Morris v. State Farm Mutual Automobile Insurance

360 S.W.2d 776, 50 Tenn. App. 233, 1960 Tenn. App. LEXIS 141
CourtCourt of Appeals of Tennessee
DecidedNovember 30, 1960
StatusPublished
Cited by2 cases

This text of 360 S.W.2d 776 (Morris v. State Farm Mutual Automobile Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Morris v. State Farm Mutual Automobile Insurance, 360 S.W.2d 776, 50 Tenn. App. 233, 1960 Tenn. App. LEXIS 141 (Tenn. Ct. App. 1960).

Opinion

CARNET, J.

The complainant below, Thomas Ray Morris, appeals from a decree of the Chancery Court dismissing his suit against the defendant insurance company for the recovery of attorneys’ fees and costs incurred by the complainant in defending a case in federal court in Memphis wherein the Greyhound Bus Lines impleaded the complainant as a third party defendant as provided by Rule 14 of the Federal Rules of Civil Procedure, 28 U. S. C. A.

There is no controversy about the facts. On February 3, 1957, the complainant, Thomas R. Morris, an assistant football coach at Memphis State University was issued State Farm Mutual Automobile Insurance Company policy No. 690-435-B03-42 which was in force on November 2, 1952,' when Mr. and Mrs. Morris were involved in an automobile accident on U. S. Highway 63 some two miles north of Truman, Arkansas.

A Greyhound Bus was stopped on the highway and complainant Morris ran into another automobile which [235]*235was immediately in the rear of the Greyhound Bus. Mrs. Morris, wife of the complainant, sustained personal injuries for which she brought suit in federal court in Memphis, Tennessee. She alleged that the driver of the Greyhound bus was guilty of proximate negligence in suddenly stopping the bus on the highway in violation of Section 75-647 of Arkansas Statutes 1947 Annotated. Complainant, Thomas Bay Morris, did not join in his wife’s suit.

The Greyhound Corporation, owner of the bus, filed answer to the suit of Mrs. Morris denying negligence and denying any liability. In addition it filed under Buie 14 of the Federal Buies of Civil Procedure a “third party complaint” against the complainant, Thomas Morris, alleging that the proximate cause of the injuries sustained by Mrs. Morris was the negligence of Mr. Morris in driving his automobile into the automobile immediately behind the Greyhound bus. Cross-complainant further set out that the cross action was being brought under the authority of Sections 34-1001 through 34-1008 of the Arkansas Statutes which authorized one tort feasor to seek exoneration or contribution from another tort feasor to the extent the negligence of one tort feasor compared to the negligence of the other. The prayer of the cross-complaint was that the bus company be completely exonerated from liability to Mrs. Morris by a judgment against the complainant, Mr. Thomas Bay Morris, in the full amount which Mrs. Morris might recover against the Greyhound Corporation. In the alternative the cross-complaint prayed that in the event the jury should find both the Greyhound Corporation and Mr. Morris guilty of proximate negligence that the Greyhound Corporation should be granted judgment by way of contribution [236]*236against Mr. Morris in the proportion of the judgment, if any, granted to Mrs. Morris which the jury might find the negligence of Mr. Morris bears to the negligence of the Greyhound Corporation.

After this cross-complaint was filed the present complainant, Mr. Morris, notified the defendant, State Farm Mutual Insurance Company, of the filing of said action and asked the company to defend the lawsuit in his behalf under his policy. The company refused to defend and the complainant thereupon employed his own counsel. Ultimately, complainant was successful. Mrs. Morris obtained a recovery by settlement in some amount from the Greyhound Corporation and the cross-complaint of Greyhound Corporation against complainant was dismissed.

Thereupon the complainant brought this suit for the recovery of attorneys’ fees and costs in defending the action brought against him by Greyhound Corporation.

The complainant has filed three assignments of error assailing the action of the Chancellor in dismissing his suit.

It is admitted that the policy does not cover injuries sustained by the insured, Mr. Thomas Ray Morris, nor by his wife who instituted the original suit against Greyhound Corporation. However, it was the insistence of the complainant in the court below and again in this court that the policy does require the insurance company to defend the suit which the Greyhound Corporation instituted against the present complainant because of the following language in said policy:

“To defend any suit against the insured alleging such bodily injury or destruction and seeking dam[237]*237ages on account thereof, even if such suit is groundless, false or fraudulent; but the company may make such investigation, negotiation and settlement of any claim or suit as it deems expedient.”

As stated by the Chancellor it seems to be the law in Arkansas that a wife may prosecute an action in tort against her husband. Leach v. Leach, 227 Ark. 599, 300 S. W. (2d) 15. It is conceded that if Mrs. Morris had brought an action directly against her husband for negligence the insurance company would not have been obligated to pay any judgment which she recovered against Mr. Morris nor would it have been obligated to defend such lawsuit.

It is to be noted that the only relief sought by the Greyhound Corporation against the present complainant, Mr. Morris, was that it be completely exonerated against liability to Mrs. Morris or that in the alternative it have contribution from Mr. Morris in paying any judgment which Mrs. Morris might recover for her personal injuries. We concur in the finding of the Chancellor that in effect the action by the Greyhound Corporation served only to make the complainant a co-defendant in the suit brought by his wife for personal injuries. Any judgment which the complainant might have to pay in said action would be all or part of a judgment recovered by his wife for personal injuries.

In our opinion the decisions of our Supreme Court in the cases of Raines v. Mercer, 1932, 165 Tenn. 415, 55 S. W. (2d) 263, and Graham v. Miller, 182 Tenn. 434, 187 S. W. (2d) 622, 162 A. L. R. 571, are controlling of the issues involved on this present appeal.

[238]*238In the case of Raines v. Mercer the original plaintiff, Miss Panline Mercer, was injured while riding in an automobile owned by the defendant, J. W. Raines, and driven by his son, William Raines. Suit was brought by Miss Mercer against the owner of the car, Mr. Raines, for the recovery of damages. After suit was brought she married the driver of the car, Bill Raines. Our Tennessee Supreme Court held that defendant’s motion to dismiss should have been sustained because the subsequent marriage extinguished the plaintiff’s antenuptial right of action for the tort of Bill Raines and therefore her right of action against the father, J. W. Raines, was also extinguished since such action rested upon the doctrine of respondeat superior. In the opinion our Supreme Court said, “Since the defendant in error could not maintain her action against her husband, alleged to be directly responsible for her injury, she could not avoid the forbidden frontal attack by an encircling movement against Bill’s father who had no part in the negligent transaction. ’ ’

In the case of Graham et al. v. Miller, 1944, 182 Tenn. 434, 187 S. W. (2d) 622, 162 A. L. R. 571, the plaintiff’s intestate, Raymond E. Miller, a 12 year old boy, was run over and killed by a truck of which his father, Ray Miller, was the driver and of which he had charge as employee of J. H. and Paul Graham, owners of the truck.

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Related

Chamberlain v. McCleary
217 F. Supp. 591 (E.D. Tennessee, 1963)

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Bluebook (online)
360 S.W.2d 776, 50 Tenn. App. 233, 1960 Tenn. App. LEXIS 141, Counsel Stack Legal Research, https://law.counselstack.com/opinion/morris-v-state-farm-mutual-automobile-insurance-tennctapp-1960.