v. GWR Operating Co.
820 S.W.2d 908 (Court of Appeals of Texas, 1991)
City of Houston v. Clear Creek Basin Authority
589 S.W.2d 671 (Texas Supreme Court, 1979)
Adams v. Reynolds Tile and Flooring, Inc.
120 S.W.3d 417 (Court of Appeals of Texas, 2003)
Sunnyside Feedyard, L.C. v. Metropolitan Life Insurance Co.
106 S.W.3d 169 (Court of Appeals of Texas, 2003)
Anglo-Dutch Petroleum International, Inc. v. Haskell
193 S.W.3d 87 (Court of Appeals of Texas, 2006)
McConnell v. Southside Independent School District
858 S.W.2d 337 (Texas Supreme Court, 1993)
D.M. Diamond Corp. v. Dunbar Armored, Inc.
124 S.W.3d 655 (Court of Appeals of Texas, 2004)
First State Bank of Athens, Mabank Branch v. Purina AG Capitol Corp.
113 S.W.3d 1 (Court of Appeals of Texas, 1999)
Nguyen v. Kosnoski
93 S.W.3d 186 (Court of Appeals of Texas, 2002)
Beathard Joint Venture v. West Houston Airport Corp.
72 S.W.3d 426 (Court of Appeals of Texas, 2002)
Proctor v. White
155 S.W.3d 438 (Court of Appeals of Texas, 2005)
Wheeler v. Security State Bank, N.A.
159 S.W.3d 754 (Court of Appeals of Texas, 2005)