Metropolitan Life Insurance v. Union Trust Co.

167 Misc. 262, 5 N.Y.S.2d 99, 1938 N.Y. Misc. LEXIS 1660
CourtNew York Supreme Court
DecidedApril 4, 1938
StatusPublished

This text of 167 Misc. 262 (Metropolitan Life Insurance v. Union Trust Co.) is published on Counsel Stack Legal Research, covering New York Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Metropolitan Life Insurance v. Union Trust Co., 167 Misc. 262, 5 N.Y.S.2d 99, 1938 N.Y. Misc. LEXIS 1660 (N.Y. Super. Ct. 1938).

Opinion

Lapham, J.

The complaint in this action contains 292 separate causes of action which have been arranged to follow each other in pairs. The subject-matter of each pair is a certain parcel of land and a mortgage which was once a lien against it. The odd-numbered causes of action in the complaint are directed primarily against the defendant Union Trust Company of Rochester, and [264]*264the even-numbered causes of action are directed primarily against the defendant Abstract Title & Mortgage Corporation. There are minor variations in detail between the various causes of action but the similarity between each is so close that a description of the first and second causes of action will describe the remaining ones.

The first cause of action alleges that the defendant Union Trust Company of Rochester was the correspondent of the plaintiff for the purpose of submitting loans secured by mortgages for sale to the plaintiff; that this company agreed to furnish title policies of insurance on the mortgaged property to the plaintiff; that it sold to the plaintiff a certain bond and mortgage and, to induce the purchase of the same by the plaintiff, falsely and fraudulently represented that the mortgaged premises were improved by the construction of sewers and pavements which had been fully paid for and that the mortgage constituted a first hen on the premises; that the defendant Union Trust Company of Rochester fraudulently concealed from the plaintiff the fact that assessments would be made against the premises to pay the cost of such improvements, and that the plaintiff, forced to foreclose the mortgage on the premises, has, as a result of these representations, been damaged in the amount of the assessment levied against the property.

The second cause of action alleges that the defendant Union Trust Company of Rochester in accordance with its agreement obtained and delivered to the plaintiff a policy of insurance on the title of the real estate which was the subject-matter of the first cause of action, duly executed by the defendant Abstract Title & Mortgage Coporation, and that by the terms of this policy the defendant Abstract Title & Mortgage Corporation agreed to pay to the plaintiff all damages that the plaintiff might sustain by reason of any defect in, or incumbrance upon, the title of the mortgagors or grantors of the said premises and guaranteed that there were no incumbrances upon the title.

Each of the odd-numbered causes of action, after the first, repeats by reference the first cause of action, and each of the even-numbered causes of action, after the second, repeats by reference the allegations hereinbefore contained to the same effect as though they were specifically repeated.”

Motions addressed to the complaint are made by each of the defendants.

The defendant Abstract Title & Mortgage Corporation asks for an order directing the severance of the action as to it and a dismissal of the first and subsequent odd-numbered causes of action in the complaint on the ground that each of these causes fails to state facts sufficient to constitute a cause of action against it, or, [265]*265as an alternative to a dismissal of these causes of action, for an order striking out these causes of action on the ground that they are irrelevant and redundant and may embarrass a fair trial of the action, or, in the event of failure to dismiss or to eliminate the first and the odd-numbered causes of action, for an order requiring the complaint to be made more definite and certain. The defendant Abstract Title & Mortgage Corporation moves also for an extension of time to answer or move in respect to the complaint and for such other or different relief as to the court may seem just.

The motion of the defendant Union Trust Company of Rochester requests the same relief except that it seeks a dismissal of the second and the subsequent even-numbered causes of action and does not ask for a severance of the action as to it.

Under the circumstances, the motions of the defendants for a dismissal of the various causes of action in the complaint are in effect motions for a dismissal of the complaint on account of the improper joinder of causes of action and the misjoinder of parties defendant. No attack is made by either defendant on the sufficiency of the causes of action intended to be alleged against it, except in so far as these causes repeat by reference the allegations of other causes of action in the complaint. (Cf. Best Foods, Inc., v. Mitsubishi Shoji Kaisha, Ltd., 224 App. Div. 24, 26.) The spearhead of the attack by each defendant is directed not against the intrinsic legal sufficiency of the causes of action alleged against it, but against the existence of causes of action in the complaint-with which it has no concern.

The complaint in this action is beyond the reach of successful challenge either on the ground of joinder of causes of action or on the ground of misjoinder of parties defendant. The restrictions on uniting two or more causes of action in a complaint which were formerly embodied in section 258 of the Civil Practice Act have been swept away by the amendment of 1935 to that section (Laws of 1935, chap. 339), subject to the limitation that the court may direct a severance of the action or separate trials in the interest of justice. Section 278 of the Civil Practice Act, which enumerates the objections to the complaint that are waived unless raised by motion, has likewise been amended (Laws of 1936, chap. 324) to remove the objection that causes of action have been improperly united. At the same time section 279 of the Civil Practice Act specifying the objections that are not waived was not altered. Rule 102 of the Rules of Civil Practice likewise was amended to remove the improper joinder of causes of action as a ground for a motion to correct the pleading. The making of these changes in conjunction with the failure to change section 279 of the Civil [266]*266Practice Act is eloquent of the conclusion that a misjoinder of causes of action is not now such a defect in a pleading as will make it vulnerable to attack. (New Amsterdam Casualty Co., v. Mobinco B. Co., Inc., 219 App. Div. 486; 3 Wait’s New York Practice [4th ed.], pp. 63, 64.)

The complaint on the other hand cannot be successfully assailed on the ground of misjoinder of parties defendant. Sections 211, 212 and 213 of the Civil Practice Act, sanctioning the joinder of parties defendant, are derived from the English Rules of the Supreme Court and decisions of the English courts construing and applying these rules, and decisions of our own courts interpreting these derivative sections of the Civil Practice Act have accorded to them a liberal and flexible construction. (137 East 66th Street, Inc., v. Lawrence, 118 Misc. 486; Payne v. British Time Recorder Co., L. R. [1921] 2 K. B. 1; Bossak v. National Surety Co., 205 App. Div. 707; Broderick v. Marcus, 146 Misc. 240; affd., 239 App. Div. 816; Thermoid Rubber Co. v. Baird Rubber & Trading Co., 124 Misc. 774, 776.) That both of these defendants are not interested in all the relief prayed for or are not affected by both of the causes of action stated in the complaint is no bar to joining them in one action. (Civ. Prac. Act, § 212; Sherlock v. Manwaren, 208 App. Div. 538; Ellicott v. McNeil & Sons Co., Inc., 206 id. 441; First Construction Co. v. Rapid Transit Subway Const. Co., 122 Misc. 145; affd., 211 App. Div. 184.)

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Related

Bossak v. National Surety Co.
205 A.D. 707 (Appellate Division of the Supreme Court of New York, 1923)
Sherlock v. Manwaren
208 A.D. 538 (Appellate Division of the Supreme Court of New York, 1924)
First Construction Co. v. Rapid Transit Subway Construction Co.
211 A.D. 184 (Appellate Division of the Supreme Court of New York, 1924)
New Amsterdam Casualty Co. v. Mobinco Brokerage Co.
219 A.D. 486 (Appellate Division of the Supreme Court of New York, 1927)
Best Foods, Inc. v. Mitsubishi Shoji Kaisha, Ltd.
224 A.D. 24 (Appellate Division of the Supreme Court of New York, 1928)
Broderick v. Marcus
239 A.D. 816 (Appellate Division of the Supreme Court of New York, 1933)
137 East 66th Street, Inc. v. Lawrence
118 Misc. 486 (New York Supreme Court, 1922)
First Construction Co. v. Rapid Transit Subway Construction Co.
122 Misc. 145 (New York Supreme Court, 1923)
Thermoid Rubber Co. v. Baird Rubber & Trading Co.
124 Misc. 774 (New York Supreme Court, 1925)
Broderick v. Marcus
146 Misc. 240 (New York Supreme Court, 1933)

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Bluebook (online)
167 Misc. 262, 5 N.Y.S.2d 99, 1938 N.Y. Misc. LEXIS 1660, Counsel Stack Legal Research, https://law.counselstack.com/opinion/metropolitan-life-insurance-v-union-trust-co-nysupct-1938.