Mille S. McFadden v. Import One, Inc.

CourtLouisiana Court of Appeal
DecidedFebruary 9, 2011
DocketCA-0010-0952
StatusUnknown

This text of Mille S. McFadden v. Import One, Inc. (Mille S. McFadden v. Import One, Inc.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mille S. McFadden v. Import One, Inc., (La. Ct. App. 2011).

Opinion

STATE OF LOUISIANA COURT OF APPEAL, THIRD CIRCUIT

10-952

MILLE S. MCFADDEN

VERSUS

IMPORT ONE, INC., ET AL.

**********

APPEAL FROM THE FIFTEENTH JUDICIAL DISTRICT COURT PARISH OF ACADIA, NO. 2008-10301 "J" HONORABLE KRISTIAN DENNIS EARLES, DISTRICT JUDGE

JOHN D. SAUNDERS JUDGE

Court composed of Ulysses Gene Thibodeaux, Chief Judge, John D. Saunders, and Phyllis M. Keaty, Judges.

AFFIRMED, AS AMENDED.

Michael Benny Miller Miller & Miller P. O. Box 1630 Crowley, LA 70527-1630 (337) 785-9500 Counsel for Plaintiff/Appellee: Millie S. McFadden Dr. Harry Washington Ezim Jr. Harry W. Ezim, Jr. & Assoc. 7142 Florida Blvd., 2nd Floor Baton Rouge, LA 70806 (225) 929-7785 Counsel for Defendants/Appellants: Import One, Inc. Kim Guidry

Dean Michael Esposito Harry W. Ezim, Jr. & Assoc. 7142 Florida Blvd., 2nd Floor Baton Rouge, LA 70806 (225) 929-7785 Counsel for Defendants/ Appellants: Import One, Inc. Kim Guidry

Mark David Plaisance Attorney at Law P. O. Box 709 Baker, LA 70704-0709 (225) 775-5297 Counsel for Defendants/Appellants: Import One, Inc. Kim Guidry

Bianca L. Lee Harry W. Ezim, Jr. & Assoc. 7142 Florida Blvd., 2nd Floor Baton Rouge, LA 70806 (225) 929-7785 Counsel for Defendants/Appellants: Import One, Inc. Kim Guidry SAUNDERS, Judge.

This is a case where a consumer wishing to purchase a vehicle and a business

that sells vehicles negotiated a sales agreement that was dependant upon the business

obtaining financing for the consumer in order to perfect the sale. As part of the

purported sale, the business took the consumer’s vehicle as a trade-in.

The business was unable to obtain financing according to the agreed upon

terms. However, the business was able to obtain financing for the consumer at a

higher interest rate with a longer life of the loan. The business did this in order to

keep the monthly payments close to the original agreed upon financing terms. The

consumer refused to enter into second financing agreement and requested that she

return the vehicle to the business and the business return her vehicle to her. The

business refused and sent a letter to the consumer threatening to report the business’

vehicle in the consumer’s possession as stolen if the consumer did not agree to enter

into a sale.

The business reported the vehicle as stolen, as it had threatened. Law

enforcement seized the vehicle at the consumer’s workplace in front of the

consumer’s coworkers and clients. After the business obtained possession of the

vehicle, it refused to return the consumer’s vehicle to her.

Thereafter, the consumer filed suit against the business alleging, inter alia, that

the business had engaged in unfair trade practices under La.R.S. 51:1401, et seq. and

that the business committed conversion of her vehicle. The consumer filed suit and

also filed a complaint with the Louisiana Attorney General’s office against the

business for unfair trade practices under La.R.S. 51:1401, et seq. After a trial, the

trial court awarded the consumer damages for conversion, loss of use of the vehicle,

insurance payments made on the vehicle, humiliation and embarrassment, and attorney’s fees under La.R.S. 51:1409(A).

Both parties appealed. We affirm, as amended, and award the consumer

attorney’s fees for work done on appeal.

FACTS AND PROCEDURAL HISTORY:

In January 2008, Millie S. McFadden (McFadden) went to the Lafayette,

Louisiana location of Import One, Inc. (Import One) to purchase a vehicle. She

selected a 2005 Infiniti G35 and signed a sales agreement that reflected a purchase

price of $27,462.86 with a condition that Import One would obtain the financing for

McFadden at an interest rate of 7.82% from Capital One Bank. Also part of the sales

agreement was that McFadden agreed to trade in her 2002 Saturn L300. Although

the sales agreement was not contemporaneously signed by Import One, it allowed

McFadden to leave with the Infiniti while it retained possession of the Saturn.

Later, Import One learned that Capital One refused to finance McFadden’s

loan. At that point, Kim Guidry, Import One’s general manager, obtained financing

for McFadden from Trustmark National Bank at a rate of 9.69%. Import One

informed McFadden of this change and attempted to enter into a second sales

agreement with her for the Infiniti. McFadden refused and told Import One that she

would either abide by the first financing agreement or that she wanted her Saturn

returned.

McFadden, on multiple occasions, attempted to return the Infiniti to Import

One in exchange for her Saturn. Import One refused, instead attempting to force

McFadden to agree to purchase the Infiniti. Import One then sent a letter to

McFadden wherein it stated that it would report the Infiniti as stolen if McFadden did

not return the vehicle. In response, McFadden again attempted to arrange that she

2 return the Infiniti in exchange for the Saturn. Rather than make this exchange, Import

One reported the Infiniti as stolen.

In early March 2008, the Crowley Police went to McFadden’s workplace due

to the report filed by Import One and took possession of the Infiniti. Thereafter, the

police returned the Infiniti to Import One. After Import One gained possession of the

Infiniti, it still refused to return McFadden’s Saturn.

On March 25, 2008, McFadden filed suit against Import One seeking return of

her vehicle and damages for, inter alia, conversion, insurance payments, car

payments, loss of use, humiliation and embarrassment, and attorney’s fees. On June

19, 2008, the Louisiana Attorney General’s office sent a letter to Import One

notifying it that McFadden sought the return of her vehicle and that McFadden

alleged that Import One had engaged in unfair trade practices under La.R.S. 51:1401,

et seq. Still, Import One did not return McFadden’s Saturn until September 2008.

After a trial on the merits, the trial court awarded McFadden damages for

conversion, embarrassment and humiliation, loss of use of her vehicle, insurance and

car payments made on her vehicle, and attorney’s fees. The trial court denied

McFadden’s claim to entitlement of treble damages under La.R.S. 51:1401, et seq.

Both parties appealed the judgment of the trial court, alleging the following

assignments of error:

IMPORT ONE’S ASSIGNMENTS OF ERROR:

1. The trial court erred in ruling that Import One committed the act of conversion.

2. The trial court erred in awarding McFadden damages for insurance payments, car payments, and conversion since it awarded specific damages for loss of use and embarrassment and humiliation.

3. The trial court erred in awarding McFadden attorney’s fees.

3 McFADDEN’S ASSIGNMENT OF ERROR:

1. The trial court erred in failing to award treble damages under La.R.S. 51:1409(A) which allows treble the actual damages as well as reasonable attorney’s fees.

IMPORT ONE’S ASSIGNMENT OF ERROR NUMBER ONE:

Import One alleges in its first assignment of error that the trial court erred in

ruling that Import One committed the act of conversion.

The facts at issue on this particular assignment are not in dispute. We must

determine, given the undisputed facts, whether the trial court was legally correct in

finding that Import One committed conversion on McFadden’s Saturn. When

conducting a review of such questions of law, appellate courts merely determine

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