Meyers v. Metropolitan Insurance

36 Pa. D. & C.2d 479, 1964 Pa. Dist. & Cnty. Dec. LEXIS 54
CourtPennsylvania Court of Common Pleas, Erie County
DecidedAugust 14, 1964
Docketno. 459
StatusPublished
Cited by1 cases

This text of 36 Pa. D. & C.2d 479 (Meyers v. Metropolitan Insurance) is published on Counsel Stack Legal Research, covering Pennsylvania Court of Common Pleas, Erie County primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Meyers v. Metropolitan Insurance, 36 Pa. D. & C.2d 479, 1964 Pa. Dist. & Cnty. Dec. LEXIS 54 (Pa. Super. Ct. 1964).

Opinion

Laub, J.,

Plaintiff beneficiaries1 of two life insurance policies brought suit to recover [480]*480under the double indemnity provisions of said policies, alleging that the insured, Lyle D. Meyers, met his death, directly and independently of all other causes, solely as the result of bodily injuries inflicted by external, violent and accidental means. The sums due under the policies, exclusive of the provisions with regard to double indemnity, have been paid. After trial, the jury returned verdicts in favor of plaintiffs; defendant has moved for a new trial and for judgment n.o.v.

From the testimony it is clear that no one knows how Lyle D. Meyers met his death other than that he died by drowning. Five days after he presumably went to work, his body was fished from the waters of Presque Isle Bay, fully clothed. His automobile was found parked on the public dock; his wallet containing a small sum of money was discovered beneath the seat. There were lacerations on the back of each hand and on the ventral surface of each wrist, all of which, according to defendant’s expert witness, were inflicted prior to death and gave the appearance of “hesitation cuts,” i.e., self-inflicted wounds by one lacking skill or courage in an attempt at self-destruction. No eye witnesses were produced concerning the introduction of the body into the bay. Plaintiffs produced evidence, however, showing lack of motive on the part of deceased to commit suicide.

Various reasons have been assigned in support of the post-trial motions, and although there is grave doubt that plaintiffs met their burden of proof, we conclude that plaintiffs may have neglected to offer additional evidence because of the admission of the coroner’s certificate into evidence. For this reason the motion for judgment n.o.v. must be refused. We are of opinion, however, that defendant is entitled to a new trial.

Plaintiffs, as a part of their cases in chief, introduced into evidence the certificate of the coroner filed by him in the Bureau of Vital Statistics in Harrisburg. This [481]*481certificate became one of the most hotly contested features of the litigation and, judging from the colloquy which took place between the trial judge and the jury when it returned for additional instructions, the certificate was the crucial point which turned the tide against defendant. Defendant strenuously objected to the receipt of the certificate at trial and has assigned its admission as one of the reasons why a new trial should be granted. It is important, therefore, to discuss the contents of the certificate and the circumstances surrounding the trial judge’s conclusion that it was admissible.

The Vital Statistics Law of June 29,1953, P. L. 304, sec. 204, 35 PS §450.204, provides that the State Department of Health shall prescribe the forms for all certificates required by the act, including all standard' items which contribute to a uniform comparable nationwide system of vital statistics. The coroner, therefore, was obligated to fill out the form prepared by the Department. Unfortunately, however, the prescribed form demanded information from the coroner which he could only supply by an expression of opinion derived from conjecture, surmise, guess and hearsay. Thus, with respect to a question posed in box 21a of the form as to the nature of the occurrence which brought about death, the coroner was given three choices, accident, suicide, or homicide. Being thus faced with the necessity of completing the form notwithstanding he had no knowledge of the facts, as he later testified, the coroner inserted “Accident.” However, in box 21f of the form, the coroner was asked “How did injury occur?,” and to this question he answered, “Unknown — 'Body removed from bay.” Thus, it is clear from the certificate itself that the label “Accident” was inserted wholly and completely without factual foundation.

[482]*482When the coroner’s certificate was offered in evidence, the trial judge was faced with the provisions of section 810 of the Vital Statistics Law of 1953, 35 PS §450.810, which render such certificates “prima facie evidence” of their contents.2 Being of opinion that this section of the statute made the certificate admissible into evidence, as indeed such must have been the obvious intention of the legislature with respect to certain aspects of vital statistics records, the trial judge admitted it into evidence and submitted it to the jury along with all the other evidence in the case. In this he committed error which, had it not been for the nature of the certificate and the jury’s obvious concern with its office, would probably have been harmless. However, it seems clear that the jury should never have seen the certificate and that undue prominence was given to it by the jury which was unduly impressed by the official character of the instrument.

Where the term “prima facie evidence” is used, it is sometimes intended to be the equivalent of a notion of a presumption and it is sometimes used to denote the place in a trial where the burden of going forth with the evidence shifts from one side to another: Mineo v. Eureka Security Fire & Marine Insurance Co., 182 Pa. Superior Ct., 75, 80, 125 A 2d 612. But no matter which concept is adopted, in this Commonwealth the result is the same. In this State a presumption is not evidence and cannot be substituted for evidence. It has no probative value and merely indicates the direction from which proofs must come: Watkins v. Prudential Insur[483]*483ance Company, 315 Pa. 497, 173 A. 644. Therefore, whether a presumption was created or some other procedural method was intended when the legislature used the expression “prima facie evidence,” the result was identical; the effect is merely to change the direction of the flow of proofs. When, as a consequence of its introduction into evidence, a certificate is considered and used by the finders of fact as substantive evidence, this is a perversion of its office and establishes trial error.

However, there are other matters affecting the admissibility of the certificate in this case which require comment. The statute is not a one-way street and its provisions are available to both defendants and plaintiffs. Assuming that the certificate did, in fact, establish a presumption of accident because the coroner labelled it so, the certificate was also presumptive that the facts leading up to death by drowning were unknown. This is true because that is what the certificate says. If, under the statute, the certificate was prima facie evidence of its contents, then it was prima facie evidence that the circumstances leading up to death were unknown. In other words, it was prima facie evidence of nothing at all insofar as the circumstances of death were concerned. Being obviously contradictory in its terms, the certificate could not be admitted for any purpose, except perhaps, the fact and date of death, the place where the body was found and, under some circumstances, the cause of death (in this case, drowning). If the certificate operated to shift the flow of proofs from plaintiff at the moment of its admission because it showed death by accident, it immediately operated to shift the flow of proofs back to plaintiff because it is prima facie evidence that the producing cause of the drowning was unknown. Here, therefore, the result became a stalemate and the parties remained in the same position as before.

We are not convinced that a coroner’s certificate is admissible as prima facie evidence of all of its contents

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Bluebook (online)
36 Pa. D. & C.2d 479, 1964 Pa. Dist. & Cnty. Dec. LEXIS 54, Counsel Stack Legal Research, https://law.counselstack.com/opinion/meyers-v-metropolitan-insurance-pactcomplerie-1964.