Oklahoma State Bank of OcheLata v. Ward

1927 OK 317, 259 P. 644, 127 Okla. 45, 1927 Okla. LEXIS 262
CourtSupreme Court of Oklahoma
DecidedSeptember 27, 1927
Docket17667
StatusPublished
Cited by8 cases

This text of 1927 OK 317 (Oklahoma State Bank of OcheLata v. Ward) is published on Counsel Stack Legal Research, covering Supreme Court of Oklahoma primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Oklahoma State Bank of OcheLata v. Ward, 1927 OK 317, 259 P. 644, 127 Okla. 45, 1927 Okla. LEXIS 262 (Okla. 1927).

Opinion

BENNETT, C.

A civil action commenced in the district court of Washington county, Okla., May 23, 1925, wherein Ida B. Ward was plaintiff and Oklahoma State Bank of Ochelata was defendant. The jury returned a verdict for the plaintiff, and the court entered judgment thereon, and the case is appealed to this court for review. We shall refer to the parties, respectively, as plaintiff and defendant, as they appeared in the trial court. So much of the petition as is necessary here is in substance as follows:

That the plaintiff was a citizen and resident of Washington county, Okla., and the defendant was a state hanking corporation with its place of business at Ochelata, Okla.; that the plaintiff on or about the 31st day of March, 1925, deposited to her credit and subject to her cheek with the defendant the sum of $5,000, and that the bank accepted such deposit with the understanding and agreement that it would honor and pay the checks of plaintiff up to the amount aforesaid; that subsequent thereto she drew checks against said deposit on said bank aggregating $2,944.60 which the defendant honored and paid, and that the defendant now claims that she has only a remaining balance of $4.25, whereas, in truth and in fact, she has or ought to have in said bank $2,051.15, and that she has.drawn .several checks upon such rightful balance, but which the defendant has refused and now refuses to pay. Wherefore, she asks judgment for the sum last named. Defendant in its answer enters, first, a general denial; and second, alleges that on the 31st of March, 1925, S. B. Ward, the husband of plaintiff, drew a check on the defendant for $5,000, and instructed the defendant to deposit the proceeds thereof in the name of his wife, the plaintiff, which it did'; that the said deposit was the money and funds of S. B. Ward, and was deposited for convenience, in the name of plaintiff, with the intent and purpose also to conceal the true ownership thereof and for the purpose of preventing creditors from fastening upon such sum in liquidation of their claims, and that all of said deposits had been paid out except the sum of $4.25 for the use and benefit of S. B. Ward. A reply by general denial was filed by the plaintiff. The defendant in its motion for new trial relies upon five specific grounds In its petition in error it makes seven assignments of error and in its brief assigns seven specifications of error, but upon the argument it confines itself to one ground, to wit, that the evidence is not sufficient to support the verdict of the jury and the judgment of the court.

This case might he summarily disposed of upon a question of practice by reason of the fact that the question here argued is not raised in the manner provided by law. See Norman v. Lambert, 64 Okla. 238, 167 Pac. 213; Muskogee Electric Traction Co. v. Reed. 35 Okla. 334, 130 Pac. 157; Reed v. Scott, 50 Okla. 757, 151 Pac. 484; Simpson v. Mauldin, 61 Okla. 92. 160 Pac. 481; Oaks v. Samples, 57 Okla. 660, 157 Pac. 739. But since defendant in error has not urged the point, and since the matter has been very earnestly presented to the court in the briefs and upon the oral argument, we prefer to deal with the question \ipon its merits. We shall make a short abridgment of the testimony and evidence.

Ida B. Ward, plaintiff, testified in substance that she lived four miles south of Ochelata, Okla.; that she is the wife of S. B. Ward; that in the summer of 1925, along about the 31st of March, witness had her son place $5,000 in the defendant hank.

“Q. Was that your money ? A. That was sure my money. Q. How did it happen to he vour money? A. Well, that place, when we lived down. there by the station, that place was part mine, and when we sold it. we divided the money, and when we bought this other place up there I let him have my money, and then when he got that oil lease lie paid me back my money. Q. Was that this $5,000? A. Aid then I put it in the bank, and, of course, a person kind of hard up. we had to pay off notes. Q. How did *47 you put that $5,000 in the bank? A. Well, I put it in the bank in my name; I sent it up there by my youngest boy, ancl told him to put it in there and tell them not to cash a check except when I signed it. Of course, I wanted to keep that money, a part of it. Q. What was your boy's name that took it up there? A. Burdell. Q. How old is he? A. He is 21 now. Q. AY ell, then, you drew certain checks against that fund? A. Oh, yes; I had to use — I paid tjie mortgage, paid the bank all we owed them out of my money, and I had to pay off several things. Of course, it has been a hard year, has been for two or three years, and I had to pay off some things. Q. Now, how much did you lack of checking out this whole deposit that you put in there, this $5,000? A. Well, I left about $2,000. Of course, I can’t remember just exactly. Q. You allege in your petition $2,051.15. Is that about right? A. That is what II had ought to have had in there. Q. In the bank? A. Yes, sir. Q. Did you check against that at any time? A. Yes; I wrote checks against that, but they didn’t cash them.- Q. Were they protested and returned? A. Yes; I had to borrow money to pay them.”

Witness says that one of the returned cheeks was made payable to the Shawnee Company, a loan company, for $168, and one to Bert Gaddis, which the witness thinks was for $25. AVitness never had any talk with Mr. Engle about why he did not pay the checks against that money. Witness sent the boy and he brought the bank book homei Witness’ youngest son, Burdell, attended to this for her. She identifies the pass book which the bank gave her, and the same is offered in evidence without objection, also a check for $1,940, which she gave to take up the mortgage on cattle, also check for $454.60 payable to Bert Gaddis, Eord dealer, a check for $500, payable to S. B. Ward, also check to G. U. Park for $50. Witness says these are the only checks that were cashed. The rest of the checks were not paid. Witness drew a cheek May 6, 1925, for $165 in favor of E. C. Stanard, but the bank did not pay that. Said check is introduced in evidence and is marked “Insufficient funds.” The aggregate of all these cheeks that the witness drew is $2,-944.60. Witness states that Mr. Ward, her husband, was in debt to her for money loaned to him to buy their place. She let him have all of her money, amounting to $3,-000. The $2,000, the witness says she would not say belonged to her. That was paid to her out of the homestead, that is, it was paid to witness before she would sign the lease. The deposit of $5,000 was sent to the bank by the witness’ youngest son, upon whom she depends to do everything for her. His name is Burdell.

“Q. Now, Mr. Ward gave you this check and you sent it down by him (Burdell) ? A. Yes, sir. Q Did you give him any instructions as to how it was to be deposited? A. I told him to tell him never to cash no checks, but I think Ml'. Engle never did- * * -= -ftrell, my boy is right here to tell that.”

Cross-examination: “We had 80 acres down at the pump station; that was sold to the Harvey people.” (That is the 80 the witness claims an interest in. Witness received $3,000 out of that 80.)

“Q. Did you put any money in it when Mr. Ward bought it? Q. Sure. Didn’t I work up there the same as he did? Q. I understand, but did you have any money when he bought this 80? A. Yes, I had some. Q. Can you remember where you got the money you put into this? * * * Where did you get it? A. I used to keep boarders and bake bread and everything, when we lived on the lease. Mr. Engle knows it too. Q.

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Bluebook (online)
1927 OK 317, 259 P. 644, 127 Okla. 45, 1927 Okla. LEXIS 262, Counsel Stack Legal Research, https://law.counselstack.com/opinion/oklahoma-state-bank-of-ochelata-v-ward-okla-1927.