Ollie Windmon v. Stephanie Ward Marshall

Mississippi Supreme Court·Decided October 21, 2003·No. 2004-CA-00528-SCT·Published

Opinion

IN THE SUPREME COURT OF MISSISSIPPI NO. 2004-CA-00528-SCT

OLLIE WINDMON AND ROBERT JOE WINDMON

v.

STEPHANIE WARD MARSHALL AND MISSISSIPPI FARM BUREAU INSURANCE COMPANY

DATE OF JUDGMENT: 10/21/2003 TRIAL JUDGE: HON. LAMAR PICKARD COURT FROM WHICH APPEALED: CLAIBORNE COUNTY CIRCUIT COURT ATTORNEY FOR APPELLANT: ANITA M. STAMPS ATTORNEYS FOR APPELLEE: JUSTIN STRAUSS CLUCK KENT E. SMITH

J. TUCKER MITCHELL

ANDY LOWRY

JAMES R. MOORE

NATURE OF THE CASE: CIVIL - PERSONAL INJURY DISPOSITION: AFFIRMED -04/13/2006 MOTION FOR REHEARING FILED: MANDATE ISSUED:

BEFORE SMITH, C.J., CARLSON AND DICKINSON, JJ.

SMITH, CHIEF JUSTICE, FOR THE COURT:

¶1. Ollie and Robert Windmon filed suit against Stephanie Ward Marshall and Mississippi Farm Bureau Insurance Company (Farm Bureau) after Ollie Windmon was seriously injured when her vehicle ran off of the highway and struck a tree. Ollie Windmon claimed her injuries were due to Marshall’s negligent act of failing to properly yield. Also, the Windmons claimed Farm Bureau was liable for committing alleged acts of bad faith in the

investigation of their claim. The trial court ordered a bifurcation of this matter. In the first phase, the jury returned a verdict finding Windmon and Marshall equally at fault for the accident. During the second phase of the trial, after all of the evidence was presented, the trial court granted Farm Bureau’s motion for a directed verdict. Feeling aggrieved, the Windmons subsequently filed this timely appeal.

FACTS

¶2. In June 2000, Stephanie Ward Marshall proceeded down her driveway in Hermanville, Mississippi, and attempted to enter Valley Moon Road. At the same instant Ollie Windmon was traveling toward Marshall on Valley Moon Road in her Ford Explorer. Prior to reaching the Marshall driveway, Windmon’s Explorer veered off the road and struck a tree. After witnessing the crash, Marshall immediately rushed to Windmon’s aid. At the scene Marshall assisted Windmon in exiting her vehicle. Also, because of the seriousness of the injuries Windmon sustained Marshall telephoned the hospital and requested an ambulance.

¶3. The facts are in dispute as to what actually caused the accident. Windmon claimed Marshall was attempting to pull out on the road, and to avoid a collision she swerved off of the road. Conversely, Marshall contended she stopped at the end of her driveway when Windmon ran off of the road in front of her for no apparent reason.

¶4. Within days after the accident, Windmon filed a loss notice claim with her insurer, Farm Bureau. Danita Lewis, Farm Bureau’s adjuster, promptly paid medical and collision benefits, which she determined to be the only payable benefits allowable under policy.

However, Windmon claimed she was also entitled to recover uninsured motorist benefits. Initially, Farm Bureau refused uninsured motorist benefits because the accident appeared to involve only one vehicle. Farm Bureau investigated the matter and was unable to discover Marshall’s identity and the role she may have played in the accident. Even Ollie Windmon herself failed to inform Farm Bureau of Marshall’s involvement.

¶5. Several months after the accident, the Windmons’ counsel informed Farm Bureau of Marshall’s identity and alleged Marshall’s negligence was a cause in fact of the accident. Notwithstanding Windmon’s allegations, Farm Bureau adopted Marshall’s version of events, which supported that Marshall was not the proximate cause of Windmon’s injuries. To avoid a trial on the issue of uninsured motorist benefits, Farm Bureau presented an offer of settlement to the Windmons.

¶6. Subsequently, Ollie and Robert Windmon filed suit against both Marshall and Farm Bureau in the Circuit Court of Claiborne County on December 10, 2001. The Windmons alleged that Marshall, as an under or uninsured driver, through her negligent acts was the proximate cause of the automobile accident. Additionally, the complaint alleged that Farm Bureau failed to use good faith in handling the Windmons claim.

¶7. In August 2002, the Windmons filed an application for entry of default judgment and supporting affidavit. In December 2002, the Windmons filed an additional application for entry of default and supporting affidavit. Entry of default was subsequently entered and docketed by the circuit court clerk.

¶8. In April 2003, Marshall filed a motion to set aside the clerk’s entry of default and for leave of court to file responsive pleadings. On May 6, 2003, a hearing was held before the trial court wherein the Windmons attempted to have a default judgment entered against Marshall. However, the trial court set aside the entry of default and, at the Windmons’ request, continued a trial on the merits until September 2003. Additionally, the trial court determined it was proper to bifurcate the trial on issues of negligence and bad faith.

¶9. On September 3, 2003, opening statements were given regarding Marshall’s negligence, thus commencing the first phase of the bifurcated trial. In the first phase of the trial the jury returned a unanimous verdict finding each Ollie Windmon and Stephanie Marshall fifty percent at fault for the accident.

¶10. The second phase of the trial dealt with the Windmons allegations of Farm Bureau’s bad faith in its investigation of the uninsured motorist claim. During this phase Windmon called several witnesses to prove bad faith on behalf of Farm Bureau. After Windmon presented her case and without presenting any witnesses of its own, Farm Bureau motioned the trial court for a directed verdict. The trial court granted Farm Bureau a directed verdict and dismissed the second phase of the trial.

ANALYSIS

I. ENTRY OF DEFAULT

¶11. “The decision to grant or set aside a default judgment is addressed to the sound discretion of the trial court.” Tatum v. Barrentine, 797 So. 2d 223, 227 (Miss. 2001) (citing

Williams v. Kilgore, 618 So. 2d 51, 55 (Miss. 1992)). The trial court’s discretion must be exercised in accordance with the M.R.C.P. 55(c) and 60(b). Tatum, 797 So. 2d at 227(citing Guar. Nat’l Ins. Co. v. Pittman, 501 So. 2d 377, 388 (Miss. 1987)). Further, “absent abuse of discretion, we will not disturb the rulings of the trial court on a default judgment.” Id.

¶12. The Windmons contend the trial court erred and abused its discretion when it set aside the clerk’s entry of default against Marshall without a hearing on the grounds for setting it aside. The Windmons call this Court’s attention to the following subsection of Rule 55 of the Mississippi Rules of Civil Procedure:

(b) Judgment. In all cases the party entitled to a judgment by default shall apply to the court therefor. If the party against whom judgment by default is sought has appeared in the action, he (or if appearing by representative, his representative) shall be served with written notice of the application for judgment at least three days prior to the hearing of such application; however, judgment by default may be entered by the court on the day the case is set for trial without such three days’ notice. If in order to enable the court to enter judgment or to carry it into effect it is necessary to take an account or to determine the amount of damages or to establish the truth of any averment by evidence or to make an investigation of any other matter, the court may conduct such hearing with or without a jury, in the court’s discretion, or order such references as it deems necessary and proper.

(emphasis added).

Free access — add to your briefcase to read the full text and ask questions with AI

Ollie Windmon v. Stephanie Ward Marshall, (Mich. 2003).

Ollie Windmon v. Stephanie Ward Marshall (Ollie Windmon v. Stephanie Ward Marshall) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Bowie v. Montfort Jones Memorial Hosp.
861 So. 2d 1037 (Mississippi Supreme Court, 2003)
Illinois Cent. R. Co. v. Hawkins
830 So. 2d 1162 (Mississippi Supreme Court, 2002)
Blue Cross & Blue Shield of Miss. v. Campbell
466 So. 2d 833 (Mississippi Supreme Court, 1984)
Guaranty Nat. Ins. Co. v. Pittman
501 So. 2d 377 (Mississippi Supreme Court, 1987)
King v. Sigrest
641 So. 2d 1158 (Mississippi Supreme Court, 1994)
Vining v. Mississippi State Bar Ass'n
508 So. 2d 1047 (Mississippi Supreme Court, 1987)
Bryant, Inc. v. Walters
493 So. 2d 933 (Mississippi Supreme Court, 1986)
Murphree v. Federal Ins. Co.
707 So. 2d 523 (Mississippi Supreme Court, 1997)
Mississippi Valley Gas Co. v. Estate of Walker
725 So. 2d 139 (Mississippi Supreme Court, 1998)
Busick v. St. John
856 So. 2d 304 (Mississippi Supreme Court, 2003)
Terrain Enterprises, Inc. v. Mockbee
654 So. 2d 1122 (Mississippi Supreme Court, 1995)
Eastover Bank for Sav. v. Hall
587 So. 2d 266 (Mississippi Supreme Court, 1991)
Tatum v. Barrentine
797 So. 2d 223 (Mississippi Supreme Court, 2001)
Pointer v. Huffman
509 So. 2d 870 (Mississippi Supreme Court, 1987)
Williams v. Kilgore
618 So. 2d 51 (Mississippi Supreme Court, 1992)
Travelers Indem. Co. v. Wetherbee
368 So. 2d 829 (Mississippi Supreme Court, 1979)
Motorola Com. & Electronics v. Wilkerson
555 So. 2d 713 (Mississippi Supreme Court, 1989)
Hansen v. State
592 So. 2d 114 (Mississippi Supreme Court, 1991)
Universal Life Ins. Co. v. Veasley
610 So. 2d 290 (Mississippi Supreme Court, 1992)
Roberts v. Grafe Auto Co., Inc.
701 So. 2d 1093 (Mississippi Supreme Court, 1997)