Neasham v. New York Life Ins.

244 F. 556, 1917 U.S. Dist. LEXIS 1068
CourtDistrict Court, D. Nevada
DecidedJuly 16, 1917
DocketNo. 1967
StatusPublished
Cited by6 cases

This text of 244 F. 556 (Neasham v. New York Life Ins.) is published on Counsel Stack Legal Research, covering District Court, D. Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Neasham v. New York Life Ins., 244 F. 556, 1917 U.S. Dist. LEXIS 1068 (D. Nev. 1917).

Opinion

VAN FLEET, District Judge.

This is a petition for new trial. The action is by the widow of William C. Neasham, deceased, to recover on a life policy issued by defendant to her husband in which she is named as beneficiary. The policy, for $10,000, was issued July 10, 1914. It contains a stipulation avoiding it in the event of self-destruction of the assured, sane or insane, during the first insurance year. Deceased met a violent death February 27, 1915, and the defense was that he died as the result of a self-inflicted gunshot wound— a suicide'. The jury found the issue against defendant, and awarded plaintiff a verdict, upon which judgment was entered; and defendant now asks that the judgment be vacated and the verdict set aside.

A, number of grounds are advanced in support of the petition, the one principally pressed being insufficiency of the evidence to sustain the verdict, and as the others, involving alleged errors in law, were maturely considered at the trial, this is the only question which now calls for consideration.

[557]*557At the close of the evidence the defendant moved the court for an instructed verdict, which was denied, and this ruling is insisted upon by defendant as involving error. But recognizing the well-defined distinction in the principles applicable to a motion for an instructed verdict and those which obtain upon an application for a ne-w trial, it is contended by defendant that,' assuming the evidence to be such as to justify the court in denying the former motion, there is nevertheless such an entire lack of any real, substantial controversy on the question as to the cause of the death of the assured, and that the evidence preponderates so strongly in support of the defense, that it is now the imperative duty of the court to grant the present application and set the verdict aside.

This necessitates a brief consideration of the features of the evidence bearing on the cause of death, all of which was circumstantial.

On the morning of his death the deceased, who resided with his family in Reno, was observed between 8:30 and 9 o’clock walking through town and out along the track of the Southern Pacific Company toward Sparks, and about an hour later was found in a moribund condition, lying in a cut or depression by the side of the track some distance east of Reno. He was apparently unconscious when found, but was still breathing in á heavy or stertorous manner. The coroner and sheriff reached the scene some time after 10 o’clock, and on their arrival found him dead. The place where the body lay was locally referred to as the “gravel pit” or “oil pit,” a deep sunken way or cut along the railroad .track between Reno and Sparks, with a wagon road running through it to facilitate loading and hauling oil from an oil pipe or tank situated on the railroad right of way. The body was lying on its right side, with the right arm partly extended at an angle from the body, and the left lying across the abdomen. A pistol — -a Savage automatic of .32 caliber — which the evidence tended to identify as one purchased by the deceased the day before, was lying some few inches from the right hand, and an empty cartridge shell of .32 caliber was found on the ground near the body. The head was lying up the slope of the' cut, with the feet extending into or near the wagon track. The clothing was not in disorder, except that the hat had fallen off, and there was no evidence at the point where the body lay of anjr disturbance of the- ground to indicate a struggle. The deceased’s watch, a small sum in coin, and some other small articles were found on his person. Blood was oozing from the mouth and nostrils, and a fresh bloodstain was found on the right arm of the coat at the elbow. Investigation disclosed a wound in the back part of the throat or mouth, a little to the right of the median line, leading through the soft palate and into the brain cavity, of a size sufficiently large to enable the insertion of the middle finger of a man’s hand, and so'located as not to be visible except by opening the mouth and depressing the tongue. Fractured bone could be felt in the wound, and, a stellar-shaped fracture of the skull was .found on the back part of the head just above and to" the right of the occipital protuberance, with a small fraction of skull, bone pushed out beyond the regular contour of the skull, but no exit wound through the .scalp; the fracture being on a line [558]*558a little upwards from the point of entrance of the wound in the throat. While the autopsy was not such as to definitely disclose the producing, cause of the wound, the opinion of the sheriff and doctors was that tire wound was from a gunshot. There was no apparent injury-to the lips, teeth, or tongue, and the testimony of the physicians was to the effect that the wound could not, in' their opinion, have been caused, other than by the insertion of the weajpon in the mouth, without injuring the adjacent organs, unless inflicted while the deceased had his mouth open in the act of yawning or retching, or crying out in agony, and that it was of a character to produce death.

These are, in substance, the facts relied on by defendant as making in favor of the theory of suicide, and, standing alone, they are pér-haps more than ordinarily persuasive of the correctness of that theory. But they do not stand alone. Arrayed against them, or at least with them, are certain additional circumstances discloséd by the evidence, which, in an effort to establish suicide purely from circumstances, must be taken into account.

In the first place, the evidence is wholly lacking in anything in deceased’s situation tending to disclose motive for taking his own life. He was in what may be termed fairly easy financial circumstances. He was a rancher and stockman, owning a large ranch, with stock and other personal property, and having his home in Reno. His ranch was under mortgage for $15,000, but the loan was not due for nearly a year and a half, and the evidence tended without controversy to show that his ranch was worth at least twice the amount of the mortgage, while he had to his credit in the bank at the time of his death a balance of something over .$800, and nothing was shown to indicate that he was at the time to any extent disturbed over business affairs. He was between 47 and 48 years of age, a large, strong, robust man, in good health, and of uniformly cheerful disposition; lived very happily with his wife and family, consisting of a number of children — “an ideal family life,” as testified by the minister of his church, — attended church frequently, and a fraternal organization of which he was a member. The evidence disclosed that he had returned only two days before his death from a visit with his wife and other members of his family to the opening of the Panama-Pacific Exposition in San Francisco, where he had enjoyed himself, and appeared very cheerful and happy throughout the trip. He had been in his bank the day before his death, and the president testified that die appeared perfectly normal in manner; while on the morning of his death he was up and about the house as usual with his family, dressed the baby, helped his wife in the kitchen, and was in his usual cheerful mood at the brealcfast table; and a friend who met and talked with him for several minutes on the street, when he was on his way to the scene of his death, testified that he had never appeared more cheerful and contented.

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Cite This Page — Counsel Stack

Bluebook (online)
244 F. 556, 1917 U.S. Dist. LEXIS 1068, Counsel Stack Legal Research, https://law.counselstack.com/opinion/neasham-v-new-york-life-ins-nvd-1917.