Metropolitan Casualty Ins. Co. of New York v. Bowdon

164 So. 464
CourtLouisiana Court of Appeal
DecidedDecember 13, 1935
DocketNo. 5069.
StatusPublished
Cited by3 cases

This text of 164 So. 464 (Metropolitan Casualty Ins. Co. of New York v. Bowdon) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Metropolitan Casualty Ins. Co. of New York v. Bowdon, 164 So. 464 (La. Ct. App. 1935).

Opinion

DREW, Judge.

This is a suit instituted by the Metropolitan Casualty Insurance Company of New York as statutory and conventional sub-rogee and assignee against W. George Bowdon and his insurer, Associated Indemnity Corporation of San Francisco.

On November 19, 1931, the deceased, John L. Moore, was employed by the American Legion, a veterans’ organization, domiciled in Indianapolis, Ind. Mr. Moore, as. American Legion ' representative, was employed in the Rehabilitation Department, presided over by Watson B. Miller, which department has its headquarters in Washington, D. C. The home office of the American Legion is in Indianapolis and its affairs are controlled by an executive committee which meets in Indianapolis. Mr. Moore’s duties were to- contact veterans, having claims against the United States as-a result of service in war time, and appear for them before the Veterans’ Administration where he would there seek to-justify the claims of said veterans for government benefits. He had charge of eleven states and his office was in New Orleans, La. His reports were sent to his chief, Watson B. Miller, in Washington, D. C., from time to time, but once or twice-each year it was necessary for him to go to-Indianapolis, the home office of the American Legion and its legal domicile, in furtherance of his duties. His salary was. paid from Indianapolis.

On November 18, 1931, Mr. Moore, in-company with several officials of the Veterans’ Administration, was in Alexandria, La., supervising claims’ investigations ½ the course of his employment with the American Legion, and on the night of *465 November 18, 1931, he, in company with several of these gentlemen, drove from Alexandria to Marksville, La., where he was the guest of a friend at dinner. The visit to Marksville was incidental to his returning to New Orleans from Alexandria, La., as he intended catching the train for New Orleans at Bunkie.

About midnight, Mr. Moore, in company with two friends, accepted the invitation of Mr. W. George Bowdon, defendant, to be driven in defendant’s car to Bunkie to catch the train to New Orleans. On the way to Bunkie, an accident occurred wherein the automobile of defendant ran off the roadway into an embankment, under such circumstances as plaintiff avers renders Mr. Bowdon liable in damages, and Mr. Moore was fatally injured.

A claim was filed for workmen’s compensation benefits with the employer of Mr. Moore, the American Legion, by his widow. The claim was filed in the name of Julia Moore, individually, and as tutrix of the minor, William Moore. This application for compensation was made before the Industrial Board of Indiana and filed on November 3, 1932. The employer having filed a report of accident with the Industrial Board of Indiana, and a stipulation having been entered into between Mrs. Julia Moore and the American Legion, an award was made by the Industrial Board of Indiana awarding compensation to Julia Moore against the defendant, the American Legion, on the basis of $16.50 during her dependency, not exceeding 300 weeks.

The Metropolitan Casualty Insurance Company of New York, as compensation insurer of the American Legion, began the payment of the award of the Indiana Industrial Commission and paid Mrs. Moore under the terms of the award from the date of accident until the present time.

Under the Workmen’s Compensation Law of Indiana, Acts 1929, page 537, § 13 thereof, the employer and its insurer are subrogated to the rights of the employee or dependent as against third parties. The insurers are included in this subrogation clause with the employer under section 73 of the act.

Inasmuch as the Metropolitan Casualty Insurance Company of New York assumed the payment of compensation to Mrs. Moore under the award of the Industrial Board of Indiana, it filed suit against Mr. Bowdon and his insurer as third parties. It might be added that Mrs. Moore also gave a conventional assignment of her rights against the American Legion to the insurer, Metropolitan Casualty Insurance Company of New York.

As set out above, the Metropolitan Casualty Insurance Company of New York filed a suit against defendant, Bowdon, as owner and driver of the automobile, .and his insurer, Associated Indemnity Corporation of San Francisco, in the capacity of statutory subrogee and conventional subro-gee and assignee. Its petition alleged that Mr. Moore was a guest in Mr. Bowdon’s car, and that Mr. Bowdon was negligent in driving at a fast rate of speed on a road made slippery by mist and rain, and with visibility poor, and that Mr. Moore and his companions, becoming frightened when the car skidded, remonstrated with Mr. Bow-don, and that finally, Mr. Bowdon, upon approaching the Bunkie road, which runs at right angles to the Marksville road, on which they were driving, failed to make a turn into the Bunkie road, but continued straight off of the Marksville road into a ditch and embankment, causing injuries to Mr. Moore from which he subsequently died; that the accident was caused by the negligence of the driver of the car in driving at too fast a rate of speed on a wet and slippery road, under weather conditions, which were drizzly and foggy, and after being remonstrated with by his guests, which speed of the car prevented the driver from making a safe turn into the Bunkie road, but caused him to drive straight ahead off of the Marksville road into the embankment, and further negligence in failing to keep a proper lookout.

Plaintiff also alleged that the Associated Indemnity Corporation of San Francisco-had written a liability policy for W. George Bowdon on the automobile in question with a protection up to $20,000, which policy was in force and effect at the time of the accident.

Plaintiff asked judgment of Mr. Bowdon and his insurer in the full amount of $5,050, the amount which the insurer became obligated to pay under the award of the Indiana Industrial Commission to Mrs. Moore; and under the conventional subro-gation; and asked additional judgment for reasonable attorney’s fees to be fixed by the court.

Both Mr. Bowdon and the Associated Indemnity Corporation of San Francisco answered the suit, but the Associated Indemnity Corporation of San Francisco de *466 nied that it had a policy in full force and effect on the car in question in the name of Mr. Bowdon on the date of the accident, and likewise denied liability to’plaintiff. Mr. Bowdon, while admitting- that the deceased, Mr. Moore, was an occupant of his car, alleged that he took deceased into his car as an accommodation, and that the occupants of the car and Mr. Bowdon were engaged in a joint venture or common enterprise. He admitted that after he crossed Bayou du Lac bridge on the way to Bunkie from Marlcsville, La., the car skidded and some one in the rear seat called his attention to the fact that the road was not in good condition, but that he diminished the speed of his car until he was not driving more than twenty miles per hour for the reason that the fog, mist, rain, and the condition of the highway made faster driving unsafe.

His explanation in his pleadings of his failure to- make the turn at the Bunkie road, and subsequently to run off of the highway into the embankment, was that he had previously traveled the road and knew that there was a sign at the end of the Marlcs-ville road near the embankment, but that .upon the night of the accident it had been removed.

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Bluebook (online)
164 So. 464, Counsel Stack Legal Research, https://law.counselstack.com/opinion/metropolitan-casualty-ins-co-of-new-york-v-bowdon-lactapp-1935.