Merritt v. Temple

58 N.E. 699, 155 Ind. 497, 1900 Ind. LEXIS 160
Indiana Supreme Court·Decided November 27, 1900·No. No. 18,806·Published·Cited by 4 cases

Opinion

Hadley, J.

— Which in point of time was first delivered, a mortgage securing an indebtedness, or a deed conveying the legal title to the same lands ? This is the real question presented by the record and is decisive of all. It arises under a motion for a new trial upon the ground that certain facts returned in the special finding relating to the delivery of the mortgage are not sustained by sufficient evidence and are contrary to law. This calls for a review of the special finding. A special finding must be construed as a whole, and not in fragmentary parts. Each part must be construed in connection with every other part relating to the same transaction, and, if taken as a whole, the finding legitimately supports the judgment, it must stand. Cleveland, etc., R. Co. v. Closser, 126 Ind. 348, 367, 22 Am. St. 593; Brown v. Estate of Brown, 2 Ind. App. 435, 438; Elliott’s Gen. Prac., §973.

The rule which should guide an appellate tribunal in reviewing a special finding of facts by a court is the same as that which prevails with respect to a verdict of the jury. It is this: “Where the finding is supported by the evidence it will not be disturbed, but if entirely unsupported the finding will not be allowed to stand.” Elliott’s Gen. Prac., §979; Devlin v. Quigg, 44 Minn. 534, 47 N. W. 258, 20 Am. St. 592; Davidson v. Morrison, 86 Ky. 397, 407, 5 S. W. 871, 9 Am. St. 295.

There was evidence in support of these facts: August 8, 1893, Harriet H. Burget, hereinafter called Mrs. Burget, then in life, was the owner of the land in controversy. She and Harriett Merritt, her step-granddaughter and who lived with her on the farm in the same house, and hereinafter called M!rs. Merritt, had in 1889 become jointly indebted to Emanuel Burget on a promissory note for $3,000, which note was due and unpaid. A few days before said August 8th, Emanuel Burget having solicited payment of [499] his note, Mrs. Burget authorized Emanuel Burget to procure a loan for her of $2,050 from Oliver Gard, and agreed to execute her note and mortgage on the land in controversy to secure the same, and that the money so procured should be all retained by said Emanuel Burget as a part payment of his $3,000 note.

Whereupon, on August 8th, Emanuel Burget and Sea-bury Merritt, a notary public, called at the residence of 'Mrs. Burget and Mrs. Merritt, and Mrs. Burget signed a note for $2,050, payable to Oliver Gard, and signed and acknowledged a mortgage on said land to secure said note, and, after completion of the instruments, handed the same to Emanuel Burget, who thereupon entered a credit on said $3,000 note for $2,050, — all with the full knowledge at the time of Mrs. Merritt, who had been made the beneficiary of said lands under the executed will of Mrs. Burget.

Within the following thirty minutes after the delivery of the note and mortgage to Emanuel Burget, Mrs. Burget signed, acknowledged, and delivered to Mrs. Merritt a deed conveying to her the legal title of the mortgaged premises, together with other real estate, and thus stripped herself of all property except a small amount of household goods; and upon the evening of the same day, August 8th, Mrs. Merritt, through the agency of Seabury Merritt, caused her deed to be recorded in the proper records of the county. Emanuel Burget held possession of the note and mortgage until the following day, August 9th, when he took them to the city of Frankfort, and presented them to Oliver Gard, who inspected them, and, finding them executed in due form, gave Emanuel Burget his check for $2,050, and at once, August 9, .1893, filed the mortgage for record in the recorder’s office of the county.

We have found no evidence in the record that Mrs. Burget actually delivered the mortgage to Gard, the nominal mortgagee, on August 8th, and before the execution of the deed to Mrs. Merritt as the finding states; nor do we deem such [500] evidence or fact material. The essential question is, had Mrs. Burget, as mortgagor, in performance of her agreement with respect to the loan, intentionally placed the mortgage beyond her control, before she executed the deed to Mrs. Mprritt ?

Delivery becomes effectual when the grantor surrenders dominion of a complete instrument with intent thereby to make it operative. Berry v. Anderson, 22 Ind. 36, 39; Somers v. Pumphrey, 24 Ind. 231, 239; Fewell v. Kessler, 30 Ind. 195; Hotchkiss v. Olmstead, 37 Ind. 74, 84; Nye v. Lowry, 82 Ind. 316, 320; Stokes v. Anderson, 118 Ind. 533, 545, 4 L. R. A. 313; Anderson v. Anderson, 126 Ind. 62, 66; Osborn v. Eslinger, ante, 351.

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Merritt v. Temple, 58 N.E. 699, 155 Ind. 497, 1900 Ind. LEXIS 160 (Ind. 1900).

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