Mutual Life Insurance v. Corey

31 N.E. 1095, 135 N.Y. 326, 48 N.Y. St. Rep. 247, 90 Sickels 326, 1892 N.Y. LEXIS 1625
CourtNew York Court of Appeals
DecidedOctober 4, 1892
StatusPublished
Cited by11 cases

This text of 31 N.E. 1095 (Mutual Life Insurance v. Corey) is published on Counsel Stack Legal Research, covering New York Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mutual Life Insurance v. Corey, 31 N.E. 1095, 135 N.Y. 326, 48 N.Y. St. Rep. 247, 90 Sickels 326, 1892 N.Y. LEXIS 1625 (N.Y. 1892).

Opinion

Maynard, J.

Unless the plaintiff is free to impeach the defendants’ deed, because it was never duly acknowledged, the judgment under review cannot stand. Both parties claim title by purchase from the same grantor; the defendants by a conveyance executed and recorded in 1873; the plaintiff by a mortgage given in 1877 and foreclosed in 1881. The defendants’ deed is, upon its face, perfect in every respect, and sufficient in form to convey an estate in fee in the lands described in it. The trial court has found that it was freely and voluntarily executed, and for a good but not for a valuable consideration. It was drawn by ah attorney and conn-' selor at law, who was lawfully commissioned as a notary public in and for the county of Schuyler, where he resided. The grantor lived in the county of Tompkins, and while the precise location of his residence is immaterial, it appeared that it was but a few rods from the boundary line between the two counties, upon which his farm abutted. The deed was executed and acknowledged at his dwelling house in the county of Tompkins, before the attorney who drew it, who there filled out and signed the certificate of acknowledgment. The venue of the certificate was laid in the county of Schuyler, • and the county clerk of that county authenticated in due. form the official character of the notary, and the deed was, upon the day of its execution, recorded in the clerk’s office of the county of Tompkins, where it has ever since remained of record, or until the entry of judgment in this action. The defendants were minor children of the grantor, the eldest being twelve years of age at the time of the grant. Ho collusion between the grantees and the notary is proven or charged, and it is not shown that the grantor was the victim of any fraud, imposition or duress.

*332 Upon these facts Ave think it cannot be doubted that the plaintiff’s grantor, by the act of execution and delivery of the deed, became estopped from insisting, as against these defendants, that it Avas not duly acknoAvledged, It is in form unassailable, and purports to be a literal compliance Avith the requirements of laAv to make it a valid grant of the entire title, and he could not be permitted to say that it does not speak the truth, or that after its execution there still remained in him the poAver to grant the property to another and thus defeat its operation as a conveyance. If the acknoAvledgment out of the county of the notary’s residence was unauthorized, the plainest principles of justice would seem to require that the grantor should be debarred from subsequently asserting, to the prejudice of the innocent grantees, that he co-operated with the officer to place upon the instrument a false certificate, which, if honestly done, Avas an error of judgment; and, if done with evil intent, a crime. The due acknowledgment of; the instrument must he held to be beyond the reach of successful contradiction by him. He assumed to convey a title, good as against subsequent purchasers and incumbrances, and it is now sought to cut doAvn the estate, so apparently conveyed, to a partial or modified grant, as it was termed in Chamberlain v. Spargur (86 N. Y. 608); or, adopting the descriptive words of the opinion in that case, to convert “ a perfect and duly executed grant” into “an imperfect and unattested one.” The grantor cannot in this way assail or destroy his grant. He is bound, as between him and his grantee, to uphold the verity of every material fact and admission contained in it. The rule is thus laid down in 2 Hermann on Estoppel (p. 743, § 607): “ Where a conveyance sets forth the facts necessary to render it valid, it is conclusive against the grantor, AvkateAmr may be its effect as between the grantee and third persons.” And, again (p. 749, § 613): “ When a deed recites the existence of facts, which render it valid, unless contradicted, the recital may take effect as an estoppel.”' Also (p. 718, § 585): “ So he cannot object that it (his deed) is inoperative by reason of informality of execution.”

*333 Exceptions are allowed in favor of matters not affecting the estate granted, such as the consideration, the date, and the like; but even these are carefully guarded, so as not to let in parol proof which will subvert the grant.

It may be shown that the true consideration is not expressed, but not that there was no consideration, if one is recited. The actual date of execution may be proven, although differing from the date named, unless the effect of the contradiction would be to vary the operation of the instrument, or defeat some right evidently intended to be conveyed, in which cases the recital of the date is conclusive.

We think it may therefore be safely affirmed as a general principle, that where the owner executes and delivers a deed of real property containing upon it a certificate of his appearance before an officer, authorized by law to take acknowledgments, at a place within, his jurisdiction and an acknowledgment of its execution, and the certificate is signed by the officer, he cannot subsequently allege the invalidity of the certificate, even upon a jurisdictional ground, for the purpose of impairing the estate of the grantee.

It was virtually so held in the early case of Jackson v. Colden (4 Cow. 266), where a mortgage was acknowledged before a New York commissioner in Vermont, but the venue was laid in this state; and the mortgage recorded in the proper county and then assigned by the mortgagee. It was shown by the testimony of the commissioner that the acknowledge ment was actually taken in Vermont, but the court say that both the mortgagor and mortgagee were estopped from claiming, as against the assignee of the mortgage, that it was not regularly acknowledged and recorded.

There are other cases holding that the certificate of acknowledgment is not conclusive; but when examined it will be found either that the question did not arise between the parties but between the grantee and third persons, as in Jackson v. Humphrey (1 John. 498); or that they 'were cases where the grantor was incompetent to execute a deed; (Jackson v. Schoonmaker, 4 John. 161); or was deceived by the grantee *334 (Jackson v. Hayner, 12 id. 469); or the deed was not delivered (Jackson v. Perkins, 2 Wend. 308.) It might be different if the certificate disclosed that the notary was acting outside of his jurisdiction. But the deed in this case represents him as taking the acknowledgment in the county of Schuyler, where his right to act is unquestioned. Even in the case of an estoppel i/n pads, this would be a sufficient answer to the objection that a void act could not be rendered valid by estoppel. The distinction is very clearly pointed out by Judge Enron in Veeder v. Mudgett (95 N. Y. 295). Where under the law there is an entire lack of power to do the act in question, it cannot be made good by estoppel. But if the power to do the act existed and there was a way in which it could be lawfully exercised, and it purports to have been done in a lawful way, a person who has induced another to act upon the assumption that it was in fact done, in the manner in which it purported to have been done, may be estopped from questioning its validity.

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Bluebook (online)
31 N.E. 1095, 135 N.Y. 326, 48 N.Y. St. Rep. 247, 90 Sickels 326, 1892 N.Y. LEXIS 1625, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mutual-life-insurance-v-corey-ny-1892.