Motors Insurance Corporation vs. Autobot Towing, LLC

CourtMissouri Court of Appeals
DecidedJuly 8, 2025
DocketWD87590
StatusPublished

This text of Motors Insurance Corporation vs. Autobot Towing, LLC (Motors Insurance Corporation vs. Autobot Towing, LLC) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Motors Insurance Corporation vs. Autobot Towing, LLC, (Mo. Ct. App. 2025).

Opinion

MISSOURI COURT OF APPEALS WESTERN DISTRICT MOTORS INSURANCE ) CORPORATION, ) ) Respondent, ) ) v. ) WD87590 ) AUTOBOT TOWING, LLC, ) Filed: July 8, 2025 ) Appellant. )

Appeal from the Circuit Court of Jackson County The Honorable Kenneth R. Garrett, III, Judge

Before Division Three: Edward R. Ardini, P.J., and Alok Ahuja and Thomas N. Chapman, JJ. Autobot Towing, LLC towed a vehicle owned by Motors Insurance

Corporation (“Insurer”) to Autobot’s storage facility in Independence. Autobot

later sold the vehicle for scrap to cover its towing and storage fees. Insurer sued

Autobot in the Circuit Court of Jackson County, alleging that Autobot had converted the vehicle. Following a bench trial, the circuit court found in Insurer’s

favor, and awarded it $35,015 in compensatory damages. Autobot appeals. We

affirm. Factual Background In September 2021, an individual purchased a 2021 Dodge Ram truck from

Gladstone Dodge, a vehicle dealership, with a worthless check. When Gladstone Dodge was unable to cash the customer’s check, it reported the truck as stolen.

In addition to notifying law enforcement, Gladstone Dodge reported the theft to

its insurer, Motors Insurance Corporation. Insurer paid Gladstone Dodge $55,722 in insurance proceeds to reimburse it for the value of the stolen truck.

Insurer thereby acquired title to the truck, and titled the vehicle in its own name

in Michigan on September 16, 2021. On September 29, 2021, an Independence Police Department officer

observed the truck being driven well above the speed limit. The officer pursued

the vehicle and ultimately arrested the truck’s driver. A check of the truck’s Vehicle Identification Number revealed that it was the truck which Gladstone

Dodge had reported stolen. The Independence Police Department completed a

Crime Inquiry and Inspection Report/Authorization to Tow using Department of

Revenue (“DOR”) Form 4569. The form authorized Autobot to tow the recovered

vehicle. The form identified Gladstone Dodge (which had reported the truck as

stolen) as the vehicle’s owner. The form also indicated, in summary fashion, that the truck had suffered unspecified damage on both sides.

On October 7, 2021, Autobot sent to Gladstone Dodge a Notice of Tow on

DOR Form 4577. Gladstone Dodge made no attempt to redeem the truck. On October 29, 2021, Insurer learned that Autobot was in possession of the

truck. Beginning on November 2, 2021, a Representative of Insurer1 contacted

1 Pursuant to § 509.520.1(5), RSMo, we do not provide the names of any non-party witnesses in this opinion.

2 Autobot on multiple occasions. Representative testified that he informed Autobot that Insurer held title to the truck, and requested that Autobot inform

Representative of the outstanding towing and storage charges to be paid to

recover the truck. Representative testified that Autobot never provided him with the information he requested.

On November 30, 2021, Autobot sold the truck for $2,500, and retained

the sales proceeds.

On January 21, 2022, Insurer filed suit against Autobot in the Circuit Court

of Jackson County. Insurer asserted a claim for replevin (later dismissed by the

court) and a claim for conversion. Autobot filed a third-party petition against Gladstone Dodge, alleging claims for comparative fault, unjust enrichment, and

fraudulent misrepresentation. On November 23, 2023, the circuit court granted

Gladstone Dodge’s motion for summary judgment. (On appeal, Autobot does not

challenge the grant of summary judgment to Gladstone Dodge.)

The circuit court held a bench trial on Insurer’s conversion claim on June

24, 2024, at which Insurer’s Representative and Autobot’s Manager were the only

witnesses.

During his testimony, Insurer’s Representative testified that the truck was

brand new at the time it was stolen, and that the $55,722 which Insurer paid to Gladstone Dodge was “the value that Motors Insurance placed upon the vehicle.”

Representative also testified concerning a range of values for the truck provided

by J.D. Powers Valuation Services, which Representative testified was “a reputable source of valuation of vehicles.” A J.D. Powers report for the truck was

admitted in evidence without objection. The report listed eleven different values

3 for the truck, ranging from an “Auction/Low” value of $45,015, to a “Clean Retail” value of $66,275.

Autobot’s Manager testified that the truck was sold to “[w]hoever was this

unlucky person that came in to buy it” in response to a Facebook Marketplace advertisement posted by one of Autobot’s managers. Manager considered the

truck to be a total loss, and testified that it was only worth scrap value. He

testified that the electronically controlled sliding back window was broken; the

back of the truck’s cab was damaged from backing into something; all of the

truck’s body panels were damaged; and that the oil pan was broken and all of the

oil had drained out of the vehicle, rendering the engine inoperable. Manager testified that a replacement engine for the truck would have cost $18,600, and

that a replacement back window would have cost a further $4,500.

Manager also testified that sometime after the truck was towed to

Autobot’s storage lot, a salesperson from Gladstone Dodge came to the lot to

inspect it. According to Manager, the Gladstone Dodge salesperson considered

the truck to be totaled, and did not want it back.

Following the bench trial, the circuit court entered its judgment on

September 30, 2024. The court found in favor of Insurer on its conversion claim,

and awarded it $35,015 in damages, together with post-judgment interest at 7.83%. Although the judgment states that the court “carefully evaluated and

weighed the credibility of evidence and testimony provided at trial,” the judgment

contains no specific findings of fact. Autobot appeals.

4 Discussion “On review of a court-tried case, an appellate court will affirm the circuit

court’s judgment unless there is no substantial evidence to support it, it is against the weight of the evidence, or it erroneously declares or applies the law.” Ivie v.

Smith, 439 S.W.3d 189, 198-99 (Mo. 2014). In conducting our review,

“[d]eference is paid to the [circuit] court's factual determinations, but this Court reviews de novo both the court's legal conclusions and its application of law to

the facts.” Singleton v. Singleton, 659 S.W.3d 336, 341 (Mo. 2023).

“Substantial evidence is evidence that, if believed, has some probative force on each fact that is necessary to sustain the circuit court’s judgment.” Ivie, 439

S.W.3d at 199. “To prevail on the substantial-evidence challenge, [movant] must

demonstrate that there is no evidence in the record tending to prove a fact that is necessary to sustain the circuit court’s judgment as a matter of law.” Id. at 200.

“When reviewing whether the circuit court’s judgment is supported by substantial

evidence, appellate courts view the evidence in the light most favorable to the

circuit court’s judgment and defer to the circuit court’s credibility

determinations.” Id. “Appellate courts accept as true the evidence and inferences

favorable to the trial court’s decree and disregard all contrary evidence.” Id. (cleaned up). In bench-tried cases, “[t]he circuit court is free to believe any, all,

or none of the evidence presented at trial.” Prosecuting Att’y, 21st Jud.

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Motors Insurance Corporation vs. Autobot Towing, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/motors-insurance-corporation-vs-autobot-towing-llc-moctapp-2025.