Minnesota Life Insurance Comp v. Quincy Jones

771 F.3d 387, 59 Employee Benefits Cas. (BNA) 2789, 2014 U.S. App. LEXIS 21117, 2014 WL 5649876
CourtCourt of Appeals for the Seventh Circuit
DecidedNovember 5, 2014
Docket14-1063
StatusPublished

This text of 771 F.3d 387 (Minnesota Life Insurance Comp v. Quincy Jones) is published on Counsel Stack Legal Research, covering Court of Appeals for the Seventh Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Minnesota Life Insurance Comp v. Quincy Jones, 771 F.3d 387, 59 Employee Benefits Cas. (BNA) 2789, 2014 U.S. App. LEXIS 21117, 2014 WL 5649876 (7th Cir. 2014).

Opinion

POSNER, Circuit Judge.

In 2011 a man named Lenord Jones, a hospital orderly, was murdered in Harvey, Illinois. The murder has not been solved, and the police say that they are continuing to investigate.

Jones, who left no will, owned a life insurance policy that his employer had obtained for him from Minnesota Life Insurance Company. He did not designate a beneficiary, but the policy provided that the proceeds, which at his death amounted to nearly $307,000, would go first to a surviving spouse (there was none — Lenord had never married), second to any surviving child or children, third to any surviving parents, and fourth to Lenord’s estate.

An Illinois resident named Quincy Jones, claiming to be Lenord Jones’s son (for the sake of brevity we’ll call Lenord Jones “Lenord” and Quincy Jones “Quincy”) submitted a claim to the insurance company — as did another Illinois resident, Annie Moore, claiming to be Lenord^s daughter. The insurance company, being a nonresident of Illinois, was able to and did file an interpleader action in the federal court in Chicago. Fed.R.Civ.P. 22. After paying $24,000 for funeral expenses and $137,000 to Quincy, the insurance company deposited the remaining proceeds of the policy in the court, and having done so was dismissed from the case. Apparently — though not discussed by the parties or the district court — the $137,000 was an initial payment to the person whom the insurer assumed to be entitled to the entire proceeds minus funeral expenses.

Angela Ashford, Lenord’s biological sister, also claimed entitlement to the proceeds of the insurance policy, as she was Lenord’s only known blood relative if Quincy and Annie were (as Angela claimed) not Lenord’s children. For in that event, since Lenord had left no will, Angela would be the sole beneficiaries of his estate. And so she was allowed to intervene in the district court action, where she contended that Lenord had been homosexual, had never had children but had pretended to in order to conceal his homosexuality, and had actually told her that neither Quincy nor Annie was his biological child. (Neither claims to have been an adopted child of his.) Angela claimed that she therefore is entitled to the life insurance proceeds, and maybe more, as we don’t know what other assets are in Lenord’s estate.

As an additional basis for her claim Angela attached an affidavit from a man who professed to have known Lenord and known him to be homosexual — indeed to have seen him engage in homosexual acts. Angela submitted copies of Lenord’s income tax returns showing that he had claimed various children as his dependents, sometimes omitting Quincy. On appeal she added that Quincy had placed in evidence neither his birth certificate nor any affidavit or other evidence from his mother concerning his paternal parentage. Angela noted further that Lenord hadn’t designated Quincy as a beneficiary of the life insurance policy, though this is consis *389 tent with Lenord’s having known that Quincy was his only child and would therefore automatically receive the proceeds of the policy.

Annie voluntarily took a DNA test, flunked it (that is, the result of the test established that she wasn’t Lenord’s daughter), and therefore abandoned her claim to the insurance proceeds, leaving only Angela to contest Quincy’s claim. Before giving up, Annie had filed (and Angela had joined) a motion that Quincy be ordered to take a DNA test. The district judge denied the motion, mainly on the ground that Angela admitted that Lenord had held Quincy out as his biological son and had signed an order of parentage in 1996 acknowledging Quincy (who was then six and a half years old) as his son. The judge went on to award the insurance proceeds that the insurance company had deposited in the district court to Quincy, precipitating this appeal by Angela, who contends that the judge erred in refusing to order Quincy to take the DNA test.

Rule 35(a) of the Federal Rules of Civil Procedure authorizes a district court to order, upon a showing of good cause, a physical examination of a litigant whose physical condition is at issue in the litigation. A DNA test for paternity is quick, noninvasive, painless — and conclusive. Given the conflicting evidence of Lenord’s parentage of Quincy, ordering Quincy to submit to a DNA test would seem a no-brainer.

Not so fast. The Illinois Parentage Act creates a presumption that a man is the natural father of a child if, so far as bears on this case, he and the child’s biological mother have signed an acknowledgment of paternity or, equivalently, of parentage. 750 ILCS 45/5(a)(3), (4). Both Lenord and Quincy’s mother had signed the 1996 acknowledgment of Lenord’s paternity.

The presumption is applicable to any civil action, whether or not brought under the Parentage Act, in which “parentage is at issue.” 750 ILCS 45/9(a). So it’s applicable to the present case, which in effect is an in rem suit over entitlement to insurance proceeds (the res). The Act declares the presumption (with irrelevant exceptions) irrebuttable, 750 ILCS 45/5(b), but that can’t be taken seriously in all cases. It would open the door to fraud, as two people could claim parentage of a child who was not their biological child — maybe it was a child they’d stolen from its parents. And so the Illinois courts, taking liberties with the statutory language, limit the presumption’s conclusiveness to “precluding the signers of the parentage order] from subsequently disputing their parent-child relationship with the child.” In re Paternity of an Unknown Minor, 351 Ill.Dec. 556, 951 N.E.2d 1220, 1224 (Ill.App.2011); see also In re Estate of Olenick, 204 Ill.App.3d 291, 149 Ill.Dec. 829, 562 N.E.2d 293 (1990).

Yet the presumption could well be deemed conclusive in a case such as this. Lenord could have named anyone he pleased as the beneficiary of his insurance policy. Designating Quincy as the beneficiary would have been one way to do it; declaring Quincy his son in the parentage order was another, given that the policy gives children priority in the distribution of its proceeds. Since Angela, the sister, couldn’t have contested a beneficiary designation in the insurance policy itself, she shouldn’t be able to contest the parentage order.

It makes sense in other words to deem the presumption irrebuttable when the putative parent has full control over who inherits and relies on the presumption to direct assets to á particular person, in this case Quincy. Obviously Lenord wanted Quincy to inherit and he had every right to direct the proceeds of the insurance policy to him. Had he adopted Quincy there would be no doubt that Quincy was enti- *390 tied to the proceeds. But armed with the order of parentage Lenord had'no need to adopt, just as he had no need to make a will or designate a beneficiary of his insurance policy.

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Related

In Re Estate of Olenick
562 N.E.2d 293 (Appellate Court of Illinois, 1990)
Jarke v. Mondry
958 N.E.2d 730 (Appellate Court of Illinois, 2011)
In Re Paternity of an Unknown Minor
951 N.E.2d 1220 (Appellate Court of Illinois, 2011)

Cite This Page — Counsel Stack

Bluebook (online)
771 F.3d 387, 59 Employee Benefits Cas. (BNA) 2789, 2014 U.S. App. LEXIS 21117, 2014 WL 5649876, Counsel Stack Legal Research, https://law.counselstack.com/opinion/minnesota-life-insurance-comp-v-quincy-jones-ca7-2014.