Muñiz v. Aetna Casualty & Surety Co.

38 P.R. 752
CourtSupreme Court of Puerto Rico
DecidedNovember 26, 1928
DocketNo. 4441
StatusPublished

This text of 38 P.R. 752 (Muñiz v. Aetna Casualty & Surety Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Puerto Rico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Muñiz v. Aetna Casualty & Surety Co., 38 P.R. 752 (prsupreme 1928).

Opinion

Mr. Justice Texidor

delivered the opinion of the court.

This is an appeal from a judgment of the District Court of Aguadilla iu an action for the performance of an insurance contract and for damages.

■ The opinion and judgment in the case were as follows:

“Facts, opinion and judgment. — Dr. Antonio Muñiz filed in this court a complaint in an action for the performance of contract and for damages against The Aetna Casualty & Surety Co.
‘ ‘ In opposition thereto the defendant filed a motion to strike which was sustained and this gave rise to an amended complaint which was [753]*753also opposed by a motion to strike tbat was overruled. To tbis amended complaint the defendant also filed a demurrer which was also sustained, whereupon the plaintiff, on the 7th of February of the current year, filed a second amended complaint which in its pertinent parts reads as follows:
‘ ‘ 11. — The plaintiff is of age, a physician practicing in Port'o Rico and residing in San Sebastián, and the defendant is a foreign corporation engaged in the insurance business and working in this Island through authorized agents who reside in the city of San Juan.
‘2. — On April 4, 1925, the plaintiff and the defendant entered into an insurance contract on an Elcar touring automobile, plate No. 6030, belonging to the plaintiff, under the following conditions and stipulations: Liability for personal injury (limit, one person) $5,000; (limit, one accident) $10,000; liability for injury to another’s property, limit $1,000; collision (damage to the automobile) fully covered. Pursuant thereto the defendant issued in favor of the plaintiff policy No. 3512970 which took effect at noon of April 4, 1926, official time in the locality of the risk.
“ ‘3. — That on August 18, 1925, the plaintiff was traveling in the automobile which was being driven at that time by chauffeur José Quiñones, license No. 16214, en route to Aguadilla, and upOn arriving at Km. 2, Hm. 2 of road No. 8, Aguadilla-Adjuntas section, a truck was traveling in the opposite direction and then the chauffeur1 of the plaintiff drove to the right in order to pass, but unfortunately the car skidded and went into a ditch on the right side of the road, colliding with a post at the side of the road and therefore suffered the following damages: tearing of the hood, breakage of the right rear mudguard, the right back wheel and disc bent, the metal plate of the right running board broken, the right side of the body dented and other minOr damages.
“ ‘4. — That the plaintiff notified the defendant of the accident on the day following its occurrence and took immediate action to have the insurance contract performed in the manner stipulated in the policy; but that the defendant began to raise obstacles and ended by refusing to comply with the said contract notwithstanding the fact that the plaintiff was always disposed to comply with his obligations.
“ ‘Second cause of action. — The plaintiff repeats the foregoing allegations and for a second cause of action alleges:
11 ‘ a. — That as a direct consequence Of the collision the said automobile of the plaintiff was unfit for1 use during seven months, that is, until March 17,1926, and during that time the plaintiff was compelled [754]*754to hire other vehicles for bis professional requirements and for use in connection with the accident, having expended up to then the sum of $158.
“ ‘b. — That as he could hot induce the defendant to repair the automobile which was greatly needed by the plaintiff, he decided in March of 1926 to1 have it repaired, himself and spent in materials and labor the sum of $91.
“ 'c. — -That due to. the inconsiderate attitude of the defendant the parties were unable to agree 'on the amount or1 value of the damages suffered by the automobile in the collision; and the plaintiff makes the special allegation that the said vehicle suffered a depreciation valued by the experts at $650 as a direct result of the said accident.
“ ‘Prayer. — By virtue of the foregoing allegations the plaintiff prays the Court to render at the proper time a judgment in the present case with the following pronouncements:
“ ‘1. — Sustaining the first cause of action of this complaint and ordering the defendant to perform the insurance contract entered into yith the plaintiff under the policy of the defendant No. 8512970;
“ ‘2. — Sustaining the second cause of action of this complaint and ordering the defendant to pay to the plaintiff, as compensation for damages, the total amount of $899;
“ ‘3. — Ordering the defendant to pay to the plaintiff all of the costs and disbursements in this suit, including attorney’s fees, and making all other pronouncements pertinent in the premises.’
“In opposition t'o this complaint the defendant filed an answer denying each and every allegation contained therein and setting forth as new matter that after the occurrence of the accident the plaintiff and the defendant came to an agreement by virtue of which the damages suffered by the car mentioned in the complaint would be repaired by the defendant, but after having agreed the plaintiff refused to comply with the agreement, notwithstanding that the defendant had been always ready to make the repairs required by the said car, alleging that this agreement superseded the policy as to the said damages, and the plaintiff is only entitled to the performance of said agreement; that if the plaintiff was entitled to any claim based on the policy, such claim could only embrace the reasonable cost of repairs in accordance with the policy. Clause third.
‘ ‘ On the day set for the trial of the case the parties appeared’ by their counsel, the plaintiff being represented by attorney Buenaven-. tura Esteves and the defendant company by attorney Rafael O. Fer-nández of Hartzell, Kelly & Hartzell; and the defendant m’oved for [755]*755the postponement of the trial because its witness Antonio Pavía Fer-nández bad failed to appear.
“As authorized by section 202 of the Code of Civil Procedure the plaintiff allowed the production in evidence of the testimony of the absent witness as dictated by the attorney for the defendant company, but without admitting its truth, whereupon the court proceeded with the examination of the oral and documentary evidence of the plaintiff.
“The testimony 'of witness Antonio Pavía Fernández, who, as already stated, could not appear, was written out as follows:
“ ‘That soon after the occurrence of the accident referred to in the complaint the plaintiff, Dr. Antonio Muñiz, while in San Juan, asked Mr. Pavia .to accompany him to the 'office of D. R. Carrion Inc., agents of the defendant company; that together the witness and the plaintiff called at said office and there they had a conference with1 Mr.

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Cite This Page — Counsel Stack

Bluebook (online)
38 P.R. 752, Counsel Stack Legal Research, https://law.counselstack.com/opinion/muniz-v-aetna-casualty-surety-co-prsupreme-1928.