O'Dell v. State Farm Mutual Automobile Insurance

362 N.E.2d 862, 173 Ind. App. 106, 1977 Ind. App. LEXIS 833
CourtIndiana Court of Appeals
DecidedMay 16, 1977
Docket3-1075A226
StatusPublished
Cited by35 cases

This text of 362 N.E.2d 862 (O'Dell v. State Farm Mutual Automobile Insurance) is published on Counsel Stack Legal Research, covering Indiana Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
O'Dell v. State Farm Mutual Automobile Insurance, 362 N.E.2d 862, 173 Ind. App. 106, 1977 Ind. App. LEXIS 833 (Ind. Ct. App. 1977).

Opinion

Hoffman, J.

Jacqueline O’Dell in her capacity as administratrix of the estate of Doyle O’Dell brought an action for the wrongful death of her husband against State Farm Mutual *107 Automobile Insurance Company (State Farm), Freeman v. Dulin and Chicago Motor Mart, Inc. After an entry of summary judgment on her complaint, O’Dell perfected this appeal as to State Farm in an attempt to secure relief through the uninsured motorist provision of her automobile coverage. The issue raised by O’Dell concerns whether the trial court erred in finding as a matter of law that the Workmen’s Compensation Act, IC 1971, 22-3-2-1, et seq. (Burns Code Ed.), provides her with the sole and exclusive remedy for the loss of her husband thereby precluding her attempted recovery in the instant case.

The record reveals from various pleadings and admissions certain uncontested facts which frame the issues on appeal.

At the time of the accident United States Steel Corporation in Gary, Indiana, maintained a thoroughfare from its gate at Buchanan Street to an employee parking lot near the mill. This three-lane private road apparently altered the direction of traffic in certain lanes during peaking demand periods when the work shifts changed. At about 11:20 P.M. on February 29,1972, appellant’s husband was driving his truck home after having just completed his scheduled workday. Simultaneously Freeman V. Dulin, a co-employee at the mill, who was going to commence his work shift, entered at the Buchanan Street gate. Thereupon, the two met on the company thoroughfare in a head-on collision which resulted in the death of Doyle O’Dell.

Apparently Dulin was an uninsured motorist. However O’Dell and his wife were insured through their State Farm policy under its uninsured motorist protection. Thus the insurance would have compensated appellant to the extent of its coverage if O’Dell had a legal right to recover damages from his co-employee.

Since it is clear that appellant was not otherwise handicapped in her wrongful death action, the determinative issue is whether the Indiana Workmen’s Compensation Act, IC *108 1971, 22-3-2-1, et seq., supra, would preclude her separate claim for damages against the co-employee of her husband.

Generally, workmen’s compensation is intended to afford employees an adequate and certain remedy independent of any finding of negligence for accidents arising out of and in the course of employment, IC 1971, 22-3-2-5, supra. This method of compensation based upon a reallocation of risk arose from a need to curb the harsh results rendered under the common-law with its defenses of contributory negligence, assumption of risk and the fellow servant rule. Frampton v. Central Indiana Gas Co. (1973), 260 Ind. 249, 297 N.E.2d 425. A consistent extension of this policy of certain compensation was the provision for the exclusiveness of the remedy afforded. IC 1971, 22-3-2-6, supra. Yuhasz v. Mohr (1974), 159 Ind. App. 478, 307 N.E.2d 516.

Accordingly appellant concedes that her rights would be confined to those available under workmen’s compensation if the accident involving the deceased and his co-employee arose out of and in the course of their mutual employment. However, O’Dell asserts first that her husband was not in an employee status at the time of the accident, and, second, that even if he were, the co-employee Dulin as “some other person” would not be immuned from a separate suit under IC 1971, 22-3-2-13, 1 supra.

In focusing on O’Dell’s employment status at the time he was leaving the plant, it should be noted that public policy *109 under the Act favors the liberal construction of making awards for accidents involving the ingress and egress of employees to their work premises on the theory that such accidents arise out of and in the course of employment. Reed et al. v. Brown et al. (1958), 129 Ind. App. 75, 152 N.E.2d 257. (transfer denied); Jeffries v. Pitman-Moore Co. (1925), 83 Ind. App. 159, 147 N.E. 919. Thus while some nexus between the accident and the employment must exist, the question of whether an injury occurred on the operating premises of the owner is an important determinant of this connection and accordingly of what duty the employer owes under the Act. U.S. Steel Corp. v. Brown (1967), 142 Ind. App. 18, 231 N.E.2d 839 (transfer denied).

When, as here, there is a concentration of industrial machinery attended by a large number of employees, the operating premises of the employer extends to include the risks involved in that concentration. Clearly employee parking lots and private drives as an extension of these operating premises are considered .within the employer’s supervision.

For these reasons accidents occurring under such conditions of employment-related risk usually fall within the ambit of workmen’s compensation.’ Goldstone v. Kozma (1971), 149 Ind. App. 626, 274 N.E.2d 304 (transfer denied).

In the case at bar appellant’s deceased was driving his truck from the employee parking lot on thé private drive of his employer when he was struck and killed by an incoming employee. Thereafter appellant obtained a claim for workmen’s compensation against the employer for the loss of her husband. In view of the circumstances surrounding the accident and in consideration of the compensation paid to appellant under the requirements of the Act imposed upon the employer, it is clear that O’Dell’s death must be deemed to have arisen out of and in the course *110 of his employment. U.S. Steel Corp. v. Brown, supra; Goldstone v. Kozma, supra.

However, appellant urges that she has an independent cause of action against the fellow employee in addition to that available under the statute. O’Dell relies on that portion of IC 1971, 22-3-2-13, supra, which requires that whenever a death for which compensation is payable has been sustained under circumstances creating in some other person than the employer and not in the same employ a legal liability, the dependents may commence legal proceedings against him notwithstanding the employer’s liability.

Appellant believes that this provision preserves third party actions citing Merritt v. Johnson (S.D. Ind. 1961), 190 F. Supp. 454, for the proposition that those exempt from liability under the status of employer had to be conducting the employer’s business at the time of the accident.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Stephany A. Connelly v. The Main Street America Group
Supreme Court of South Carolina, 2023
Petrochko v. Nationwide Mutual Insurance
15 Pa. D. & C.5th 312 (Lackawanna County Court of Common Pleas, 2010)
State Farm Mutual Automobile Insurance Company v. Carlton
867 So. 2d 320 (Court of Civil Appeals of Alabama, 2001)
Wine-Settergren v. Lamey
716 N.E.2d 381 (Indiana Supreme Court, 1999)
Lawhead v. Brown
653 N.E.2d 527 (Indiana Court of Appeals, 1995)
Northcutt v. Smith
642 N.E.2d 254 (Indiana Court of Appeals, 1994)
Lowell Health Care Center v. Jordan
641 N.E.2d 675 (Indiana Court of Appeals, 1994)
Burke v. Wilfong
638 N.E.2d 865 (Indiana Court of Appeals, 1994)
State Farm Mutual Automobile Insurance v. Royston
817 P.2d 118 (Hawaii Supreme Court, 1991)
Lutz v. DeMars
559 N.E.2d 1194 (Indiana Court of Appeals, 1990)
Hass v. Shrader's Inc.
534 N.E.2d 1119 (Indiana Court of Appeals, 1989)
Sanchez v. Hamara
534 N.E.2d 756 (Indiana Court of Appeals, 1989)
Thiellen v. Graves
530 N.E.2d 765 (Indiana Court of Appeals, 1988)
Consolidated Products, Inc. v. Lawrence
521 N.E.2d 1327 (Indiana Court of Appeals, 1988)
H.G. Perkins v. Insurance Company of North America
799 F.2d 955 (Fifth Circuit, 1986)
Evans v. Yankeetown Dock Corp.
481 N.E.2d 121 (Indiana Court of Appeals, 1985)
Martin v. Powell
477 N.E.2d 943 (Indiana Court of Appeals, 1985)
Donahue v. Youngstown Sheet & Tube Co.
474 N.E.2d 1013 (Indiana Supreme Court, 1985)
Indiana University Hospitals v. Carter
456 N.E.2d 1051 (Indiana Court of Appeals, 1983)
Donahue v. Youngstown Sheet & Tube Co.
456 N.E.2d 751 (Indiana Court of Appeals, 1983)

Cite This Page — Counsel Stack

Bluebook (online)
362 N.E.2d 862, 173 Ind. App. 106, 1977 Ind. App. LEXIS 833, Counsel Stack Legal Research, https://law.counselstack.com/opinion/odell-v-state-farm-mutual-automobile-insurance-indctapp-1977.