Montgomery Ward & Co. v. Brewer

416 S.W.2d 837, 1967 Tex. App. LEXIS 2431
CourtCourt of Appeals of Texas
DecidedMay 25, 1967
Docket4621
StatusPublished
Cited by21 cases

This text of 416 S.W.2d 837 (Montgomery Ward & Co. v. Brewer) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Montgomery Ward & Co. v. Brewer, 416 S.W.2d 837, 1967 Tex. App. LEXIS 2431 (Tex. Ct. App. 1967).

Opinion

OPINION

TIREY, Justice.

Mr. Brewer and wife brought this action against Montgomery Ward & Co., Inc., on an alleged cause of action sounding in tort for unreasonable collection efforts. Plaintiffs went to trial on their original petition and, pertinent to this discussion, they alleged:

“It has become necessary to file this suit by reason of the harassment which has resulted in emotional distress, illness and other bodily harm suffered by the Plaintiffs by reason of an alleged indebtedness of Plaintiffs to Defendant in the approximate sum of Twenty-Seven Dollars ($27.00). In truth and in fact, Plaintiffs do not owe the Defendant anything and the Defendant has persisted in unreasonable collection efforts in reckless disregard of the health and welfare of your Plaintiff and his wife and such collection efforts by Defendant to try to collect the balance that is not owing constitutes a course of harassment that, * * * has resulted in emotional distress, illness and other bodily harm to the Plaintiffs. All of the acts of the Defendant were willful, wanton and malicious; all of such acts were the proximate cause of the illnesses that Plaintiffs have suffered, including extreme nervousness, headaches, loss of sleep, reduction in ability to work, extreme fatigue and weariness of both Plaintiffs.” (Emphasis added.)

They alleged that they had been damaged in the sum of $9,999.00.

The Court overruled Defendant’s Motion for Instructed “Verdidt ’and" submitted 4 issues to the jury. They are, substantially, (omitting the burden of proof clause) :

1. Do you find that the telephone calls, letters, form letters, notices and statements made by or on behalf of Montgomery Ward & Co., Inc., to Edwin E. Brewer and wife, from on or about the month of December, 1964, constituted unreasonable collection efforts, as that term is defined for you herein?; to which the jury answered, “We do.”

2. Do you find that such unreasonable collection efforts were a proximate cause of any physical illness or injury to Mr. Edwin E. Brewer?; to which the jury answered, “We do.”

3. Do you find that such unreasonable collection efforts were a proximate cause of any physical illness or injury to Mrs. Edwin E. Brewer?; to which the jury answered, “We do.”

Issue 4 submitted the damage issue; to which the jury answered “$6,000.00.”

The Court, in his instructions to the jury, among other things said: “By the term ‘unreasonable collection efforts’ is meant a course of harassment on the part of a creditor which is willful, wanton and malicious and is intended to inflict mental anguish and resulting bodily harm.” (There was no objection to this instruction.)

The record shows that Mr. Brewer is a graduate of Freeport High School, a *839 graduate of Texas A & M University, a former Captain in the United States Air Force in World War II, a graduate of the University of Texas Law School, a member of the Texas State Bar Association, a member of the Brazoria County Bar Association, a member of the American Bar Association, an attorney that represents the Angleton Bank of Commerce and the Angleton Savings and Loan Association, the City Judge of Danbury, Brazoria County, a -member of-the .Board of Trustees of the Danbury Independent School District; that he and his wife have four children, one at the time of the trial, a student in the University of Texas, and three others at home. There is also a statement in the record to the effect that Mr. and Mrs. Brewer are quite well-to-do in their own right. Needless to say Montgomery Ward is one of the great corporations of our nation engaged in merchandizing, operating in many places in Texas. The record does not disclose how long Mr. and Mrs. Brewer had been customers of Montgomery Ward, but evidently they have been customers for some time, because on October 14, 1964, Mr. Brewer wrote Montgomery Ward the following letter:

“There seems to be a discrepancy in the charge account bill which I received from you this morning. According to my wife she sent in a $27.00 payment month before last and a $30.00 payment last month and according to your statement I do not see a credit for either one. Would you please send me a complete breakdown on purchases and payments for the last six months. Upon receiving this I will submit my check to you.” (emphasis added.)

On December 30, 1964, Mr. Brewer wrote Montgomery Ward & Co.:

“Re: E. E. Brewer Account P. O. Box 569 Angleton, Texas
“Gentlemen:
Yesterday, December 29th, I mailed my check to you in the amount of $108.28. After checking with my wife I find that she had also mailed payments on this account. Therefore I have stopped payment on my check, which is No. 1681, dated December 29, 1964 in the amount of $108.28 and drawn on the Angleton Bank of Commerce, Angleton, Texas. Please send me a statement showing the balance after the payments sent in by my wife, Dorothy N. Brewer have been credited to our account.
With kindest personal regards, I am,
Yours very truly,”

There is nothing in Mr. Brewer’s letters of October and December to indicate that he was out of patience but, on the contrary, indicated a knowledge and awareness of the fact that the Credit Department of Montgomery Ward & Co., was very inefficient and careless in the way they had treated the requests of a valued customer. There is nothing in the record to indicate that Montgomery Ward made any reply to Mr. Brewer’s letters of October and December. The check was tendered in evidence; it is dated December 29, 1964, has on it Angleton Bank of Commerce, Angleton, Texas, payable to Montgomery Ward — $108.28. The check has Edwin E. Brewer, Attorney at Law, printed on it, and is signed Edwin E. Brewer, by Jean Mattisheard. On the left-hand side of the check is printed “Edwin E. *840 Brewer, Attorney-at-Law, Box 569, Angle-ton, Texas.”

On January 19, 1965, Mr. Brewer wrote Montgomery Ward:

“Attention: Central Credit Unit
Re: Edwin E. Brewer Account
“Gentlemen:
“Today I received a second request concerning my check in the amount of $108.28. If you will refer to my letter of December 30, 1964, I informed you that I was ‘stopping payment’ on this check, because of your foul-up in your bookkeeping section. My wife had been paying you in monthly installments on this account and I just became aware of it.
“Your ‘second request’, is the first and only request that I have received from you. If you will check your correspondence, as well as your bookkeeping records you will note that I stated then and I now restate that I have no intention of making good this check, so please return it to me.
“Please, as I requested in my letter to you of December 30th, copy of which is attached, send me a complete itemized statement of all purchases and payments made to date on this account.”

Montgomery Ward made no reply to the above communications.

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Cite This Page — Counsel Stack

Bluebook (online)
416 S.W.2d 837, 1967 Tex. App. LEXIS 2431, Counsel Stack Legal Research, https://law.counselstack.com/opinion/montgomery-ward-co-v-brewer-texapp-1967.