Modern Woodman Accident Ass'n v. Shryock

39 L.R.A. 826, 74 N.W. 607, 54 Neb. 250, 1898 Neb. LEXIS 57
CourtNebraska Supreme Court
DecidedMarch 17, 1898
DocketNo. 7927
StatusPublished
Cited by41 cases

This text of 39 L.R.A. 826 (Modern Woodman Accident Ass'n v. Shryock) is published on Counsel Stack Legal Research, covering Nebraska Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Modern Woodman Accident Ass'n v. Shryock, 39 L.R.A. 826, 74 N.W. 607, 54 Neb. 250, 1898 Neb. LEXIS 57 (Neb. 1898).

Opinion

Byan, C.

This action was brought in the district court of Lancaster county by Celia Y. Shryock to recover the amount of insurance existing in her favor by the terms of a certificate of membership issued to her husband whereby his life was insured against death by accident within ninety days. There was a verdict and judgment as prayed, and for the reversal of this judgment the association prosecutes this proceeding in error.

In the petition it was alleged that May 6, 1892, in consideration of $3 as a membership fee paid by William B. Shryock for plaintiff, and of such future payments as might be required under defendant’s articles of incorporation, the defendant had made and delivered to said William B. Shryock its policy and certificate of insurance on the life of said William B. Shryock, in the sum of $3,000, and that plaintiff was the wife of William B. Shryock and was the beneficiary in said policy. It was further averred that on or about July 2, 1892, while said policy was in full force, said William B. Shryock received a personal injury in the city of Omaha, from which injury, shortly thereafter, the death of said William B. Shryock resulted. It was further alleged that due proof of the death of William B. Shryock had beep made, but [252]*252that defendant, nevertheless, had refused to pay or make an assessment for the payment of the amount due plaintiff, or any part thereof. There was a prayer for judgment in the sum of $3,000 with interest, which principal and interest equaled the sum for which the verdict was returned. The material portions of the answer were averments that William B. Shryock died of a disease not the result of any injury alleged to- have been by him received; that there had been no compliance with the requirements of the policy as to proofs of injury, and that there had been no request for an assessment upon the members of defendant in good standing, under its rules, for the payment of the claim of plaintiff. It was further alleged that the defendant had never made an assessment upon its members for the payment of the claim set out in plaintiffs petition, and that defendant neither had nor would have in its possession any means wherewith to pay the same until such assessment should be levied and collected. There was in the answer the following language: “Further answering, the defendant alleges the fact to be that at the time of making the application for membership to the defendant, plaintiff’s intestate, William B. Shryock, represented and warranted to the defendant, as a condition precedent and as a basis upon which the policy sued on herein was issued, that he never had, nor was subject to, fits, disorders of the brain, or never had or was subject to any bodily or mental infirmity; that, relying upon said statements, representations, and warranty that said William B. Shryock did not then or never did have any bodily or mental infirmity, the defendant issued and delivered to him the certificate or policy of insurance sued on herein, but the defendant avers that at the time of making said application and tendering to the defendant said statements and representations aqd warranties as aforesaid said William B. Shryock did then have bodily and mental infirmities which would tend to shorten life and which, in fact, did produce the death complained of in plaintiffs [253]*253petition, and that by reason thereof there was a breach of said warranties and conditions precedent which made void the policy issued and sued upon herein, and although said William It. Shryock at that time represented and warranted to the defendant that he did not have any bodily or mental infirmity, yet the defendant charges the fact to be that at that time- said William B. Shryock did have fatty degeneration of the heart or heart disease, which would tend to shorten life, and from which weakness and defect of the heart he, the said William B. Shryock, died.” Then» was a reply in denial of each affirmative matter pleaded in the answer. On the trial there was submitted to the jury certain special interrogatories, which, with the answer to each, were as follows:

“1. Did William B. Shryock, on or about the 2d day of July, 1892, meet with an accident in the city of Omaha, Nebraska, whereby he received external and violent bodily injury? Answer: Yes.
“2. Did William B. Shryock, prior to and at the time of his death, have faity degeneration of the heart? Answer: Yes.
“3. If you answer that William B. Shryock received an accidental, external, and violent bodily injury, did that injury alone cause his death? Answer: Yes.
“4. If you answer that William B. Shryoclc, prior to and at the time of his death, had fatty degeneration of the heart, did that disease alone cause his death? Answer: No.
“5. What was the cause of the death of William B. Shryock? Answer: By violent bodily injury, he at the time having fatty degeneration of the heart.”

There was some conflict in the evidence, but as the jury accepted as true that which tended to sustain the -theory of plaintiff, it is unnecessary to consider any other in determining -whether or not there was sufficient to sustain the special findings above quoted. James M. Robinson was a witness for the defendant in the district court and testified that on July 1 or 2, 1892, he met [254]*254William B. Shryock about half-past five in the afternoon and, by appointment, still later in the evening. The testimony of this witness in part was as follows:

Q. Now, did he say anything to you up to that time about slipping and hurting his leg?
A. Yes, sir. He told me several times that his fool-had slipped and he had hurt his knee.
Q. He told you several times during the two hours you were with him?
A. Yes, sir.
Q. What did you say he said about that?
A. He said his foot had slipped and that he had wrenched his knee and that it was hurting him.
Q. What knee was that?
A. I think it was the left knee, I am not sure, but it was the same knee he had hurt before.
Q. The same knee that was broken before?
A. Yes, sir.
Q. What did he say at that time about having recently removed the splints or bandages that the doctor had on the knee?
A. He said he had been wearing a bandage or a brace or something and that he had taken it off lately, or something to that effect. I don’t know how recently he had taken it off.

William Darst, a witness for the plaintiff, testified that he saw William B. Shryock at the store of witness in Omaha about 8 o’clock in the evening of July 1, 1892; that Shryock looked to witness like a man about to faint, was pale and trembling, and complained that he had hurt himself; that in coming up from the depot he had slipped and partially fallen and that it pained him terribly right over his right hip. He kept his hand rubbing his side and acted as if he was sick in his stomach. He was spitting as if he was sick in his stomach. He remained over two hours from the time he came in. Usually witness closed up at 9 o’clock at night,, but his reason for not closing at that time, July 1, 1892, was given thus in his [255]

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Bluebook (online)
39 L.R.A. 826, 74 N.W. 607, 54 Neb. 250, 1898 Neb. LEXIS 57, Counsel Stack Legal Research, https://law.counselstack.com/opinion/modern-woodman-accident-assn-v-shryock-neb-1898.