Minneman v. Charter National Insurance Co.

2020 IL App (3d) 190282-U
CourtAppellate Court of Illinois
DecidedFebruary 11, 2020
Docket3-19-0282
StatusUnpublished

This text of 2020 IL App (3d) 190282-U (Minneman v. Charter National Insurance Co.) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Minneman v. Charter National Insurance Co., 2020 IL App (3d) 190282-U (Ill. Ct. App. 2020).

Opinion

NOTICE: This order was filed under Supreme Court Rule 23 and may not be cited as precedent by any party except in the limited circumstances allowed under Rule 23(e)(1).

2020 IL App (3d) 190282-U

Order filed February 11, 2020 ____________________________________________________________________________

IN THE

APPELLATE COURT OF ILLINOIS

THIRD DISTRICT

JOSEPH MINNEMAN, ) Appeal from the Circuit Court ) of the 10th Judicial Circuit, Plaintiff-Appellant, ) Peoria County, Illinois. ) v. ) Appeal No. 3-19-0282 ) Circuit No. 18-MR-668 CHARTER NATIONAL LIFE INSURANCE ) CO., ) ) Honorable Mark E. Gilles, Defendant-Appellee. ) Judge, Presiding. ____________________________________________________________________________

JUSTICE SCHMIDT delivered the judgment of the court. Justices Holdridge and Wright concurred in the judgment.

ORDER

¶1 Held: The circuit court did not err in dismissing plaintiff’s petition for declaratory judgment as his claim is barred under the doctrine of res judicata.

¶2 Plaintiff, Joseph Minneman, appeals an order granting defendant, Charter National Life

Insurance Company’s, motion to dismiss plaintiff’s petition for declaratory judgment. We affirm.

¶3 I. FACTS ¶4 In 1990, plaintiff purchased an annuity from defendant. The contract explained the

calculation for the accumulated value of the annuity and provided detailed payout options and

schedules. The payout options and schedules defined the amount defendant was required to pay

plaintiff each year under each annuity payout option. In 2009, plaintiff contacted defendant

regarding the payout options under the annuity contract. Defendant explained the payout options

and provided plaintiff with illustrations to explain the calculation for each option.

¶5 In 2011, plaintiff filed a complaint against defendant in the circuit court. The complaint

sought an adjudication of the rights and liabilities of the parties under the annuity contract. Plaintiff

also sought a declaratory judgment that “Defendant has an obligation to provide Plaintiff with the

contract terms it states to Plaintiff that is in the contract as it represented exist used to calculate the

monthly benefits it states are due to Plaintiff.” Plaintiff asked the circuit court to order “Defendant

to provide Plaintiff with the facts, figures, numbers and formula used by Defendant to calculate

the monthly figure as to the amount that Defendant has told Plaintiff he is entitled[.]”

¶6 In 2012, the circuit court entered an order granting summary judgment in favor of

defendant. The court also denied plaintiff’s motion to reconsider. The court determined that

plaintiff failed to demonstrate an actual controversy between the parties as required for declaratory

relief. The court also found that plaintiff failed to present a breach or anticipatory breach of the

annuity contract. Instead, the court found that defendant presented facts that it fully intended to

honor the contract. The court noted, “It is still unclear exactly what plaintiff seeks to compel

defendant to do; but defendant is not obligated under the terms of the annuity contract to do

anything more than what it has done to date—pay plaintiff under the terms (tables) of the contract.”

-2- ¶7 Next, plaintiff filed a petition for declaratory judgment. The petition is the subject of this

appeal. Plaintiff again based his petition on the annuity contract between he and defendant. He

challenged the terms of the agreement by alleging,

“The controversy is whether any insurable risk is involved that the

Defendant assumed as Defendant’s offer of a variable annuity

provided investment contracts that are subject to Plaintiff’s risk of

loss and as recipient for any gain as to how his investment contracts

perform as to value and continue to perform thereof and not that of

insurance contracts[.]”

Plaintiff’s petition requested declaratory relief finding that he:

“layed out his money (Capital) for the purpose of securing

maximum taxable income and profit from Defendant’s employment

thereof which arises from and through the activities and

management of Defendant and its’ [sic] agents which is the basis of

the bargain of a variable annuity which the S E C states and the U S

Supreme Court found is an investment contract and not that of an

insurance contract that is exempt from S E C protections of an

investor[.]”

¶8 In response, defendant filed a combined motion to dismiss pursuant to section 2-619.1 of

the Code of Civil Procedure (735 ILCS 2-619.1 (West 2018)). Defendant argued that the circuit

court should dismiss plaintiff’s action for three reasons: (1) the petition failed to allege an actual

controversy between the parties; (2) the petition improperly sought to enforce plaintiff’s rights

after the fact; and (3) the doctrine of res judicata barred plaintiff’s claim. To support its motion,

-3- defendant attached the complaint and dismissal order from plaintiff’s 2011 lawsuit. The circuit

court found that all three grounds for dismissal required dismissal. The court dismissed the petition

with prejudice.

¶9 II. ANALYSIS

¶ 10 At the outset, we note that plaintiff’s opening brief on appeal fails to clearly set forth any

arguments challenging grounds for the circuit court’s dismissal of his petition for declaratory

judgment. In fact, plaintiff’s opening brief does not even argue that the circuit court erred. Instead,

it focuses on his interpretation of the contract and how he believes defendant breached the contract.

As best as we can discern, plaintiff’s argument focuses on whether an actual controversy exists

between the parties. While this normally results in forfeiture of the arguments as to the other

grounds for dismissal (Ill. S. Ct. R. 341(h)(7) (eff. May 25, 2018)), defendant does not make a

forfeiture argument. In any event, plaintiff’s reply brief generally responds to defendant’s brief as

to the other grounds for dismissal. Upon review, we find the circuit court did not err when it

dismissed plaintiff’s complaint as his action is barred under the doctrine of res judicata. As a result,

we need not reach the other grounds for dismissal the circuit court relied upon.

¶ 11 “The doctrine of res judicata provides that a final judgment on the merits rendered by a

court of competent jurisdiction bars any subsequent actions between the same parties or their

privies on the same cause of action.” Rein v. David A Noyes & Co., 172 Ill. 2d 325, 334 (1996).

Res judicata consists of three requirements: (1) a final judgment on the merits has been rendered

by a court of competent jurisdiction; (2) an identity of cause of action exists; and (3) the parties or

their privies are identical in both actions. Downing v. Chicago Transit Authority, 162 Ill. 2d 70,

73-74 (1994). If all three requirements are met, res judicata bars not only the actual decision in

the first action but whatever could have been decided. La Salle National Bank v. County Board of

-4- School Trustees of Du Page County, 61 Ill. 2d 524, 529 (1975). The standard of review from a

dismissal based on the doctrine of res judicata is de novo. Kiefer v. Rust-Oleum Corp., 394 Ill.

App. 3d 485, 489 (2009).

¶ 12 Here, we find all three requirements of res judicata are met. First, a final judgment on the

merits occurred in a prior case. In 2012, the circuit court entered an order granting summary

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Related

Sampson v. Cape Industries, Ltd.
593 N.E.2d 1158 (Appellate Court of Illinois, 1992)
Downing v. Chicago Transit Authority
642 N.E.2d 456 (Illinois Supreme Court, 1994)
La Salle National Bank v. County Board of School Trustees
337 N.E.2d 19 (Illinois Supreme Court, 1975)
Kiefer v. Rust-Oleum Corp.
916 N.E.2d 22 (Appellate Court of Illinois, 2009)
River Park, Inc. v. City of Highland Park
703 N.E.2d 883 (Illinois Supreme Court, 1998)
Rein v. David A. Noyes & Co.
665 N.E.2d 1199 (Illinois Supreme Court, 1996)

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2020 IL App (3d) 190282-U, Counsel Stack Legal Research, https://law.counselstack.com/opinion/minneman-v-charter-national-insurance-co-illappct-2020.