Nixon Family Partnership, LP v. Jet Lending, LLC and First National Title Insurance Company

CourtCourt of Appeals of Texas
DecidedAugust 4, 2022
Docket09-20-00201-CV
StatusPublished

This text of Nixon Family Partnership, LP v. Jet Lending, LLC and First National Title Insurance Company (Nixon Family Partnership, LP v. Jet Lending, LLC and First National Title Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nixon Family Partnership, LP v. Jet Lending, LLC and First National Title Insurance Company, (Tex. Ct. App. 2022).

Opinion

In The

Court of Appeals

Ninth District of Texas at Beaumont

__________________

NO. 09-20-00201-CV __________________

NIXON FAMILY PARTNERSHIP, LP, Appellant

V.

JET LENDING, LLC AND FIRST NATIONAL TITLE INSURANCE COMPANY, Appellees

__________________________________________________________________

On Appeal from the 284th District Court Montgomery County, Texas Trial Cause No. 18-07-09526-CV __________________________________________________________________

MEMORANDUM OPINION

Appellant Nixon Family Partnership, LP (Nixon or Appellant) appeals from a

final judgment in this suit to quiet title to property that Nixon purchased at a

foreclosure sale. On appeal, Nixon raises six issues. Finding no error, we affirm.

1 Background1

Plaintiffs Mohamad Mazen Saijari and Wahde Seijari (collectively Saijari or

Plaintiffs) filed suit against Defendants Qayssar Duair, Joseph Robert Shaw, Jet

Lending, LLC, Capital Title of Texas, LLC, and Nixon in an action to quiet title on

real property in Montgomery County (“the Property”). According to Plaintiffs’

petition,2 Saijari purchased the Property in 2004 by Special Warranty Deed with

Vendor’s Lien, which was recorded in Montgomery County’s real property records.

Saijari alleged that in May 2018, Duair (or someone acting on his behalf) signed and

then in June 2018 recorded a fraudulent deed and created a cloud on title for the

Property. Saijari alleged that the fraudulent deed reflected that Saijari sold the

Property to Duair, but Saijari alleged that Saijari did not know anything about the

purported sale and Saijari had never met or heard of Duair. Then, on July 19, 2018,

Jet Lending loaned Duair money and took a lien against the Property pursuant to a

Deed of Trust dated July 19, 2018, and the Deed of Trust listed Duair as the grantor,

Jet Lending as the beneficiary, and Clifford D. Harmon as the trustee. Capitol Title

recorded the Deed of Trust in the Montgomery County real property records and

provided title insurance to Jet Lending.

1 Not all parties to the underlying lawsuit are parties on appeal. We discuss relevant pleadings, rulings, and their contents only as necessary to our disposition of the issues before us. 2 We refer to the Plaintiffs’ Third Amended Petition, the live petition at the

time of the trial court’s final judgment, as the “petition.” 2 According to the petition, on or about July 22, 2018, Saijari discovered that

Jet Lending had the Property listed in a foreclosure sale without Saijari’s permission,

and that Jet Lending and Capital Title knew that the deed of trust from Duair to Jet

Lending was fraudulent. The Property was ultimately sold at the foreclosure sale to

Nixon. Saijari filed a police report with the Montgomery County Police Department.

According to the Petition, a representative with Capital Title was aware of issues

with Duair and had him sign documents issued by Capital Title or Jet Lending.

Saijari further alleged that Duair was indicted for felony theft two days before Jet

Lending obtained the deed of trust against the Property. Duair was also indicted for

forged deeds. Saijari asserted numerous causes of action against all the Defendants,

including a quiet title action, a claim for declaratory judgment, and a request for

injunctive relief.

Defendant Nixon filed a cross-action against Jet Lending LLC. 3 The cross-

action alleged that based on Duair’s fraudulent deed, Jet Lending loaned Duair

money and Capital Title issued a Mortgagee’s Title Insurance Policy to Jet Lending

in the amount of $152,500 underwritten by First National Title

Insurance Company. According to the cross-action, Saijari filed suit on July 25,

2018, claiming the deed was void because Saijari’s signature that was on the deed

3Nixon’s Third Amended Cross-Action Against Jet Lending LLC was the live pleading at the time of the trial court’s final judgment. 3 was fraudulent. Jet Lending posted the Property for a foreclosure sale on October 4,

2018, after Duair missed a payment, Saijari then advised Jet Lending of the alleged

fraudulent deed, and Jet Lending cancelled the sale. Nixon alleged in its cross-action

that despite the notice of the fraudulent deed, Jet Lending then proceeded and

foreclosed on its deed of trust lien and sold the Property to Nixon for $168,000 on

December 4, 2018. According to Nixon, it would not have paid the $168,000 at the

foreclosure sale had it known of the fraudulent deed and deed of trust. Nixon asserted

causes of action for fraud, equitable subrogation, unjust enrichment, respondeat

superior, money had and received, breach of contract, and statutory fraud against Jet

Lending. Nixon sought a judgment against Jet Lending for recission in the amount

of $168,000 together with attorney’s fees and costs and punitive damages, or in the

alternative, a judgment for equitable subrogation in an amount up to $168,000 plus

costs and attorney’s fees.

Nixon also filed a third-party complaint against First National Title Insurance

Company (First National) alleging that First National issued Jet Lending a

mortgagee’s title insurance policy for $152,000 which insured that the Jet Lending

Deed of Trust had a valid lien on the Property. Nixon sought equitable subrogation

of the policy limits of the title insurance policy by First National if Saijari

successfully proved their claims against Nixon. According to Nixon’s third-party

complaint, if the deed from Saijari to Duair is void, then all subsequent transfers of

4 title are also void, and Capital Title would owe Jet Lending the policy limits of the

mortgagee’s title insurance policy. Nixon asserted that if the Jet Lending deed of

trust is void, then Jet Lending has a breach of contract claim against First National

on the insurance policy, and Nixon is subrogated to Jet Lending’s claim against First

National on the policy because Nixon “paid Defendant First National’s debt owed

to Jet Lending LLC” when it purchased the Property at the foreclosure sale. In the

alternative, Nixon argued that, as an assignee of the Jet Lending deed of trust lien, it

is subrogated to Jet Lending’s deed of trust lien and the debt it secures and becomes

entitled to enforce the claim against the mortgagee’s title policy. Nixon also asserted

a claim for breach of contract, asserting that “[a]s an assignee of the ‘rights’ of the

creditor, Jet Lending LLC, and of Jet Lending LLC’s Deed of Trust Lien Nixon

would, as assignee, be entitled to enforce Jet Lending LLC’s breach of contract claim

against Defendant First National pursuant to the insurance policy insuring the

validity of the assigned lien.” Nixon sought damages against First National for the

policy limits up to $168,000.

Jet Lending filed a traditional motion for summary judgment on Nixon’s

cross-claims. The trial court initially granted Jet Lending’s motion for summary

judgment on all Nixon’s claims for breach of warranty, breach of contract, unjust

enrichment, money had and received, respondeat superior, and equitable subrogation

and denied Jet Lending’s motion for summary judgment on Nixon’s fraud claim. In

5 a modified order, the trial court granted the motion as to Nixon’s claims for breach

of warranty, breach of contract, unjust enrichment, and money had and received, but

denied the motion as to Nixon’s cross-claims for fraud and equitable subrogation.

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