Minnesota Life Insurance Company v. Elia L. Vasquez

CourtCourt of Appeals of Texas
DecidedApril 1, 2004
Docket13-02-00554-CV
StatusPublished

This text of Minnesota Life Insurance Company v. Elia L. Vasquez (Minnesota Life Insurance Company v. Elia L. Vasquez) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Minnesota Life Insurance Company v. Elia L. Vasquez, (Tex. Ct. App. 2004).

Opinion




NUMBER 13-02-554-CV


COURT OF APPEALS


THIRTEENTH DISTRICT OF TEXAS


CORPUS CHRISTI - EDINBURG


MINNESOTA LIFE INSURANCE

COMPANY,

                                                                                                     Appellant,


v.


ELIA L. VASQUEZ, 

                                                                                                     Appellee.

On appeal from the County Court at Law

No. 4 of Nueces County, Texas.                                                                                                                      


O P I N I O N


Before Justices Yañez, Castillo and Garza

Opinion by Justice Garza

Appellee, Elia Vasquez (“Vasquez”), successfully sued appellant, Minnesota Life Insurance Company (“Minnesota Life”), for knowing violations of the Texas Insurance Code and for mental anguish. Appellee alleged that Minnesota Life unreasonably delayed payment on the proceeds of an accidental death policy that insured the life of her deceased husband. Minnesota Life contended that the cause of death was not clearly accidental and the delay was caused by its need to obtain additional medical records. The hospital from which the records were sought was unresponsive and did not turn over the requested documents to Minnesota Life for five months. Upon receipt of these records, Minnesota Life paid Vasquez’s claim.

Minnesota Life tried unsuccessfully to remove the case to federal court under diversity jurisdiction, but removal was denied based on the failure of the pleadings to meet the amount in controversy requirement of $75,000. After a trial in the state court, the jury found a knowing violation of the insurance code and that Vasquez had suffered mental anguish. The jury awarded her $60,000 in mental anguish damages, $250,000 in actual damages, and $37,000 in attorney’s fees. The trial court allowed a post-verdict amendment of Vasquez’s pleadings to conform to the jury award and ultimately rendered an award of $180,000 plus attorneys fees against Minnesota Life.

Minnesota Life appeals to this Court, raising six issues: (1) legal and factual insufficiency of the evidence to support a finding of mental anguish; (2) legal and factual insufficiency of the evidence to support the amount of mental anguish damages found; (3) the trial court erroneously admitted evidence of Vasquez’s diabetic condition; (4) the trial court erroneously excluded evidence relating to Vasquez’s conduct; (5) the evidence was legally and factually insufficient to support a finding of a knowing violation of the insurance code; and (6) the trial court erroneously allowed a post-trial amendment of the pleading to conform to the damages awarded. We affirm the judgment of the trial court.

I. Mental Anguish

In its first issue, Minnesota Life contends that there was not legally and factually sufficient evidence to support the jury’s finding that Vasquez suffered mental anguish. When legal and factual sufficiency issues are raised, this Court first considers the question of legal sufficiency. Glover v. Tex. Gen. Indem. Co., 619 S.W.2d 400, 401 (Tex. 1981); Valley Mechanical Contractors, Inc. v. Gonzales, 894 S.W.2d 832, 836 (Tex. App.–Corpus Christi 1995, no writ). To review legal sufficiency, we must look only to the evidence and inferences that tend to support the jury’s findings, disregarding all contrary evidence. Balogh v. Ramos, 978 S.W.2d 696, 701 (Tex. App. – Corpus Christi 1998, pet. denied). If there is more than a scintilla of evidence in support of the finding, this Court may not overturn the jury’s findings for legal insufficiency, regardless of the counter evidence available. Valley Nissan v. Davila, No. 13-00-153-CV, 2003 Tex. App. LEXIS 7844, at *5 (Corpus Christi Sept. 4, 2003, no pet. h.).  

If the evidence is found legally sufficient, the factual sufficiency of the evidence is then considered. For this review, this Court compiles all the evidence in the record and then contrasts the evidence supporting and opposing the finding. Cain v. Bain, 709 S.W.2d 175, 176 (Tex. 1986); Valley Mechanical, 894 S.W.2d at 836. We will defer to the jury’s findings unless this review demonstrates that the findings are so against the great weight and preponderance of the evidence as to be unjust and clearly erroneous. Id.           To support an award of mental anguish, a party must present either direct evidence of the nature, duration, and severity of her mental anguish, thereby establishing a substantial interruption in her daily routine, or circumstantial evidence of a high degree of mental pain and distress that is greater in degree than mere worry, anxiety, vexation, embarrassment, or anger. Parkway v. Woodruff, 901 S.W.2d 434, 444 (Tex. 1995); Valley Nissan, 2003 Tex. App. LEXIS 7844 at *28 – *29. If a party’s pre-existing medical condition deteriorates or is compounded because of the torts of another party, the worry and pain associated with the aggravated condition can be considered mental anguish. Powell v. Underbrink, 499 S.W.2d 206, 210-11 (Tex. App.–San Antonio 1973, no writ); see Southwest Tex. Coors v. Morales, 948 S.W.2d 948, 952-53 (Tex. App.–San Antonio 1997, no pet.) (upholding mental anguish award based on new injury that aggravated existing condition). Mental anguish can be established through testimony from the injured party explaining how she felt and how her life was disrupted. Haggar Apparel Co. v. Leal, 100 S.W.3d 303, 314 (Tex. App.–Corpus Christi 2002, pet. filed) (plaintiff reported insomnia, humiliation, and an inability to function and maintain a normal relationship with her family); Norwest Mortgage Co. v. Salinas, 999 S.W.2d 846, 862 (Tex. App.–Corpus Christi 1999, pet. denied) (plaintiffs reported insomnia, feelings of physical pain, and an affect on their work and family relationships). It is apparent from the record that the jury was presented with substantially more than a scintilla of evidence tending to support a finding of mental anguish.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Stumph v. Dallas Fire Insurance Co.
34 S.W.3d 722 (Court of Appeals of Texas, 2000)
Morgan v. Compugraphic Corp.
675 S.W.2d 729 (Texas Supreme Court, 1984)
Haggar Apparel Co. v. Leal
100 S.W.3d 303 (Court of Appeals of Texas, 2002)
State Farm Fire & Casualty Co. v. Simmons
963 S.W.2d 42 (Texas Supreme Court, 1998)
Dico Tire, Inc. v. Cisneros
953 S.W.2d 776 (Court of Appeals of Texas, 1997)
Fidelity & Guaranty Insurance Underwriters, Inc. v. La Rochelle
587 S.W.2d 493 (Court of Appeals of Texas, 1979)
Glover v. Texas General Indemnity Co.
619 S.W.2d 400 (Texas Supreme Court, 1981)
Cantu v. J. Weingarten's, Inc.
616 S.W.2d 290 (Court of Appeals of Texas, 1981)
Powell v. Underbrink
499 S.W.2d 206 (Court of Appeals of Texas, 1973)
Greenhalgh v. Service Lloyds Insurance Co.
787 S.W.2d 938 (Texas Supreme Court, 1990)
Universe Life Insurance v. Giles
950 S.W.2d 48 (Texas Supreme Court, 1997)
Weidner v. Sanchez
14 S.W.3d 353 (Court of Appeals of Texas, 2000)
Valley Mechanical Contractors, Inc. v. Gonzales
894 S.W.2d 832 (Court of Appeals of Texas, 1995)
Southwest Texas Coors, Inc. v. Morales
948 S.W.2d 948 (Court of Appeals of Texas, 1997)
Balogh v. Ramos
978 S.W.2d 696 (Court of Appeals of Texas, 1998)
Borden, Inc. v. Guerra
860 S.W.2d 515 (Court of Appeals of Texas, 1993)
C & D ROBOTICS, INC. v. Mann
47 S.W.3d 194 (Court of Appeals of Texas, 2001)
Norwest Mortgage, Inc. v. Salinas
999 S.W.2d 846 (Court of Appeals of Texas, 1999)
Saenz v. Fidelity & Guaranty Insurance Underwriters
925 S.W.2d 607 (Texas Supreme Court, 1996)
Vista Chevrolet, Inc. v. Barron
698 S.W.2d 435 (Court of Appeals of Texas, 1985)

Cite This Page — Counsel Stack

Bluebook (online)
Minnesota Life Insurance Company v. Elia L. Vasquez, Counsel Stack Legal Research, https://law.counselstack.com/opinion/minnesota-life-insurance-company-v-elia-l-vasquez-texapp-2004.