Owens-Corning Fiberglas Corp. v. American Centennial Insurance Co.

660 N.E.2d 807, 74 Ohio Misc. 2d 239, 1995 Ohio Misc. LEXIS 62
Procedural entryThis page is a short order in Owens-Corning Fiberglas Corp. v. American Centennial Insurance Co.. Read the opinion of the Court — 74 Ohio Misc. 2d 183
Lucas County Court of Common Pleas·Decided July 17, 1995·No. No. CI90-2521·Published

Opinion

Richaed W. KneppeR, Judge.

This matter is before the court on the motions in limine filed by the defendants, American Centennial Insurance Company (“ACIC”), Protective National Insurance Company (“PNIC”), and Associated International Insurance Company (“Associated”). Upon due consideration of the pleadings, memoranda of counsel, applicable evidence and law, the court grants in part and denies in part the defendants’ motions.

I

The defendants move for exclusion from trial of five separate categories of evidence. ACIC and PNIC move separately to exclude evidence regarding insurance coverage provided by them to other asbestos manufacturers. ACIC and PNIC jointly move for exclusion of evidence of reinsurance for both Owens-Corning Fiberglas Corporation’s (“OCF’s”) policies and other insureds’ policies. All defendants seek to exclude all reference to and testimony relating to (i) all news articles that appeared after the last relevant policy was issued; (ii) all news articles that address the claims against other asbestos manufacturers, but not OCF; and (in) all news articles discussing the claims, status, or resolution of insurance claims litigation among other asbestos manufacturers, unless and until OCF has demonstrated the admissibility of these documents. All the defendants seek exclusion of evidence of certain asbestos dust studies conducted by Union [242]*242Carbide Chemicals Company, Dow Chemical Company, DuPont Company, and Bath Iron Works Corporation. Finally, all defendants move to exclude certain portions of Dr. Selikoffs studies regarding the historical development of the knowledge of asbestos-related disease.

II

A motion in limine is designed “to avoid the injection into a trial of a potentially prejudicial matter which is not relevant and is inadmissible.” Rinehart v. Toledo Blade Co. (1985), 21 Ohio App.3d 274, 278, 21 OBR 345, 349, 487 N.E.2d 920, 924. In Riverside Methodist Hosp. Assn. v. Guthrie (1982), 3 Ohio App.3d 308, 310, 3 OBR 355, 358, 444 N.E.2d 1358, 1361, the court of appeals set forth the required two-step procedure:

“First, a consideration of the motion in limine as to whether any reference to the area in question should be precluded until admissibility can be ascertained during trial. Second, at the time when the party desires to introduce the evidence which is the subject of the motion in limine, there must be a second hearing or determination by the trial court as to the admissibility of the evidence, which is then determined by the circumstances and evidence adduced in the trial and the issues raised by the evidence.”

A motion in limine is, therefore, a precautionary request, directed to the inherent discretion of the trial judge. State v. Spahr (1976), 47 Ohio App.2d 221, 1 O.O.3d 289, 353 N.E.2d 624.

“The sustaining of a motion in limine does not determine the admissibility of the evidence to which it is directed. Rather it is only a preliminary interlocutory order precluding questions being asked in a certain area until the court can determine from the total circumstances of the case whether the evidence would be admissible.” Palmer, Ohio Rules of Evidence Rules Manual (1984), at 446, cited with approval in State v. Grubb (1986), 28 Ohio St.3d 199, 201, 28 OBR 285, 288, 503 N.E.2d 142, 145.

The inherent power of a court to control its proceedings is granted to it by Evid.R. 103(A) and 611(A). The use of the motion in limine serves the interest of judicial economy as well as those interests of counsel- and the parties because it aids in reducing the possibility of the injection of error or prejudice into the proceedings. Grubb, supra.

Ill

A Evidence Relating to Insurance Coverage Issued by ACIC and PNIC to Any Member of the Asbestos Industry Other than OCF

ACIC and PNIC move to exclude evidence relating to insurance that they provided to other asbestos manufacturers and/or distributors, such as Johns-[243]*243Manville and Raymark. These defendants argue that the evidence is not relevant to the issue of whether OCF expected or intended the injuries from asbestos or whether OCF defrauded these defendants. OCF, on the other hand, argues that the evidence is relevant to show what information these defendants deemed material in their decision to underwrite OCF’s asbestos liabilities.

OCF asserts that this evidence will show that any alleged information not disclosed by OCF to these defendants was not material to ACIC’s and PNIC’s decision to provide insurance coverage to OCF. The evidence would, arguably, indicate ACIC’s and PNIC’s willingness to provide insurance to much larger players than OCF in the asbestos industry, at much lower layers of coverage. OCF argues that this evidence indicates these defendants knew of the asbestos situation through their coverage of these other asbestos manufacturers and/or distributors and that any other information allegedly excluded by OCF would not have changed these defendants’ decisions to underwrite OCF’s asbestos liabilities.

This court finds that any relevance provided by this evidence is outweighed by the confusion that would be caused by the introduction of such evidence at trial. In order to provide an accurate account of what factors the defendants deemed material to their decisions to provide insurance to these other insureds, evidence regarding the policies themselves, the premiums paid, the amount of layering of coverage, underwriting information provided by each insured and considered by the defendants, definitions of the risks insured, and the nature and details of the claims paid by the other insureds would have to be presented at trial. Admission of this evidence would unleash a whole host of unrelated issues into this trial, causing confusion and undue delay.

This court, therefore, grants ACIC’s and PNIC’s motion regarding the exclusion of information concerning insurance coverage of other members of the asbestos industry. In the event, however, that the defendants suggest an underwriting practice employed by them when deciding to underwrite OCF that conflicts with their underwriting considerations regarding these other insureds, then the court may allow OCF to offer this evidence to rebut the defendants’ testimony regarding their underwriting practices.

B. Evidence Regarding Evidence of Reinsurance

ACIC and PNIC move to preclude OCF from introducing any evidence of reinsurance for coverage issued to OCF or any other member of the asbestos industry. These defendants argue that the information is irrelevant because reinsurance is simply a risk-spreading mechanism employed by insurance companies in the regular course of their business. OCF, however, asserts that information regarding reinsurance is relevant to determine whether the alleged misrepresentations made by OCF were material to the risk assumed by the [244]*244insurers and whether the insurers justifiably relied on the materials provided by OCF in light of all the information available to them.

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Owens-Corning Fiberglas Corp. v. American Centennial Insurance Co., 660 N.E.2d 807, 74 Ohio Misc. 2d 239, 1995 Ohio Misc. LEXIS 62 (Ohio Super. Ct. 1995).

660 N.E.2d 807 (Owens-Corning Fiberglas Corp. v. American Centennial Insurance Co.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Rinehart v. Toledo Blade Co.
487 N.E.2d 920 (Ohio Court of Appeals, 1985)
Riverside Methodist Hospital Ass'n v. Guthrie
444 N.E.2d 1358 (Ohio Court of Appeals, 1982)
State v. Spahr
353 N.E.2d 624 (Ohio Court of Appeals, 1976)
State v. Maurer
473 N.E.2d 768 (Ohio Supreme Court, 1984)
State v. Grubb
503 N.E.2d 142 (Ohio Supreme Court, 1986)