Oscar Recio and Maria Recio v. Frederick M. Fridley, D.L. Peterson Trust, Securitas Security Services USA, Inc. and Doe Corporation

CourtSupreme Court of Iowa
DecidedDecember 5, 2025
Docket23-0990
StatusPublished

This text of Oscar Recio and Maria Recio v. Frederick M. Fridley, D.L. Peterson Trust, Securitas Security Services USA, Inc. and Doe Corporation (Oscar Recio and Maria Recio v. Frederick M. Fridley, D.L. Peterson Trust, Securitas Security Services USA, Inc. and Doe Corporation) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Oscar Recio and Maria Recio v. Frederick M. Fridley, D.L. Peterson Trust, Securitas Security Services USA, Inc. and Doe Corporation, (iowa 2025).

Opinion

In the Iowa Supreme Court

No. 23–0990

Submitted October 8, 2025—Filed December 5, 2025

Oscar Recio and Maria Recio,

Appellants,

vs.

Frederick M. Fridley, D.L. Peterson Trust, Securitas Security Services USA, Inc., and Doe Corporation,

Appellees.

On review from the Iowa Court of Appeals.

Appeal from the Iowa District Court for Warren County, Thomas P.

Murphy, judge.

Plaintiffs, whose attorney settled a personal injury claim on their behalf,

seek further review of the court of appeals decision upholding the district court’s

order enforcing the settlement agreement. Decision of Court of Appeals and

District Court Judgment Affirmed.

Waterman, J., delivered the opinion of the court, in which all justices

joined except Oxley, J., who filed a dissenting opinion.

Christopher P. Welsh of Welsh & Welsh, PC, LLO, Omaha, Nebraska, for

appellants.

Spencer S. Cady of Nyemaster Goode, P.C., Des Moines, and Daniel R.

Sarther of Christensen Hsu Sipes, LLP, Chicago, Illinois, for appellees Frederick

M. Fridley, D.L. Peterson Trust, and Securitas Security Services USA, Inc. 2

Waterman, Justice.

Either Oscar Recio’s first Texas attorney had authority to settle his

personal injury claim, or he did not. We are asked to determine whether the

district court erred when it found that the attorney had settlement authority and

that the Recios are bound by the settlement their attorney negotiated.

Importantly, this matter was not resolved by summary judgment. Rather, with

no objection from the parties, the district court acted as the factfinder. Our court

of appeals found no error in the district court ruling. We agree and, therefore,

affirm.

I. Background Facts and Proceedings.

Oscar Recio is an over-the-road trucker. He lives in Hidalgo, Texas, with

his wife, Maria. On December 7, 2020, as Oscar was travelling through Adair,

Iowa, he stopped his truck to make repairs. He parked on the shoulder of an

Interstate 80 on-ramp, exited his truck, slid under the vehicle, and began

working.

Meanwhile, Frederick M. Fridley was driving a 2017 Ram utility van as

part of his employment with D.L. Peterson Trust.1 Fridley, as he was entering

the Interstate 80 on-ramp, dropped his cellphone. Distracted as he attempted to

retrieve the device, Fridley crashed his van into Recio’s parked semi. Recio, who

was still underneath his truck at the time of the wreck, suffered injuries.

Recio retained a Texas attorney, Cesar Palma, with the Tijerina Law Group,

to represent him on his personal injury claims. In October of 2021, Palma sent

Fridley’s insurer a pre-suit settlement demand for “the policy limits.” He received

no response. Another employee of Palma’s firm continued reaching out to the

1Unless noted otherwise, we will use “Fridley” as a synecdoche for the Defendants–

Appellees. 3

insurer until, in mid-January of 2022, an insurance representative, Trent

Merkley, responded with an offer of $105,000. Palma countered, requesting

$425,000. After several rounds of negotiations, Palma told Merkley to

“[g]et authority for [$125,000] and send me a release [of claims].” Shortly

thereafter, Merkley emailed Palma a release of claims for $125,000. Recio never

signed the release.

Later, Recio hired a new Texas attorney, Robert Cantu of Houston, who

claimed Palma lacked authority to settle Recio’s case. Cantu attempted to

negotiate a new settlement with the insurer. Those efforts failing, Recio, now

represented by Omaha counsel, filed this personal injury action in the Iowa

District Court for Warren County, where Fridley resides. The lawsuit also named

Fridley’s employer.

The defendants answered the petition, then filed a motion to enforce

settlement “pursuant to Iowa Rule 1.431,” which governs motion practice

generally. The motion did not cite Iowa Rule of Civil Procedure 1.981, governing

summary judgment, or use the term “summary judgment.” Neither did the

accompanying memorandum, which included as exhibits Palma’s emails settling

the case for $125,000 and the unsigned release. Nineteen days later, Recio’s

counsel filed a resistance denying that there was a prior settlement.

The resistance was accompanied by Oscar’s affidavit, which stated in full:

My name is Oscar Recio. I am of legal age, am in all ways competent to make this affidavit, and have personal knowledge of all facts recited herein.

I had previously retained attorneys the Tijerina Legal Group, P.C. in McAllen, Texas to represent me for this accident. I was specifically dealing with Mr. Cesar Palma with the Tijerina Legal Group.

At no time did Mr. Palma inform me that a demand letter had been sent to the insurance company to try and settle the case. At no 4

time did Mr. Palma get my authority to accept, reject, or negotiate any offer on my behalf. At no time did Mr. Palma convey any offers or numbers that the insurance company was sending over. At no time did Mr. Palma get my authority to make counteroffers on my behalf. At no time was I informed of any settlement talks or negotiations for my case. I have never signed any release agreeing to accept $125,000.00 to settle my case and I have never given verbal or written approval to accept $125,000.00 to settle my case. I then terminated the relationship with the Tijerina Law Group due to lack of communication.

I then retained Mr. Rob Cantu with Roberts Markland LLP in Houston, Texas to represent me for this accident. It wasn’t until this time that Mr. Cantu informed me that Mr. Palma asked the insurance company for a release for $125,000.00 and that Mr. Palma had been negotiating and making counteroffers without my knowledge and authority.

All of this was done without my knowledge, consent, and authority, and I never approved or gave verbal or written authority to accept any offer or negotiate on my behalf.

Further Affiant sayeth not.

The affidavit nowhere states that Oscar told Palma he lacked authority to

negotiate with the opposing parties or that he was prohibited from such

negotiations. The resistance also included emails reflecting attorney Cantu’s

subsequent settlement efforts.

Nowhere did the resistance characterize the defendants’ motion as one for

summary judgment. The defendants filed a reply that argued the resistance was

untimely under Iowa Rule of Civil Procedure 1.431(4) (requiring a resistance

within ten days).2 The reply did not cite rule 1.981 or use the term

“summary judgment.” The reply argued that Recio’s affidavit was insufficient to

rebut Palma’s presumed settlement authority by the requisite “clear and

convincing evidence.”

2By contrast, Iowa Rule of Civil Procedure 1.981(3) allows fifteen days to file a resistance

to a motion for summary judgment. 5

The district court issued an order setting a hearing on the defendant’s

motion to enforce the settlement. The order stated, “This matter is set for 30 mins

on a Court Service Day. If more time is needed, the parties shall contact the court

immediately.” The Recios did not request more time, but their counsel asked to

participate in the hearing remotely, which the court allowed. The day before the

hearing, the court informed the lawyers for all parties: “If you plan on presenting

testimony, we need to continue [the hearing] to a non-court service day.

Tomorrow, we only have time for short arguments. Please let us know.”

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Plymouth Farmers Mutual Insurance Ass'n v. Rasmussen
584 N.W.2d 289 (Supreme Court of Iowa, 1998)
Wright v. Scott
410 N.W.2d 247 (Supreme Court of Iowa, 1987)
Cunningham v. Iowa-Illinois Gas & Electric Co.
55 N.W.2d 552 (Supreme Court of Iowa, 1952)
McIlravy v. North River Insurance Co.
653 N.W.2d 323 (Supreme Court of Iowa, 2002)
Mendenhall v. Judy
671 N.W.2d 452 (Supreme Court of Iowa, 2003)
Wende v. Orv Rocker Ford Lincoln Mercury, Inc.
530 N.W.2d 92 (Court of Appeals of Iowa, 1995)
McVey v. National Organization Service, Inc.
719 N.W.2d 801 (Supreme Court of Iowa, 2006)
Gilbride v. Trunnelle
620 N.W.2d 244 (Supreme Court of Iowa, 2000)
Daniel v. Scott
455 So. 2d 30 (Court of Civil Appeals of Alabama, 1984)
Bellino v. Commission for Lawyer Discipline
124 S.W.3d 380 (Court of Appeals of Texas, 2004)
Dillon v. City of Davenport
366 N.W.2d 918 (Supreme Court of Iowa, 1985)
Iowa Supreme Court Attorney Disciplinary Board v. Sotak
706 N.W.2d 385 (Supreme Court of Iowa, 2005)
Alexander v. Burch
968 So. 2d 992 (Supreme Court of Alabama, 2006)
Starlin v. State
450 N.W.2d 257 (Court of Appeals of Iowa, 1989)
Walker v. Gribble
689 N.W.2d 104 (Supreme Court of Iowa, 2004)
Sierra Club v. Wayne Weber LLC
689 N.W.2d 696 (Supreme Court of Iowa, 2004)
Waechter v. Aluminum Co. of America
454 N.W.2d 565 (Supreme Court of Iowa, 1990)

Cite This Page — Counsel Stack

Bluebook (online)
Oscar Recio and Maria Recio v. Frederick M. Fridley, D.L. Peterson Trust, Securitas Security Services USA, Inc. and Doe Corporation, Counsel Stack Legal Research, https://law.counselstack.com/opinion/oscar-recio-and-maria-recio-v-frederick-m-fridley-dl-peterson-trust-iowa-2025.