Nau v. Safeco Insurance Company of Illinois

2017 UT App 44, 392 P.3d 993, 834 Utah Adv. Rep. 9, 2017 WL 944297, 2017 Utah App. LEXIS 44
CourtCourt of Appeals of Utah
DecidedMarch 9, 2017
Docket20150427-CA
StatusPublished

This text of 2017 UT App 44 (Nau v. Safeco Insurance Company of Illinois) is published on Counsel Stack Legal Research, covering Court of Appeals of Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nau v. Safeco Insurance Company of Illinois, 2017 UT App 44, 392 P.3d 993, 834 Utah Adv. Rep. 9, 2017 WL 944297, 2017 Utah App. LEXIS 44 (Utah Ct. App. 2017).

Opinion

Opinion

ROTH, Judge:

¶1 Nani Nau appeals the district court’s grant of summary judgment in favor of Safe-co Insurance Company of Illinois (Safeco) on his uninsured motorist claim. We affirm.

¶2 In February 2014, Mr. Nau was driving in the far left lane of 1-15 near Draper, Utah when his tire ruptured. He lost control of the vehicle and crashed into the median, suffering serious injury.

¶3 According to Mr. Nau, the tire ruptured because he ran over debris in the road that looked like a piece of concrete, rubber, or carpet approximately two to three feet wide. Mr. Nau’s wife was also in the vehicle at the time of the crash, but she was not looking at the road and therefore did not see the debris. Nevertheless, she recalled hearing her husband exclaim, “oh,” and feeling the car run over something just before he lost control of the vehicle.

¶4 Mr. Nau filed a claim with his insurance agency, Safeco, pursuant to the uninsured motorist provisions of his insurance policy under the theory that an unidentified motorist was the cause of the debris on the highway and thus the cause of the accident. Safe-co denied the claim, and Mr. Nau filed a complaint in district court.

¶5 Safeco moved for summary judgment on the ground that Mr. Nau could not meet his burden of proof under Utah law. Mr. Nau responded that his and his wife’s statements together raised a genuine issue of fact as to whether there was debris on the road and that the doctrine of res ipsa loquitur should be applied to establish the inference that the debris was left by an uninsured motor vehicle.

¶6 The district court granted Safeco’s motion for summary judgment, concluding that the evidence was speculative as to whether there was debris on the road and as to whether it was left by an uninsured motor vehicle. Mr. Nau appeals.

¶7 “We review a district court’s grant of summary judgment for correctness, giving no deference to its conclusions of law. Summary judgment is appropriate when there is no genuine issue as to any material fact and the moving party is entitled to a judgment as a matter of law.” Flowell Elec. Ass'n Inc. v. Rhodes Pump, LLC, 2015 UT 87, ¶ 8, 361 P.3d 91 (citations and internal quotation marks omitted).

*995 ¶8 For purposes of our analysis, we assume that Mr. Nau’s and his wife’s statements raised a genuine issue of material fact as to the existence of the debris. 1 However, because we conclude that Mr. Nau’s evidence could not establish that the debris was left by an uninsured motorist under the doctrine of res ipsa loquitur, we ultimately affirm the grant of summary judgment in favor of Safe-co.

¶9 Under Utah law, the definition of an “uninsured motor vehicle” includes “an unidentified motor vehicle that left the scene of an accident proximately caused by the motor vehicle operator.” Utah Code Ann. § 31A-22-305(2)(b) (LexisNexis 2014). However, to prove that such a vehicle caused an accident, the claimant must “show the existence of the uninsured motor vehicle by clear and convincing evidence consisting of more than the covered person’s testimony.” Id. § 31A-22-305(6).

¶10 The doctrine of res ipsa loqui-tur “is essentially an evidentiary rule that allows an inference of negligence to be drawn when human experience provides a reasonable basis for concluding that an injury probably would not have happened if due care had been exercised.” King v. Searle Pharm., Inc., 832 P.2d 858, 861 (Utah 1992). Under res ipsa loquitur, a plaintiff can “go forward on circumstantial evidence alone” by establishing “a rebuttable inference of negligence and causation.” Nielsen v. Pioneer Valley Hospital, 830 P.2d 270, 273 (Utah 1992) (citation and internal quotation marks omitted). This inference requires proof of three elements: (1) that “the accident was of a kind which, in the ordinary course of events, would not have happened had the defendant used due care”; (2) that “the agency or instrumentality causing the accident was at the time of the accident under the exclusive management or control of the defendant”; and (3) that “the plaintiffs own use or operation of the agency or instrumentality was not primarily responsible for the accident.” King, 832 P.2d at 861.

¶11 Mr. Nau points out that “[i]t is a general rule of Utah law that violation of a safety standard set by statute or ordinance constitutes prima facie evidence of negligence,” Ryan v. Gold Cross Services, Inc., 903 P.2d 423, 426 (Utah 1995), and that Utah law prohibits drivers from operating any vehicle with a load on a highway “unless the load and any load covering is fastened, secured, and confined to prevent the covering or load from becoming loose, detached, or in any manner a hazard to the safe operation of the vehicle, or to other highway users,” Utah Code Ann. § 72-7-409(6) (LexisNexis Supp. 2016). Mr. Nau asserts that a jury could infer from the fact that debris was in the road that it was left behind by an unidentified motorist who failed to use due care in securing his or her load and that the evidence is therefore sufficient to create an issue of fact as to whether Mr. Nau’s accident was caused by an uninsured motorist.

¶12 In cases involving accidents caused by debris in a roadway, whether a reasonable inference can be drawn that the debris was left by an unidentified motorist depends on the type of debris in question. For example, in Pfoutz v. State Farm Mutual Automobile Insurance Co., 861 F.2d 527 (8th Cir. 1988), the United States Court of Appeals for the Eighth Circuit held that res ipsa loquitur could be employed to find that “a 200-pound diesel engine head lying in the traffic lane of a heavily travelled interstate highway” in Missouri raised “a reasonable inference that a motor vehicle was hauling the engine head when it fell onto the freeway” and that the engine head fell as a result of negligence on the part of the hauling vehicle’s operator. Id. at 528-29. The court reasoned that “[t]he fact that the engine head fell onto the freeway *996 clearly shows that it was not adequately secured” by the operator of the vehicle hauling it. Id. at-530. Similarly, in Khirieh v. State Farm Mutual Automobile Insurance Co., 594 So.2d 1220 (Ala. 1992), the Alabama Supreme Court held that the presence of a truck’s bench seat on a highway constituted “legally sufficient evidence that a phantom motorist’s negligence was the probable cause of the [motor vehicle] accident” that ensued. Id. at 1223-24.

¶13 On the other hand, in Tuttle v. Allstate Insurance Co., 134 Wash.App.

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Related

Nielsen v. Pioneer Valley Hospital
830 P.2d 270 (Utah Supreme Court, 1992)
King v. Searle Pharmaceuticals, Inc.
832 P.2d 858 (Utah Supreme Court, 1992)
Khirieh v. State Farm Mut. Auto. Ins. Co.
594 So. 2d 1220 (Supreme Court of Alabama, 1992)
State v. Cristobal
2010 UT App 228 (Court of Appeals of Utah, 2010)
State v. Beck
2007 UT 60 (Utah Supreme Court, 2007)
State v. Beck
2006 UT App 177 (Court of Appeals of Utah, 2006)
Ryan v. Gold Cross Services, Inc.
903 P.2d 423 (Utah Supreme Court, 1995)
Flowell Electric Ass'n v. Rhodes Pump, LLC
2015 UT 87 (Utah Supreme Court, 2015)
Heslop v. Bear River Mutual Insurance Co.
2017 UT 5 (Utah Supreme Court, 2017)
Tuttle v. Allstate Insurance
134 Wash. App. 120 (Court of Appeals of Washington, 2006)
Bingenheimer v. State Farm Mutual Automobile Insurance
100 P.3d 1132 (Court of Appeals of Oregon, 2004)

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Bluebook (online)
2017 UT App 44, 392 P.3d 993, 834 Utah Adv. Rep. 9, 2017 WL 944297, 2017 Utah App. LEXIS 44, Counsel Stack Legal Research, https://law.counselstack.com/opinion/nau-v-safeco-insurance-company-of-illinois-utahctapp-2017.