Michael W. Dendy and Dendy Investment Group, LLC v. James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and The Architectural Committee of the River Pointe Subdivision

CourtSupreme Court of Alabama
DecidedDecember 19, 2025
DocketSC-2025-0024
StatusPublished

This text of Michael W. Dendy and Dendy Investment Group, LLC v. James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and The Architectural Committee of the River Pointe Subdivision (Michael W. Dendy and Dendy Investment Group, LLC v. James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and The Architectural Committee of the River Pointe Subdivision) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Michael W. Dendy and Dendy Investment Group, LLC v. James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and The Architectural Committee of the River Pointe Subdivision, (Ala. 2025).

Opinion

Rel: December 19, 2025

Notice: This opinion is subject to formal revision before publication in the advance sheets of Southern Reporter. Readers are requested to notify the Reporter of Decisions, Alabama Appellate Courts, 300 Dexter Avenue, Montgomery, Alabama 36104-3741 ((334) 229-0650), of any typographical or other errors, in order that corrections may be made before the opinion is printed in Southern Reporter.

SUPREME COURT OF ALABAMA OCTOBER TERM, 2025-2026 _________________________

SC-2025-0024 _________________________

Michael W. Dendy and Dendy Investment Group, LLC

v.

James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and The Architectural Committee of the River Pointe Subdivision

Appeal from Marshall Circuit Court (CV-22-900124)

BRYAN, Justice.

Michael W. Dendy and Dendy Investment Group, LLC, appeal from

a judgment of the Marshall Circuit Court ("the trial court") in favor of SC-2025-0024

James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and

the Architectural Committee of the River Pointe Subdivision. For the

reasons explained below, we affirm the trial court's judgment.

Background

In April 2022, Ryan, Durbin, Newman, Carroll, Kappler, and the

Architectural Committee of the River Pointe subdivision ("the AC")

commenced this action against Dendy and Dendy Investment Group,

LLC, in the trial court seeking declaratory and injunctive relief. Ryan,

Durbin, Newman, Carroll, and Kappler own property in the River Pointe

Subdivision ("River Pointe"). Ryan, Durbin, Newman, Carroll, Kappler,

and the AC are hereinafter referred to collectively as "the River Pointe

plaintiffs." Dendy and Dendy Investment Group, LLC, are hereinafter

referred to collectively as "the Dendy defendants."

As finally amended, the River Pointe plaintiffs' complaint alleged

that the Dendy defendants had engaged in residential construction on

two parcels of real property located within River Pointe -- Lot 7 and Lot

8. According to the River Pointe plaintiffs, the Dendy defendants had

lacked a building permit for the construction, the construction did not

conform to the plans that had been approved by the AC, and the

2 SC-2025-0024

construction violated certain municipal building codes that had been

adopted by the City of Guntersville.

The Dendy defendants answered the complaint and asserted

several counterclaims, including a request for declaratory relief. In

August 2023, the River Pointe plaintiffs moved for a summary judgment

regarding all the Dendy defendants' counterclaims. The trial court

granted the River Pointe plaintiffs' summary-judgment motion.

The trial court conducted a bench trial on June 25, 2024. After the

trial, the parties requested that the trial-court judge visit and inspect the

houses being constructed on Lot 7 and Lot 8 and view the "character" of

River Pointe. Thereafter, the trial-court judge inspected the houses on

Lot 7 and Lot 8 and drove through River Pointe outside the presence of

the parties or their attorneys.

On October 4, 2024, the trial court entered a lengthy judgment

making the following pertinent findings of fact:

"[River Pointe] is a residential subdivision located in Guntersville …. [It] was created in 1998, and the entire subdivision is encumbered by certain restrictive covenants found in the Declaration of Covenants, Conditions, and Restrictions of River Pointe Subdivision (hereinafter referred to as 'River Pointe Covenants,' which were introduced and admitted … at trial).

3 SC-2025-0024

"… The construction on Lot 7 and Lot 8 of the subdivision is at the heart of the controversy in this matter, and the River Pointe Covenants control and restrict what the [Dendy] defendants … are able to do and not do with the subject lots within the subdivision.

"… The subdivision plat, description, and other necessary documents for the subdivision, including the River Pointe Covenants, have been filed and recorded in the Probate Court of Marshal County …. The River Pointe Covenants provide, in part, as follows:

" 'Now therefore, declarant hereby declares that all of the properties shall be held, sold and conveyed subject to the following easements, restrictions, covenants, and conditions, which are for the purpose of protecting the value and desirability of, and which shall run with, the properties and be binding on all parties having any right, title or interest in the properties or any part thereof, their heirs, successors, and assigns, and shall inure to the benefit of each owner thereof.'

"… At trial, attorney David Jones testified concerning his representation of property owners who subdivided River Pointe and his preparation of all documents, including the River Pointe Covenants for the subdivision. Attorney Jones testified that the River Pointe Covenants are not overly restrictive or burdensome but were standard covenants and even routine.

"[The Dendy defendants] are the owner(s) of Lot 7 and Lot 8 in the subdivision and one or both defendants are responsible for the construction of the structures on Lot 7 and Lot 8 of the subdivision.

4 SC-2025-0024

"… At trial, the [Dendy] defendants stipulated to having known about and being aware of the River Pointe Covenants as relates to Lot 7 and Lot 8.

"… With knowledge of the River Pointe Covenants, [the Dendy] defendants began construction of two separate structures on said lots, one on Lot 7 and one on Lot 8, which [the River Pointe] plaintiffs at trial contended violated the River Pointe Covenants.

"… The River Pointe Covenants provide, in pertinent part at Article Four (4) -- Land Use, Section 1(c):

" 'Construction Plans. Except for Lots 24 and 37 which plans have been preapproved by declarant, no improvement shall be commenced, erected, placed, altered, added to or improved on any lot until a complete set of the construction plans and specifications, and a plan showing the location of any structure and all improvements on the lot have been submitted to and approved, in writing, by the [AC]. The set of plans will be retained by the [AC] and shall include floor plans, exterior elevations, material details, setting and landscaping plans. The [AC] shall have responsibility to ensure that no improvement whether building construction or landscaping, shall be initiated unless the quality and appearance of such improvement is compatible with neighborhood standards. The [AC] shall have the right to refuse to approve any plans or specifications or landscape plans which are not reasonably suitable or desirable in its opinion for aesthetic or other reasons, and in so passing upon such plans, specifications and landscape plans and without any limitation of the foregoing, it shall have the right to take into consideration the suitability of the proposed building or other 5 SC-2025-0024

structure, and of the materials of which it is to be built, the site upon which it is proposed to erect the same, the harmony thereof with the surroundings and the effect of the building or other structure as planned, on the appearance from neighboring property. Notwithstanding that improvements meet or exceed specified minimum size requirements; the quality and attractiveness of every improvement must also meet high neighborhood standards and the [AC] is hereby granted broad discretion in judging the compatibility of proposed improvements for the neighborhood. In any case, it is intended that the [AC] will not approve plans, materials or specifications that do not conform to the following requirements: ….'

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Michael W. Dendy and Dendy Investment Group, LLC v. James Ryan, Jim Durbin, Eric Newman, Todd Carroll, Gail Kappler, and The Architectural Committee of the River Pointe Subdivision, Counsel Stack Legal Research, https://law.counselstack.com/opinion/michael-w-dendy-and-dendy-investment-group-llc-v-james-ryan-jim-durbin-ala-2025.