Mitchell v. Campbell & Fetter Bank

195 N.E.2d 489, 135 Ind. App. 523, 1964 Ind. App. LEXIS 137
CourtIndiana Court of Appeals
DecidedJanuary 23, 1964
Docket19,966
StatusPublished
Cited by5 cases

This text of 195 N.E.2d 489 (Mitchell v. Campbell & Fetter Bank) is published on Counsel Stack Legal Research, covering Indiana Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mitchell v. Campbell & Fetter Bank, 195 N.E.2d 489, 135 Ind. App. 523, 1964 Ind. App. LEXIS 137 (Ind. Ct. App. 1964).

Opinion

Kelley, J.

— Appellees duly brought this action against appellant seeking to recover upon a conditional sales contract “for the purchase of an automobile”. (Quotation from appellant’s brief). Appellees’ complaint was answered by appellant but the issues created thereby need no consideration as said complaint was dismissed by appellees. The pertinent issues were created by a counterclaim filed by appellant and appellees’ answer thereto under the rules.

In substance, said counterclaim alleged that on July 7, 1959 appellant entered into a conditional sales contract with appellee, Publix Buick, Inc., for the purchase of a 1955 Oldsmobile automobile; that on the date said contract was executed, appellant was a minor of the age of nineteen (19) years; that pursuant to the terms of the agreement, appellant traded in a 1953 Ford and was allowed the sum of $450.00 therefor; that thereafter appellant paid appellee, under the terms of the contract, the sum of $550.00; that said Oldsmobile automobile was afterward repossessed by appellees and sold by them; that appellant disaffirmed said contract “under the privileges of his minority”, so notified appellees, and *525 demanded the return of the value of said traded in Ford automobile and the return of said $550.00 paid by him under said contract; that appellees failed and refused to comply with said demand to the damage of appellant. Appellees answered the counterclaim under the rules.

The cause was submitted to the court for trial and, upon appellant’s request, the court made special findings of fact and stated conclusions of law thereon, adverse to appellant. On August 28, 1962 judgment was entered that appellant take nothing on his counterclaim and that he pay the costs. Thereafter, on September 25, 1962, appellant filed a motion to “Strike and Reject Recital of facts Specially found which are not within the issues and which are surplusage and irrelevant to a determination of the issues.” This motion was overruled and appellant then filed his motion for a new trial specifying error in the overruling of the motion to strike, error in each of the conclusions of law, and that the decision of the court is not sustained by sufficient evidence and that the same is contrary to law.

Appellant does not bring up a bill of exceptions containing the evidence but relies upon his contention that, accepting the findings as true and correct and sustained by the evidence, said findings do not support the conclusions of law stated by the court.

The special findings made by the court, as they appear in appellant’s brief, are as follows:

“1. On July 7, 1959, Ovie Mitchell entered into a certain conditional sales contract with Publix Buick, Inc., for the purchase of a 1955 four door Oldsmobile. As a part of the purchase price defendant, Ovie Mitchell, traded in a 1953 Ford, and was allowed the sum of four hundred fifty dollars ($450.00) leaving a balance due and owing on said *526 contract in the amount of one thousand three hundred eighty six dollars ($1,386.00).
“2. That said Ford had been purchased previously by said defendant of Public Buick, Inc. and that an additional endorser signed the contract with said Ovie Mitchell and that said additional signer on said Ford was required by Public Buick, Inc., because it had no credit experience with said Ovie Mitchell prior thereto.
“3. That said contract for said Oldsmobile was assigned by Public Buick, Inc. to the Campbell & Fetter Bank on or about July 8,1959.
“4. That plaintiff Campbell & Fetter Bank repossessed said 1955 Oldsmobile under the terms and conditions of said conditional sales contract upon defendant’s default in making payments thereon.
“5. That said contract with said defendant, Ovie Mitchell contained a provision permitting retaking of possession of said automobile in the event that defendant was in default and on or about October 21, 1959, said Oldsmobile was sold and the proceeds therefore credited to the balance due from said defendant on said contract.
“6. On July 7, 1959 when said defendant entered into said contract with Publix Buick, Inc. for the purchase of said Oldsmobile automobile said defendant, Ovie Mitchell represented to said Publix Buick, Inc. that he was 21 years of age. However, said defendant was 19 years of age at the time of making said contract.
“7. That Ovie Mitchell further represented to said Publix Buick, Inc. that he was to be married within the next few weeks and said Ovie Mitchell was married within the next few weeks after said contract for the purchase of said Oldsmobile was made.
“8. That said defendant, Ovie Mitchell was employed at Newnam Foundry Co., Inc. at the time of the purchase of said Oldsmobile and had been employed at said Foundry for several months prior thereto.
“9. That said Ovie Mitchell represented that he was 21 years of age at the time he commenced employment at said Foundry.
*527 “10. That said Ovie Mitchell was of mature and adult appearance at the time he purchased said automobile of said Publix Buick, Inc.
“11. That both of said plaintiffs used due diligence in verifying and corroborating the statements of Ovie Mitchell as to his employment at said Newnam Foundry Co., Inc. and as to his age by inquiring of Newnam Foundry Co., Inc.
“12. Said Ovie Mitchell’s family was in West Virginia which home said Ovie Mitchell left to come to Kendallville, Indiana for the purpose of employment in the year 1957 and that the said Ovie Mitchell quit school in West Virginia in the year 1953.
“13. That said Ovie Mitchell although a minor was emancipated.
“14. That plaintiffs are entitled to nothing in this cause excepting their costs, since they have dismissed their complaint.
“15. That the loss, if any, that Ovie Mitchell has had by reason of said contract was contributed to by said Ovie Mitchell’s misrepresenting his age to plaintiffs and others.”

The conclusions of law stated by the court, as set forth in appellant’s brief, are:

“1. Said Oldsmobile automobile was a necessity.
“2. That the contract made July 7, 1959 between said Publix Buick, Inc. and said Ovie Mitchell which was later assigned to the Campbell & Fetter Bank was a valid and legally binding contract.
“3. That the plaintiffs are not legally obligated to said defendant on said contract and that said defendant should take nothing by his counterclaim.
“4. That judgment should be rendered against the defendant, Ovie Mitchell on the counterclaim and for the plaintiffs, Campbell and Fetter Bank and Publix Buick, Inc. on their answer to said counterclaim.
“5.

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Bluebook (online)
195 N.E.2d 489, 135 Ind. App. 523, 1964 Ind. App. LEXIS 137, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mitchell-v-campbell-fetter-bank-indctapp-1964.