Messonier v. Union Insurance

10 S.C.L. 155
CourtSupreme Court of South Carolina
DecidedJanuary 15, 1818
StatusPublished

This text of 10 S.C.L. 155 (Messonier v. Union Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Messonier v. Union Insurance, 10 S.C.L. 155 (S.C. 1818).

Opinion

The opinion of the Court was delivered by

Colcock, J.

As it will be necessary to comment on every important fact proven by the supercargo, his testimony will not be stated more at length. The defendants contended, that the testimony was contradictory, and ought not to be believed; and that if the jury did credit it, that nevertheless, the plaintiff had not a right by law to abandon.

The jury were instructed, that if they believed the facts, yet, that the plaintiff could not legally recover, and they accordingly found a verdict for the defendants.

A motion is now made for a new trial, and twelve grounds are stated. I shall consider and dispose of them in their order.

1. That the verdict is contrary to law and evidence; because the testimony fairly proved, that the voyage insured, and for which so high a premium as seventeen and a half per cent, had been paid, was frustrated and ^'destroyed by the capture and detention of the property, and the interdiction of the said voyage, by the naval and admiralty authorities of Great Britain. And because after this interdiction, and the warning of the consequence of attempting the voyage, the re-seizure and condemnation of the vessel and cargo, on any attempt to renew the slave trade, were so eminent, certain and inevitable, as to authorize the assured to relinquish the voyage, and abandon to the assurers, as it was proven they did.

This ground involves the consideration of almost every material fact [95]*95and doctrine of law, which were considered in the case. The policy shows, that although a slave voyage was the principal object, yet, that the insured contemplated a trading in other goods; for in estimating the value of the return cargo, it says, “ on other articles at costs and charges.”

I shall first consider the case in relation to the slave voyage. The cases in which abandonment are allowed, are “capture, shipwreck, stranding, arrest of princes, or the entire loss of the effects insured.” And in general, it may be laid down, where, by the happening of any of the misfortunes or perils insured against, the voyage is lost, or not tvorfh pursuing, and the projected adventure is frustrated, or where the thing insured is so damaged or spoiled, as to be of little or no value to the owner, or where the salvage is very high, or where what is saved is of less value than the freight, or where further expense is necessary, and the insurer will not undertake, at all events, to pay that expense, the owner may abandon. (2 Marshall, 562, Condy’s Ed.

Capture and arrest afford the most frequent occasion for abandonment, and the plaintiff in this case claims the right to abandon, on the ground of capture, and the consequences resulting therefrom.

I lay out of view the right to abandon, on the ground of capture alone, because the abandonment was not made until after restoration; and the insured cannot abandon on the ground of capture alone, if he does not abandon, before he hears of the restoration ; (2 Marshall, 564;) and because, in this case, it is stipulated, *that the insured shall not abandon, until condemnation. But a restoration does not always deprive the insured of a right to abandon, for, as before stated, if in consequence of capture, the voyage is broken up, or not worth pursuing, he may yet abandon. The questions there presented on this ground, are:

1. Was the voyage broken up by the detention of the captors ?

The evidence is, that the vessel was captured on the 15th July, arrived at Sierra Leone on the 26th, and was restored on the 4th of August. The detention continued for twenty days, and four months were allowed by the policy for her stay and trade on the coast. There then remained sufficient time to complete the voyage.

2. Was the voyage broken up by the interdiction of the naval and admiralty authorities at Sierra Leone, or was it such a ground of fear, as, in law, will warrant an abandonment ?

At this period Spain and England were at peace. It cannot then be contended, that by the law of nations, the British Court of Vice Admiralty had any authority to condemn a Spanish vessel engaged in the slave trade. And this principle was recognized by the parties in the policy of insurance; for it is therein stipulated, that if the vessel be captured, the insured shall not abandon, until condemnation, thereby intending to secure the rights of the insurers in the event of illegal condemnation. It follows, then, not only that the Court of Vice Admiralty, at Sierre Leone, had no power to condemn, but the parties themselves were well informed on the subject. The fear which will justify an abandonment must be a just fear, amounting to the tos major, illustrated by “ the fear of being made a slave or prisoner, or of perishing in case of extremity, or where defence becomes impossible.” (Emerigon, 1 Tome, 507 to 512. Craig v. United Ins. Co., (6 Johns., 250.) Armory v. Jones, (6 Mass. Rep., 321;) Richardson, et al. v. Marine Ins. Co., [96]*96(Ibid. 121.) We are then to determine, whether there was any just *groun(l of fear; whether the danger was imminent and morally certain ? It cannot be contended, that there was anything like a vis major. The vessel was free to depart at any moment after the fourth of August. The British government had no right to capture a Spanish vessel engaged in the slave trade; and therefore this Court will not presume that they would have done so. It is true, that the supercargo states, that they did condemn some vessel, principally on this ground ; but this is not satisfactory proof of the fact. It is not the highest evidence the nature of the case admits. His information may have been incorrect, or his memory may have failed him. Can we rely on this evidence, where we find him misstating the ground of acquittal, as to his own vessel, as will hereafter appear ?

It is highly probably that as the British were at that period influenced by the zeal of new converts, that they may have excited some apprehensions in the mind of the supercargo. But it appears to my mind, to be as absurd to urge such circumstances, as a ground of abandonment, as it would be to say he was afraid of the gales which sometimes prevail on the coast at that Season. It is a clear and well settled principle in the law of insurance, that the fear of loss, is not the loss itself, and is no justifiable cause of abandonment. The supercargo wasthreatenedwith capture, but it was a mere threat, without any legal authority to support it. The abandonment proceeds from some other considerations, with which the insurers have no concern. 8 Johnson, 277, Corp v. Un. Ins. Co. 6 Johnson, 226, Craig v. Un. Ins. Co.

The second ground is, because it was fully proven, that on the arrest of the vessel, at Dominge, the captain was deprived of his command, deserted by his crew, and could never afterwards obtain any, but an American crew ; and American seamen are expressly forbidden by the laws of the United States, from navigating foreign vessels on a slave voyage, and would moreover, if employed in such a voyage, have subjected the proPerty condemnation on the coast. *And because this misfortune was a peril within the policy, either as a direct and immediate consequence of the capture, or simply as a loss from desertion, or as barratry in the mariners, and rendered the insurers liable for a total loss.

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Related

Craig v. United Insurance
6 Johns. 226 (New York Supreme Court, 1810)
Ellis v. Wild
6 Mass. 321 (Massachusetts Supreme Judicial Court, 1810)

Cite This Page — Counsel Stack

Bluebook (online)
10 S.C.L. 155, Counsel Stack Legal Research, https://law.counselstack.com/opinion/messonier-v-union-insurance-sc-1818.