New Penn Financial v. Watkins, S.

CourtSuperior Court of Pennsylvania
DecidedSeptember 2, 2025
Docket3095 EDA 2023
StatusUnpublished

This text of New Penn Financial v. Watkins, S. (New Penn Financial v. Watkins, S.) is published on Counsel Stack Legal Research, covering Superior Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
New Penn Financial v. Watkins, S., (Pa. Ct. App. 2025).

Opinion

J-S12013-25

NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37

NEW PENN FINANCIAL, LLC D/B/A : IN THE SUPERIOR COURT OF SHELLPOINT MORTGAGE SERVICING : PENNSYLVANIA : : v. : : : STEPHANIE A. WATKINS AND : JOSEPH P. WATKINS, AND THE : No. 3095 EDA 2023 UNITED STATES OF AMERICA : : : APPEAL OF: STEPHANIE A. WATKINS : AND JOSEPH P. WATKINS :

Appeal from the Order Entered November 3, 2023 In the Court of Common Pleas of Philadelphia County Civil Division at No: 180601304

BEFORE: STABILE, J., McLAUGHLIN, J., and BENDER, P.J.E.

MEMORANDUM BY STABILE, J.: FILED SEPTEMBER 2, 2025

In this mortgage foreclosure action, Appellants, Stephanie A. Watkins

and Joseph P. Watkins (“the Watkins”), appeal from an order granting the

motion for reassessment of damages of Appellee, New Penn Financial, LLC

d/b/a Shellpoint Mortgage Servicing (“New Penn”) and entering judgment in

New Penn’s favor in the amount of $744,297.83. We affirm.

On June 12, 2018, New Penn filed a mortgage foreclosure complaint

against the Watkins relating to the property located at 6414 City Avenue in

Philadelphia. The complaint alleged that the amount owed on the mortgage

was $406,424.26.

On January 11, 2022, the court granted New Penn’s motion for summary

judgment as to liability but denied the motion as to the amount owed on the J-S12013-25

mortgage. The court entered judgment of mortgage foreclosure in rem in

favor of New Penn in an amount to be determined at the time of trial. On

March 20, 2023, following a non-jury trial, the court found in favor of New

Penn and against the Watkins in the amount of $627,923.97. This amount

was entered on the judgment index against the Watkins.

On October 2, 2023, New Penn filed a motion for reassessment of

damages, claiming that additional accrued interest, fees, and costs had

accrued following Judge Brinkley’s decision six months earlier.

On October 23, 2023, the Watkins filed “preliminary objections” to the

motion for reassessment, arguing that the motion for reassessment should be

stricken because New Penn failed to attach its complaint to the motion. The

prothonotary accepted the preliminary objections but assigned it a different

control number than the motion for reassessment.

On October 27, 2023, New Penn’s motion for reassessment was

assigned to the Honorable Joshua Roberts. Because the Watkins’ preliminary

objections had a different control number, they were not assigned to Judge

Roberts along with the motion for reassessment.

In an order docketed on November 3, 2023, Judge Roberts granted New

Penn’s motion for reassessment as “unopposed,” reassessed New Penn’s

damages, and amended the judgment in favor of New Penn to $744,297.83.

Order, 11/3/23.

-2- J-S12013-25

On November 7, 2023, the Watkins filed an emergency motion to vacate

the November 3, 2023, order reassessing New Penn’s damages. The

emergency motion was assigned to the Honorable Idee Fox.

On November 15, 2023, the Watkins’ preliminary objections were also

assigned to Judge Fox. On the same date, Judge Fox entered an order

dismissing the Watkins’ preliminary objections as “procedurally improper” but

granting the Watkins leave to file a response to New Penn’s motion for

reassessment.1

On November 22, 2023, the Watkins filed a response to New Penn’s

motion for reassessment contending that the amount sought in New Penn’s

motion was excessive.

On Monday, December 4, 2023, the Watkins filed a notice of appeal to

this Court from Judge Roberts’ November 3, 2023, order. Both the Watkins

and Judge Roberts complied with Pa.R.A.P. 1925. On January 8, 2024, Judge

Roberts entered an order stating that the Watkins’ November 7, 2023,

emergency motion to vacate was “moot per notice of appeal.” Order, 1/8/24.

The Watkins raise three issues in this appeal:

1. Whether it was in error and/or an abuse of discretion on the part of the Lower Court to issue the November [3], 2023 Order, purportedly Granting [New Penn’s] Motion to Reassess Damages as "UNOPPOSED", notwithstanding the filing of a timely response thereto on the part of the [Watkins] by way of their Preliminary Objections in the Nature of a Motion to Strike the Motion to Reassess Damages? ____________________________________________

1 Judge Fox’s order did not mention the Watkins’ November 7, 2023 emergency motion.

-3- J-S12013-25

2. Whether it was in error and/or an abuse of discretion on the part of the Lower Court to fail to timely rule upon the [Watkins’] Emergency Petition to Open/Vacate the November [3], 2023 [order]?

3. Whether the matter should be remanded back to the Lower Court to obtain clarification of the current procedural status of the underlying and subject case in consideration of the multiple and conflicting Orders that have been issued by the Lower Court relative to [New Penn’s] Motion to Reassess Damages?

Watkins’ Brief at 4.

The order reassessing damages in this mortgage foreclosure action was

a final, appealable order because the court granted New Penn the only relief

requested in its motion to reassess. EMC Mortg., LLC v. Biddle, 114 A.3d

1057, 1064 (Pa. Super. 2015). The court has the authority to reassess

damages prior to satisfaction of a mortgage foreclosure judgment. Id.;

Nationsbanc Mortg. Corp. v. Grillo, 827 A.2d 489, 493 (Pa. Super. 2003).

We review modifications of judgment, here in the form of reassessment of

damages, for abuse of discretion. EMC Mortg., 114 A.3d at 1064.

The Watkins argue that Judge Roberts abused his discretion by granting

New Penn’s motion for reassessment as unopposed even though the Watkins

timely filed preliminary objections to strike the motion for reassessment. We

disagree for two reasons. First, as a procedural matter, the Rules prohibited

the Watkins from filing preliminary objections to the motion for reassessment.

The Rules of Civil Procedure only allow preliminary objections to be filed in

response to pleadings. Pa.R.Civ.P. 1017. The Rules define pleadings as a

-4- J-S12013-25

complaint, an answer to the complaint, a reply to new matter, a counterclaim,

a cross-claim, and a counter-reply. Pa.R.Civ.P. 1017(a). A motion is not a

pleading; instead, a motion is “any application to the court for an order made

in any civil action except as provided by subdivision (b)(i) and (b)(2).”

Pa.R.Civ.P. 208.1(a). Subdivision (b)(i) expressly excludes preliminary

objections from the rules governing motions. Pa.R.Civ.P. 208.1(b)(i).

Consequently, the Rules do not permit parties to file preliminary objections to

motions. Because the Watkins had no right to file preliminary objections to

the motion for reassessment, New Penn’s motion was technically unopposed.

Second, even assuming Judge Roberts should have treated the

preliminary objections as a response to New Penn’s motion, the preliminary

objections were devoid of merit. Judge Roberts cogently explained:

The preliminary objection raises meritless procedural arguments. Specifically, [the Watkins] argue that New Penn did not attach its complaint to the motion. But this argument does not at all appreciate that New Penn had, by the time it filed its motion, obtained summary judgment on liability, and a trial disposition assessing damages.

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New Penn Financial v. Watkins, S., Counsel Stack Legal Research, https://law.counselstack.com/opinion/new-penn-financial-v-watkins-s-pasuperct-2025.