Moore v. Firstar Bank

96 S.W.3d 898, 2003 Mo. App. LEXIS 30, 2003 WL 122367
CourtMissouri Court of Appeals
DecidedJanuary 15, 2003
Docket24844
StatusPublished
Cited by14 cases

This text of 96 S.W.3d 898 (Moore v. Firstar Bank) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Moore v. Firstar Bank, 96 S.W.3d 898, 2003 Mo. App. LEXIS 30, 2003 WL 122367 (Mo. Ct. App. 2003).

Opinion

PHILLIP R. GARRISON, Judge.

Richard Moore (“Plaintiff’) appeals the dismissal of a suit he filed against Firstar Bank (“Defendant”) and the denial of a motion to amend his petition. We affirm.

On July 17, 2000, Plaintiff agreed to purchase a vehicle from Laurie Lund (“Lund”). Lund was a loan customer of Defendant, which held the certificate of title (“title”) to the vehicle at its depository facility in St. Louis as collateral for a loan. On the same day, Plaintiff paid the balance of the loan to Defendant, and Plaintiff and Lund instructed Defendant to deliver the title directly to Plaintiff upon its receipt from Defendant’s depository. Defendant agreed to release the lien and to deliver the title to Plaintiff.

Defendant did not, however, deliver the title to Plaintiff. Instead, it notified Lund, but not Plaintiff, that the title had been lost. Defendant instructed Lund to have a duplicate title issued in her name. Lund did so, but refused to assign and deliver the duplicate title to Plaintiff.

Plaintiff filed a two-count petition against Defendant alleging that he had been damaged by Defendant’s failure *901 to deliver the title as agreed, and that Defendant had been negligent. Defendant filed a motion to dismiss contending that (1) Plaintiffs petition failed to state a claim upon which relief could be granted; (2) that Defendant’s conduct was not the proximate cause of Plaintiffs damages in that any damage was caused by Lund’s refusal to convey title to Plaintiff; (3) that Defendant complied with Section 301.640; 1 , 2 (4) that Plaintiff failed to join Lund as an indispensable party to the lawsuit; and (5) that, as a result of litigation between Plaintiff and Lund, Plaintiffs claim was barred by collateral estoppel. 3 The trial court sustained Defendant’s motion to dismiss and entered judgment against Plaintiff. Plaintiff filed two motions to amend the petition, both of which were denied. 4 This appeal followed.

While the dismissal of a petition is generally not appealable, such a dismissal is appealable when the dismissal, and the denial of a motion to amend, effectively make it clear that a plaintiff is out of court, with no way to get back except through appeal. In such circumstances, the judgment of dismissal is appealable even though it does not specify that it was “with prejudice.” Prindable v. Walsh, 69 S.W.3d 912, 914 (Mo.App. E.D.2002).

In reviewing the circuit court’s dismissal of a petition, [an appellate court] determines if the facts pleaded and the inferences reasonably drawn therefrom state any ground for relief. We treat the facts averred as true and construe the averments liberally and favorably to the plaintiff. A petition is not to be dismissed for failure to state a claim if any set of facts is asserted which, if proved, would entitle the plaintiff to relief.

Martin v. City of Washington, 848 S.W.2d 487, 489 (Mo. banc 1993) (citations omitted).

Plaintiffs first point alleges the trial court erred in sustaining Defendant’s motion to dismiss Plaintiffs petition as to Count I of the petition. Plaintiffs petition alleged:

COUNT I
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3) On July 17, 2000, Plaintiff agreed to purchase and [Lund] agreed to sell to Plaintiff a 1996 Dodge One-Ton Flatbed Truck, Vin # 1B6MC36COTS717247.
4) [Lund] was a loan customer of [Defendant] which held the title to said truck as collateral for a loan.
*902 5) On July 17, 2000, Plaintiff paid-off said loan to release said collateral, and both Plaintiff and [Lund] instructed [Defendant] personnel to send and deliver the title to said truck to Plaintiff upon its delivery from [Defendant’s] depository facility in St. Louis.
6) [Defendant] agreed to release its lien and send and deliver said title to Plaintiff.
7) Plaintiff relied upon [Defendant’s] promise and agreement to send and deliver said title to Plaintiff in paying funds to [Defendant] and [Lund],
8) [Defendant] never sent or delivered said title to Plaintiff as promised and agreed, and said title was apparently lost by [Defendant] prior to sending and delivering the same to Plaintiff.
9) [Defendant] notified [Lund] that the title had been lost, but never so notified Plaintiff.
10) At [Defendant’s] instruction, [Lund] subsequently caused a duplicate title to be issued to herself and she thereafter refused to deliver the same to Plaintiff.
11) Although demand has been duly made, [Defendant] has failed to refused [sic] to send and deliver said title to Plaintiff as promised and agreed.
12) As a direct result of the foregoing, Plaintiff has been damaged in the sum of at least $8,000 arising from the loss of funds paid by Plaintiff, Plaintiffs loss of use of the truck, attorney’s fees and other related costs and expenses.

In breach of contract actions, a party must show (1) the existence of an enforceable contract between the parties to the action; (2) that mutual obligations had arisen under its terms; (3) that the party being sued had not performed obligations imposed by the contract; and (4) that the party seeking recovery was damaged as a result. Superior Ins. Co. v. Universal Underwriters Ins. Co., 62 S.W.3d 110, 118 (Mo.App. S.D.2001).

Plaintiff has failed to allege facts sufficient to show he was damaged as a result of Defendant’s actions or inaction. At all times, Lund was the record owner of the vehicle. To transfer title to another party, assignment is required, as outlined by Section 301.210.1. Bridges v. First Nat’l Bank in St. Louis, 613 S.W.2d 716, 718 (Mo.App. E.D.1981). Mere possession of the title would not entitle Plaintiff to any ownership interest in the vehicle. Therefore, as Defendant argued, the cause of any damage sustained by Plaintiff was Lund’s refusal to execute the assignment, not Defendant’s failure to deliver the title to Plaintiff.

Plaintiff argues that, at a minimum, Count I pleads a cause of action for promissory estoppel. The doctrine of promissory estoppel has been acknowledged and applied in Missouri, but it is to be used cautiously, sparingly, and only in extreme eases to avoid unjust results. Geisinger v. A & B Farms, Inc., 820 S.W.2d 96, 98 (Mo.App.W.D.1991); Mein hold v. Huang,

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Cite This Page — Counsel Stack

Bluebook (online)
96 S.W.3d 898, 2003 Mo. App. LEXIS 30, 2003 WL 122367, Counsel Stack Legal Research, https://law.counselstack.com/opinion/moore-v-firstar-bank-moctapp-2003.