Northern Assurance Co. v. New York Central Railroad

260 N.W. 763, 271 Mich. 569, 1935 Mich. LEXIS 845
CourtMichigan Supreme Court
DecidedMay 17, 1935
DocketDocket No. 121, Calendar No. 37,683.
StatusPublished
Cited by4 cases

This text of 260 N.W. 763 (Northern Assurance Co. v. New York Central Railroad) is published on Counsel Stack Legal Research, covering Michigan Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Northern Assurance Co. v. New York Central Railroad, 260 N.W. 763, 271 Mich. 569, 1935 Mich. LEXIS 845 (Mich. 1935).

Opinion

*571 Potter, C. J.

Northern Assurance Company, Ltd., and General Fire Assurance Company, both foreign corporations authorized to do business in the State of Michigan, insured the property of Norman S. Kimball and wife, of Jackson, Michigan, against loss and damage by fire. The insured property was located in the city of Jackson. Defendant is a corporation engaged in the operation of a steam railroad running into the city of Jackson.

The Kimballs’ house caught fire. The city fire department of the city of Jackson was notified and responded with adequate fire-fighting equipment. The only available fire hydrant was across, the railroad tracks from the Kimballs’ house. In order to obtain water to extinguish the fire, a hose was connected with this fire hydrant and laid across the railroad tracks of defendant to the vicinity of the burning dwelling house. Defendant’s railroad train came along, ran over, cut and severed this hose of the fire department, and it is claimed prevented, hindered, interfered with, and delayed the efforts of the fire department of the city of Jackson, so that the fire spread to and consumed the house and contents of the Kimballs.

No question is raised as to the authority of the insurance companies to do business in the State of Michigan; the payment by the insurance companies of the loss suffered by the Kimballs; the legality of the insurance policies; or the right of the insurance companies to be subrogated to the rights of the Kimballs. The insurance companies paid the loss of the Kimballs, a subrogation agreement was signed whereby the insurance companies were subrogated to the rights of the Kimballs against defendant, and suit was instituted to recover damages for its alleged negligence. Norman S. Kimball, whose real *572 estate was destroyed by the fire, was joined by order of the court as a party plaintiff.

It is claimed defendant was negligent in not operating its train in a careful and prudent manner; in failing to keep a proper lookout to avoid running over any obstruction or object which might be upon the track; in failing to have said train equipped with adequate and proper brakes so that it could be stopped within a reasonable distance upon approaching a highway crossing; in failing to take all necessary precautions to protect property lawfully upon its railroad crossing; in failing to heed the warnings of members of the fire department of the city of Jackson, or other persons, and in failing to bring its train to a stop upon receiving such warnings ; in failing to operate its train at a reasonable and proper rate of speed, and to bring the same under control and to stop if necessary upon receiving warnings from city firemen that there was an obstruction upon the highway, crossing; in failing to immediately bring its train under control and to a stop upon receiving signals to stop from city firemen attempting to flag its train; in failing to have its train under control and to operate it at such a speed as was reasonable and proper under the circumstances, having due regard to the proximity of the crossing, and of persons upon the right of way signaling and warning the engineer of defendant’s train; in failing to have due and proper regard for the persons or any obstruction upon the crossing known to the defendant, or which, in the exercise of ordinary care, should have been known to defendant; in failing to exercise due and proper care to discover any obstruction upon the track; in failing to stop its train after discovering an obstruction or hose upon the track, or which should have been *573 discovered in the exercise of ordinary care; in failing to refrain from obstructing the crossing for'a period of live minutes according to the statutes in such case made and provided; in failing to cut said train if necessary in order to clear the crossing within five minutes; in failing to permit city firemen of the city of Jackson to stretch hose across the tracks of defendant in the quickest possible way upon receiving notice of the fire and of the necessity of water to extinguish the same; in failing to obey the orders of the city fire department of the city of Jackson to permit the extension of hose across its tracks in the quickest possible manner; and in failing to use great care upon receiving notice of the existence of the fire and of the necessity of water.

Plaintiffs’ declaration charges the defendant carelessly, negligently, recklessly and unlawfully disregarded and violated each of the duties above mentioned, and that by reason of this negligence plaintiffs are entitled to recover damages.

Suit was commenced December 15, 1930'. Defendant pleaded the general issue in accordance with the practice then prevailing. At the conclusion of the testimony, the trial court directed a verdict of not guilty. Plaintiffs appeal, claiming there was sufficient testimony introduced to carry the case to the jury. The contention of plaintiffs and appellants is summarized in their statement of quéstions involved, substantially as follows:

1. That where a railroad engineer receives a warning and knows some emergency exists at a crossing which he is approaching and fails to make full use of his brakes to slow his train to a point where he can stop if the exigencies of the situation demand it, he is guilty of negligence as a matter of law;

*574 2. That where the facts show the railroad engineer of defendant company had notice of an unknown emergency existing at a crossing, and admits he could have stopped if he had applied his emergency brakes, and that he knew the use of his service brake' would destroy the efficiency of his emergency brake and, through his failure to use his emergency brakes, was unable to stop, as a result of which the damage complained of was suffered, the trial court had no right to direct a verdict on his own motion of not guilty;

3. That where the engineer of the train in question on notice of the emergency failed to stop his train until too late to avoid the damage warned against, he was guilty of negligence as a matter of law when he blocked the crossing for a time longer than allowed by statute and ordinance by pulling a long train of freight cars across it, causing further damage by the delay.

These questions claimed by plaintiffs to be involved are not accepted by the defendant which contends the questions involved as stated by plaintiffs and appellants assume facts which are not proved. Defendant contends the questions involved are:

1. That the evidence produced by plaintiffs on the trial, viewed in its light most favorable .to plaintiffs, did not make any showing of duty on the part of defendant toward plaintiffs;

2. That plaintiffs did not produce any proof showing any breach of any claimed duty on the part of defendant to plaintiffs ;

3. That there was not such proof of the negligence of defendant as to warrant the submission of the case to the jury..

It is generally recognized that fire is a dangerous agency and in sections where buildings are close together may, if uncontrolled, result in disastrous loss *575 of property.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Babcock v. Chesapeake & Ohio Railway Co.
404 N.E.2d 265 (Appellate Court of Illinois, 1979)
Cottonwood Fibre Co. v. Thompson
225 S.W.2d 702 (Supreme Court of Missouri, 1949)

Cite This Page — Counsel Stack

Bluebook (online)
260 N.W. 763, 271 Mich. 569, 1935 Mich. LEXIS 845, Counsel Stack Legal Research, https://law.counselstack.com/opinion/northern-assurance-co-v-new-york-central-railroad-mich-1935.