Nationwide Mutual Insurance Company v. Kim

CourtDistrict Court, D. Nevada
DecidedAugust 26, 2025
Docket2:24-cv-00830
StatusUnknown

This text of Nationwide Mutual Insurance Company v. Kim (Nationwide Mutual Insurance Company v. Kim) is published on Counsel Stack Legal Research, covering District Court, D. Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nationwide Mutual Insurance Company v. Kim, (D. Nev. 2025).

Opinion

1 UNITED STATES DISTRICT COURT

2 DISTRICT OF NEVADA

3 * * *

4 Nationwide Mutual Insurance Company, Case No. 2:24-cv-00830-APG-BNW an Ohio company, 5 Plaintiff, ORDER 6 v. 7 Edward Y. Kim, an individual; Victoria 8 Leavitt, an individual,

9 Defendants.

10 11 Before this Court is a joint motion to appoint a guardian ad litem for Defendant Edward 12 Kim by Plaintiff Nationwide Mutual Insurance Company and Defendant Victoria Leavitt (“the 13 parties”). ECF No. 30. Following the undersigned’s minute order requesting additional 14 information, Nationwide filed a supplement. ECF No. 32. For the reasons discussed below, this 15 Court grants the joint motion and refers this case to the pro bono program for appointment of pro 16 bono counsel. 17 I. BACKGROUND 18 This matter involves a dispute based on a condominium insurance policy issued to Kim by 19 Nationwide. ECF No. 1-3 at 7. Leavitt alleges that Kim, whom she was dating at the time, 20 kidnapped and physically and sexually abused her at his condominium during the policy period. 21 See ECF No. 1-2. Leavitt filed a civil case in early 2024 in the Eighth Judicial District Court1 for 22 which Nationwide agreed to provide Kim a defense under a reservation of rights. Id.; ECF No. 30 23 at 2. 24 A few months later, Nationwide initiated this case seeking declaratory judgment and 25 reimbursement for fees and costs expended on Kim’s behalf in the state civil action. ECF No. 1. 26 27 1 Nationwide contends that it owes no coverage for Kim’s actions based on the policy language and 2 exclusions. Id. 3 There is also a criminal proceeding in the Eighth Judicial District Court2 against Kim. Id. 4 The state court judge has found him incompetent to stand trial on three separate occasions: June 5 7, 2024 (ECF No. 30-2), November 26, 2024 (ECF No. 30-3), and May 23, 2025 (ECF No. 30-4). 6 In the first order finding Kim criminally incompetent, the judge considered “the reports of 7 Doctors Lawrence Kapel and Greg Harder, licensed and practicing psychologists and/or 8 psychiatrists in the State of Nevada.” ECF Nos. 30-2, 30-3, 30-4. She then committed Kim to the 9 custody of the Administrator of the Division of Public and Behavioral Health of the Department 10 of Health and Human Services because he was a danger to himself and the community. ECF No. 11 30-2. 12 In the second order, the judge considered additional medical reports—those of doctors 13 Timothy Ebright, Sarah Damas, and Lisa Foerster (all licensed and practicing physicians and/or 14 psychiatrists in Nevada). ECF No. 30-3. She determined that Kim was incompetent to stand trial, 15 that there was substantial probability that he would attain competency to stand trial in the 16 foreseeable future, and that recommitment was required. Id. The judge reached this same 17 conclusion in her third order approximately six months later. 18 Based on the state judge’s findings of incompetency, the parties stipulated to stay this case 19 pending the appointment of a guardian ad litem for Kim. ECF No. 23. The district judge assigned 20 to this case then ordered the parties to file a status report regarding whether a guardian had been 21 or was about to be appointed in state court. ECF No. 26. The parties represented that a guardian 22 had not been appointed in the state civil case and that no application to appoint a guardian had 23 been made. ECF No. 27. They subsequently filed the present joint motion for a determination of 24 whether Kim is incompetent and, if so, for an order protecting his interests and appointing a 25 guardian ad litem if necessary. ECF No. 30. 26 27 1 This Court then ordered the parties to supplement the joint motion to provide additional 2 information or documentation of incompetency; proposed findings of fact; and proof that Kim’s 3 family had been notified of the request to appoint a guardian ad litem. ECF No. 31. The parties 4 complied and stated that they do not possess additional documents or information. ECF No. 32. 5 The parties further certified that Kim’s counsel in the state civil action spoke to his family. ECF 6 No. 32-1. They are aware of the pending cases, including this one, but have not indicated whether 7 they are willing to serve as guardian ad litem or will hire counsel. Id. Kim’s family has not 8 reached out to counsel in this case. Id. The parties state that they will make all possible efforts to 9 assist this Court in appointing a family member, next of friend, or other representative as guardian 10 ad litem should someone come forward. Id. 11 II. DISCUSSION 12 A. Legal Standard 13 Federal Rule of Civil Procedure 17(c) governs the protection of incompetent or minor 14 persons. Fed. R. Civ. P. 17(c); Davis v. Walker, 745 F.3d 1303, 1310 (9th Cir. 2014). Courts 15 interpret the term “incompetent person” in Rule 17(c) to refer to “a person without the capacity to 16 litigate under the law of his state of domicile” under Rule 17(b). Thomas v. Humfield, 916 F.2d 17 1032, 1035 (5th Cir. 1990); Golin v. Allenby, 135 F. App’x 978, 979 (9th Cir. 2005) (citing Rule 18 17(b) in regard to a district court’s determination that a person was incompetent). Nevada law3 19 defines incapacity to be sued in a civil case where a defendant “is unable to receive and evaluate 20 information or make or communicate decisions to such an extent that the person lacks the ability 21 to meet essential requirements for physical health, safety or self-care without appropriate 22 assistance.” Nev. Rev. Stat. § 159.019. 23 Rule 17(c) requires the court to “appoint a guardian ad litem—or issue another appropriate 24 order—to protect a minor or incompetent person who is unrepresented in an action.” Fed. R. Civ. 25 P. 17(c)(2). “Although the court has broad discretion and need not appoint a guardian ad litem if 26 it determines [that] the person is or can be otherwise adequately protected, it is under a legal 27 1 obligation to consider whether the person is adequately protected.” U.S. v. 30.64 Acres of 2 Land,More or Less, Situated in Klickitat County, St. of Wash., 795 F.2d 796, 805 (9th Cir. 1986). 3 Where no possible guardian ad litem can be identified, the Ninth Circuit has provided the 4 following guidance: 5 We are sensitive to the limited supply of individuals willing to represent clients like Davis and we readily acknowledge that this placed the district court in a difficult predicament. 6 Nonetheless, in addition to consulting with its Pro Bono Coordinator, the court could have “sought counsel, made inquiry of the bar associations, or inquired as to whether law 7 schools that may have clinical programs or senior centers with social workers would be willing to undertake the necessary representation.” Powell v. Symons, 680 F.3d 301, 308 8 (3d Cir. 2012). If no suitable guardian was found, the court could have placed Davis on a waiting list for guardian ad litem services or provided Davis the opportunity to renew his 9 motion if he or the court identified a suitable individual willing to serve as guardian. If the court determined that a stay order was still an appropriate solution, the court might have 10 engaged in periodic case management conferences to reassess Davis's competency or monitor his search for a guardian. Alternatively, the court could have appointed counsel 11 pursuant to 28 U.S.C.

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Related

Powell v. Symons
680 F.3d 301 (Third Circuit, 2012)
Kennard Davis v. James Walker
745 F.3d 1303 (Ninth Circuit, 2014)
Mowry v. Heney
25 P. 17 (California Supreme Court, 1890)
Golin v. Allenby
135 F. App'x 978 (Ninth Circuit, 2005)

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