Neptune v. Whetstone Partners, LLC

34 F. Supp. 3d 1247, 2014 WL 3734549, 2014 U.S. Dist. LEXIS 105190
CourtDistrict Court, S.D. Florida
DecidedJuly 28, 2014
DocketCase No. 14-CV-61016
StatusPublished
Cited by2 cases

This text of 34 F. Supp. 3d 1247 (Neptune v. Whetstone Partners, LLC) is published on Counsel Stack Legal Research, covering District Court, S.D. Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Neptune v. Whetstone Partners, LLC, 34 F. Supp. 3d 1247, 2014 WL 3734549, 2014 U.S. Dist. LEXIS 105190 (S.D. Fla. 2014).

Opinion

ORDER DENYING DEFENDANT’S MOTION TO DISMISS

WILLIAM P. DIMITROULEAS, District Judge.

THIS CAUSE is before the Court on Defendant WHETSTONE PARTNERS, LLC, d/b/a eTitleLoan (‘WHETSTONE” or “Defendant”)’s Motion to Dismiss [DE 7]. The Court has carefully considered the Motion, Plaintiff Patrick Neptune (“Neptune” or “Plaintiff”)’s Response [DE 13], Defendant’s Reply [DE 14], and is otherwise fully advised in the premises.

I. BACKGROUND

The parties to this action are Plaintiff Patrick Neptune (“Plaintiff’) and Defendant Whetstone Partners, LLC d/b/a eTit-leLoan (“Defendant”). [DE 1], Plaintiff is a natural person residing in Broward County, Florida. Id. ¶ 5. Plaintiff is the regular user and carrier of the cellular telephone number at issue, and was the called party and recipient of Defendant’s calls. ¶ 10. Defendant is a corporate entity responsible for attempting to collect a con[1249]*1249sumer debt from Plaintiff and is transacting business in the State of Florida. ¶ 8.

On or about October 17, 2013, Plaintiff procured a loan with Defendant, for which payment was to be made by the Plaintiff on the 17th of each month for the term of one year. 1115. In or about November 14, 2013, Defendant initiated its campaign of phone calls to Plaintiff on'his cellular telephone. ¶ 16. On or about November 14, 2013, Plaintiff received an automated telephone call to his cellular telephone from Defendant who left a voicemail, which included a pre-recorded voice reminding Plaintiff that his payment was due. ¶ 17. On or about November 14, 2013, Plaintiff called Defendant and spoke with a female agent or representative, stating that his payment was not yet due, to stop calling him, and revoked any express consent to Defendant’s placement of telephone calls to Plaintiffs cellular telephone by the use of an automatic telephone dialing system or a pre-recorded or artificial voice. ¶ 18.

Defendant made approximately forty-five (45) calls to Plaintiffs cellular telephone from November 2013 through the April 29, 2014 filing of the Complaint. ¶ 19. For example, from February 14-17, 2014, Defendant placed seven such calls to Plaintiffs cellular telephone. [DE 1-3]. On more than five occasions, Plaintiff has answered Defendant’s phone call in an attempt to be removed from the call list, informing Defendant not to call him any longer. ¶ 20. Each of Plaintiffs conversations with Defendant demanding an end to the calls was ignored. ¶ 21.

Defendant’s corporate policy and procedures (Í) are structured as to continue to call individuals even if they have revoked any consent Defendant may have had; (2) provided no means for Plaintiff to have his cellular number removed from the call list; (3) include using an automatic telephone dialing system or a prerecorded or artificial message to collect debts and solicit continued business from individuals such as Plaintiff for its financial benefit. ¶¶ 22, 23, 24.

Based on this conduct, Plaintiff initiated this action on April 29, 2014, bringing the following claims: (1) Count I for Violations of Telephone Consumer Protection Act (the “TCPA”); and (2) Count II for Violations of the Florida Consumer Collection Practices Act (the “FCCPA”). Through the instant Motion [DE 7], Defendant seeks dismissal of this action pursuant to Rule 12(b)(6) of the Federal Rules of Civil Procedure (the “Rules”).

II. STANDARD OF REVIEW

To adequately plead a claim for relief, Rule 8(a)(2) requires “a short and plain statement of the claim showing that the pleader is entitled to relief.” Fed.R.Civ.P. 8(a)(2). Under Rule 12(b)(6), a motion to dismiss should be granted only if the plaintiff is unable to articulate “enough facts to state a claim to relief that is plausible on its face.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570, 127 S.Ct. 1955, 167 L.Ed.2d 929 (2007). “A claim has facial plausibility when the pleaded factual content allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Ashcroft v. Iqbal, 556 U.S. 662, 129 S.Ct. 1937, 1949, 173 L.Ed.2d 868 (2009) (citing Twombly, 550 U.S. at 556, 127 S.Ct. 1955). “[A] court must view a complaint in the light most favorable to the plaintiff and accept all of the plaintiffs well-pleaded facts as true.” Am. United Life Ins. Co. v. Martinez, 480 F.3d 1043, 1066 (11th Cir.2007).

However, the court need not take allegations as true if they are merely “threadbare recitals of a cause of action’s elements, supported by mere conclusory statements.” Iqbal, 129 S.Ct. at 1949. “Mere labels and conclusions or a formula[1250]*1250ic recitation of the elements of a cause of action will not do, and a plaintiff cannot rely on naked assertions devoid of further factual enhancement.” Franklin v. Curry, 738 F.3d 1246, 1251 (11th Cir.2013). “[I]f allegations are indeed more conclusory than factual, then the court does not have to assume their truth.” Chaparro v. Carnival Corp., 693 F.3d 1333, 1337 (11th Cir.2012). In sum, “[t]he plausibility standard ‘calls for enough fact to raise a reasonable expectation that discovery will reveal evidence’ of the defendant’s liability.” Miyahira v. Vitacost.com, Inc., 715 F.3d 1257, 1265 (11th Cir.2013) (quoting Twombly, 550 U.S. at 556,127 S.Ct.1955).

III. DISCUSSION

First, Defendant asserts that Plaintiffs TCPA claim fails because Plaintiff has not sufficiently alleged the use of an automatic telephone dialing system (“ATDS”) or a prerecorded voice. Second, Defendant asserts that Plaintiffs allegations do not support plausible claims under the FCCPA because (1) the Plaintiff does not allege that the Defendant had actual knowledge of any violations and (2) the Plaintiff does not allege facts supporting harassment or abuse. The Court will consider each argument in turn.

A. Count I for Violations of the TCPA

The relevant provision of the TCPA provides as follows:

It shall be unlawful for any person within the United States, or any person outside the United States if the recipient is within the United States ... [t]o make any call (other than a call made for emergency purposes or made with the prior express consent of the called party) using any automatic telephone dialing system or an artificial or prerecorded voice ... to any telephone number assigned to a paging service, cellular telephone service, specialized mobile radio service, or other radio common carrier service, or any service for which the called party is charged for the call.

47 U.S.C. § 227

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Cite This Page — Counsel Stack

Bluebook (online)
34 F. Supp. 3d 1247, 2014 WL 3734549, 2014 U.S. Dist. LEXIS 105190, Counsel Stack Legal Research, https://law.counselstack.com/opinion/neptune-v-whetstone-partners-llc-flsd-2014.